Public · COLLEGE PAYOFF

East Central College

⌖ Union, MO · 7 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$260,572 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Not availableModeled economic break-even
−112%Modeled 10-year ROI
$42,194Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
A QUICK READ

What the numbers say about East Central College

What does East Central College cost?

East Central College reports an average annual net price of $13,128 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do East Central College graduates earn?

The observed median earnings figure is $42,194 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do East Central College graduates have?

Completer borrowers report median cumulative federal student debt of $9,500. Parent PLUS and private loans are not included.

Is every degree at East Central College worth the same?

No. DegreeVerdict currently shows 7 field-and-credential outcomes at East Central College; reported earnings and debt can differ substantially by program category.

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$260,572at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$232,5120
2
4
6
8
−$260,57210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,272
Sticker price
Published out-of-state tuition$7,680
Sticker price
Average net price$13,128
Title IV student average
Cost of attendance$19,386
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$42,194 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Associate degrees
Campus setting
Town
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$13,128Average net price / year
$19,386Cost of attendance
$9,500Median federal student debt · completer borrowers
$101/moPublished 10-year payment estimate
$42,194Median earnings · year 5 after completion
47.6%Completion rate
Not availableAdmission rate
1,639Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$12,281
$30–48k$11,895
$48–75k$14,271
$75–110k$14,999
$110k+$17,560
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$42,194
Year 6$33,017
Year 10$36,916
Full-time retention
66.7%
Part-time retention
44.3%
Completion within 200% of normal time
41.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

WHO PAYS, WHO FINISHES, WHO EARNS

Outcomes are not the same for every family.

These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.

Pell Grant students40%

Complete within 150% of the expected time

31% received a Pell Grant within eight years
Parent borrowingNot available

Median Parent PLUS debt

Borrower count not reported
First-generation students$7,125

Median federal student debt

36% making progress in repayment after three years
Student family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$34,225Earnings are not a guarantee
Middle income$41,556Earnings are not a guarantee
Higher income$47,198Earnings are not a guarantee
Three-year repayment progress
Lower income27%
Middle income47%
Higher income64%

Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.

INDEPENDENT CENSUS EARNINGS VIEW

How earnings develop by field

Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.

Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$53,471Year 1
$59,780Year 5
$70,298Year 10
Electrical/Electronics Maintenance and Repair Technologies/Technicians.Certificate, 1–2 years · Broad federal field 47
$39,119Year 1
$54,993Year 5
$65,458Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, 1–2 years · Broad federal field 51
$33,260Year 1
$53,578Year 5
$61,827Year 10
Liberal Arts and Sciences, General Studies and Humanities.Associate degree · Broad federal field 24
$26,349Year 1
$41,635Year 5
$54,224Year 10
Bilingual, Multilingual, and Multicultural Education.Associate degree · Broad federal field 13
$22,650Year 1
$39,425Year 5
$51,013Year 10
Casino Operations and Services.Certificate, 1–2 years · Broad federal field 12
Not availableYear 1
Not availableYear 5
$49,171Year 10
Advanced/Graduate Dentistry and Oral Sciences.Certificate, less than 1 year · Broad federal field 51
Not availableYear 1
$35,391Year 5
$48,487Year 10
Accounting and Related Services.Associate degree · Broad federal field 52
$40,342Year 1
$36,433Year 5
$48,238Year 10

Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

43thEarnings percentile
34thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$37,682Median year-4 earnings across reportable program categories
$8,000Median federal debt across categories that report debt
14%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$32,063Year 1
$42,272Year 4
$42,194Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$64,6902Health and Medical Administrative Services · Associate's Degree$48,7513Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$40,1524Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$37,6825Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$33,6876Education, General · Associate's Degree$32,9177Allied Health and Medical Assisting Services · Associate's Degree$29,392

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Health and Medical Administrative ServicesAssociate's Degree · $48,751 reported+32%vs same-degree national medianNot availablefederal debt2Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $33,687 reported-2%vs same-degree national medianNot availablefederal debt3Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $40,152 reported-9%vs same-degree national median$8,000federal debt4Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $64,690 reported-20%vs same-degree national median$16,125federal debt5Education, GeneralAssociate's Degree · $32,917 reported-21%vs same-degree national medianNot availablefederal debt6Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma · $37,682 reported-22%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in MO

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Trenton, MO

North Central Missouri College

Annual net price
$13,626
Observed earnings · year 5
$44,254
Modeled 10-year ROI
-103%
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Park Hills, MO

Mineral Area College

Annual net price
$12,045
Observed earnings · year 5
$40,708
Modeled 10-year ROI
-119%
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Chillicothe, MO

Grand River Technical School

Annual net price
$11,831
Observed earnings · year 5
$39,812
Modeled 10-year ROI
-123%
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Sedalia, MO

State Fair Community College

Annual net price
$7,985
Observed earnings · year 5
$41,663
Modeled 10-year ROI
-116%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$64,690$16,125Not reported
Health and Medical Administrative ServicesAssociate's Degree$48,751Not availableNot reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$40,152$8,000Not reported
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma$37,682Not available29
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$33,687Not available15
Education, GeneralAssociate's Degree$32,917Not availableNot reported
Allied Health and Medical Assisting ServicesAssociate's Degree$29,392Not availableNot reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.