10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$74,294at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Empire State University
⌖ Saratoga Springs, NY · 31 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$74,294 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
14.9 yrsModeled economic break-even
−33%Modeled 10-year ROI
$60,241Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$11,676Average net price / year
$19,699Cost of attendance
$60,241Median earnings · year 5 after completion
41.2%Completion rate
Not availableAdmission rate
7,585Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$52,821Year 1
$63,250Year 4
$60,241Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Health Professions Education, Ethics, and Humanities · Master's Degree$118,0712Business Administration, Management and Operations · Master's Degree$114,1163Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$102,3844Human Resources Management and Services · Associate's Degree$90,6195Education, Other · Master's Degree$75,8546Public Administration and Social Service Professions, Other · Bachelor's Degree$72,1887Physical Sciences, Other · Bachelor's Degree$71,8058Social Sciences, Other · Master's Degree$71,200Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Old Westbury, NY
SUNY Old Westbury
- Annual net price
- $11,282
- Observed earnings · year 5
- $57,140
- Modeled 10-year ROI
- -46%
Eastern Suffolk BOCES
- Annual net price
- $11,330
- Observed earnings · year 5
- $54,488
- Modeled 10-year ROI
- -58%
Eastern Suffolk BOCES
- Annual net price
- $10,121
- Observed earnings · year 5
- $54,488
- Modeled 10-year ROI
- -57%
CUNY York College
- Annual net price
- $4,456
- Observed earnings · year 5
- $60,074
- Modeled 10-year ROI
- -24%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Health Professions Education, Ethics, and Humanities | Master's Degree | $118,071 | Not available |
| Business Administration, Management and Operations | Master's Degree | $114,116 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $102,384 | $24,687 |
| Human Resources Management and Services | Associate's Degree | $90,619 | Not available |
| Education, Other | Master's Degree | $75,854 | Not available |
| Public Administration and Social Service Professions, Other | Bachelor's Degree | $72,188 | Not available |
| Physical Sciences, Other | Bachelor's Degree | $71,805 | $23,976 |
| Social Sciences, Other | Master's Degree | $71,200 | Not available |
| Biological and Physical Sciences | Bachelor's Degree | $71,066 | Not available |
| Business/Commerce, General | Bachelor's Degree | $69,365 | $28,710 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $66,111 | Not available |
| Business/Commerce, General | Associate's Degree | $63,915 | $12,500 |
| Multi/Interdisciplinary Studies, Other | Associate's Degree | $62,931 | $14,239 |
| Curriculum and Instruction | Master's Degree | $62,453 | Not available |
| Social Sciences, General | Bachelor's Degree | $61,925 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $60,265 | Not available |
| Human Resources Management and Services | Bachelor's Degree | $58,129 | Not available |
| Curriculum and Instruction | Graduate/Professional Certificate | $57,855 | Not available |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $57,379 | $27,708 |
| Community Organization and Advocacy | Bachelor's Degree | $56,825 | $29,218 |
| Community Organization and Advocacy | Associate's Degree | $55,084 | $28,623 |
| English Language and Literature/Letters, Other | Bachelor's Degree | $54,265 | $26,407 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $54,122 | Not available |
| Education, General | Bachelor's Degree | $50,954 | $21,422 |
| Psychology, General | Bachelor's Degree | $49,979 | $29,050 |
| Psychology, General | Associate's Degree | $48,810 | Not available |
| History | Bachelor's Degree | $45,252 | $30,992 |
| Visual and Performing Arts, General | Bachelor's Degree | $43,473 | Not available |
| Physical Sciences, Other | Associate's Degree | Not available | $17,500 |
| Public Policy Analysis | Bachelor's Degree | Not available | $25,239 |
| Fine and Studio Arts | Bachelor's Degree | Not available | $15,125 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.