How much do Business/Commerce, General associate's degree graduates from Empire State University earn?

The reported median is $63,915 four years after completion.

How much federal debt do graduates of this program have?

The reported median federal debt among borrowers is $12,500.

Is this program above or below similar programs?

Reported year-four earnings are 28% above the national median for the same field and degree level.

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COLLEGE + DEGREE OUTCOMES

Business/Commerce, General associate's degree at Empire State University

Saratoga Springs, NY · Public

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are notably above similar programs.

$13,988 above the national median for the same field and degree level.

Debt as a share of earnings: 19.6% of annual earnings
Highest price with a positive payoff: $49,575 / year
Modeled 10-year payoff: +67% · Positive payoff
Available price data: College-wide context only

PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

← Negative payoff$0Positive payoff →

$0Annual price+$99,150

$12,000Current college-wide context+$75,150

$14,000Annual price+$71,150

$28,000Annual price+$43,150

$42,000Annual price+$15,150

$56,000Annual price−$12,850

$70,000Annual price−$40,850

OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

-28%Earnings growth, year 1 → 5$62,409 → $44,720

Not availableEarn above high-school thresholdGraduate count in the year-4 cohort

28Working in the college’s stateGraduate count in the year-4 cohort

33Year-5 earnings observationsCohort behind the year-5 median

36Borrowers representedCohort behind the debt median

Not availableAwarding-school debtDebt attributed to the college granting the credential

Not availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential

NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

227Students receiving federal aid2024–25 Title IV enrollment

32Federal-aid completers2024–25 program completers

134Pell Grant recipients2024–25 program count

110Federal loan borrowers2024–25 unduplicated count

23.3%Federal-aid non-completion rate2022–23 program cohort · 51 non-completers

Preliminary federal earnings benchmark$34,350Informational preview, not a final accountability result

Observed year-4 earnings$63,915$29,565 above the preliminary benchmark

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$11,676

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$12,500

Median federal debt across schools attended at this academic level.

03 · EARNINGS$63,915

Observed median earnings four full years after completion.

04 · REPAYMENT$133/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

Enter my price →

AVERAGE NET PRICE$11,676Institution-wide annual figure

COST OF ATTENDANCE$19,699Institution-wide annual budget

ADMISSION RATENot availableInstitution context

COMPLETION RATE41.2%Institution-wide completion rate

WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$62,409Year 1

$63,915Year 4

$44,720Year 5

CAN THE EARNINGS SUPPORT THE DEBT?

2.5% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$5,326

Estimated loan payment$133

36borrowers represented where reported

HOW DOES IT COMPARE?

$63,915 vs. $49,927

$13,988 above the national median for the same field and credential.

Same-field national median

WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.

Chief Executives$257,980 median wageNY estimate · 8,430 jobs · 11-1011$178,980–$419,730 middle 50% of NY wages+3.2% projected U.S. growth · 19,100 openings/yrTypical entry: Bachelor's degreeSales Managers$217,640 median wageNY estimate · 38,510 jobs · 11-2022$163,090–$316,030 middle 50% of NY wages+4.5% projected U.S. growth · 47,300 openings/yrTypical entry: Bachelor's degreeManagers, All Other$167,200 median wageNY estimate · 18,470 jobs · 11-9199$124,530–$221,680 middle 50% of NY wages+4.9% projected U.S. growth · 100,900 openings/yrTypical entry: Bachelor's degreeConstruction Managers$155,360 median wageNY estimate · 10,280 jobs · 11-9021$108,890–$197,010 middle 50% of NY wages+9.1% projected U.S. growth · 49,700 openings/yrTypical entry: Bachelor's degreeAdministrative Services Managers$142,280 median wageNY estimate · 15,010 jobs · 11-3012$109,210–$198,900 middle 50% of NY wages+5.2% projected U.S. growth · 22,000 openings/yrTypical entry: Bachelor's degreeFacilities Managers$131,350 median wageNY estimate · 9,580 jobs · 11-3013$100,510–$170,100 middle 50% of NY wages+4.6% projected U.S. growth · 14,200 openings/yrTypical entry: Bachelor's degreeGeneral and Operations Managers$130,860 median wageNY estimate · 206,740 jobs · 11-1021$85,770–$209,110 middle 50% of NY wages+5.0% projected U.S. growth · 285,000 openings/yrTypical entry: Bachelor's degreeIndustrial Production Managers$130,470 median wageNY estimate · 6,630 jobs · 11-3051$101,260–$167,080 middle 50% of NY wages+2.6% projected U.S. growth · 17,000 openings/yrTypical entry: Bachelor's degreeTransportation, Storage, and Distribution Managers$127,180 median wageNY estimate · 6,740 jobs · 11-3071$99,080–$163,210 middle 50% of NY wages+6.1% projected U.S. growth · 18,300 openings/yrTypical entry: High school diploma or equivalentProject Management Specialists$121,040 median wageNY estimate · 68,020 jobs · 13-1082$91,660–$160,220 middle 50% of NY wages+6.7% projected U.S. growth · 76,500 openings/yrTypical entry: Bachelor's degreeManagement Analysts$112,250 median wageNY estimate · 69,150 jobs · 13-1111$85,670–$165,460 middle 50% of NY wages+10.1% projected U.S. growth · 94,100 openings/yrTypical entry: Bachelor's degreeBusiness Teachers, Postsecondary$104,490 median wageNY estimate · 7,480 jobs · 25-1011$77,230–$162,800 middle 50% of NY wages+5.9% projected U.S. growth · 7,600 openings/yrTypical entry: Doctoral or professional degree

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