10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$99,036at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Endicott College
⌖ Beverly, MA · 25 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$99,036 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
14.1 yrsModeled economic break-even
−29%Modeled 10-year ROI
$69,358Observed earnings · year 5
$15,895Maximum annual price for positive 10-year payoff
The price benchmark would need to fall by $24,759 per year to reach it.
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate itWhat the numbers say about Endicott College
What does Endicott College cost?
Endicott College reports an average annual net price of $40,654 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Endicott College graduates earn?
The observed median earnings figure is $69,358 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Endicott College graduates have?
Completer borrowers report median cumulative federal student debt of $27,000. Parent PLUS and private loans are not included.
Is every degree at Endicott College worth the same?
No. DegreeVerdict currently shows 25 field-and-credential outcomes at Endicott College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$63,580
$12,000Annual price+$15,580
$24,000Annual price−$32,420
$36,000Annual price−$80,420
$41,000Current college-wide context−$100,420
$48,000Annual price−$128,420
$60,000Annual price−$176,420
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- New England Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$40,654Average net price / year
$59,328Cost of attendance
$27,000Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$69,358Median earnings · year 5 after completion
75.6%Completion rate
71.2%Admission rate
3,125Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
72% received a Pell Grant within eight yearsMedian Parent PLUS debt
302 parent borrowers in the reported cohortMedian federal student debt
75% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$57,190Earnings are not a guarantee
Middle income$80,784Earnings are not a guarantee
Higher income$57,162Earnings are not a guarantee
Three-year repayment progress
Lower income65%
Middle income80%
Higher income89%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$50,584Year 1
$69,414Year 4
$69,358Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Accounting and Related Services · Bachelor's Degree$107,4972Finance and Financial Management Services · Bachelor's Degree$98,1393Education, Other · Graduate/Professional Certificate$98,1174Business Administration, Management and Operations · Master's Degree$97,9825Educational Administration and Supervision · Graduate/Professional Certificate$94,2756Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$93,3077Business Administration, Management and Operations · Bachelor's Degree$79,8468Biotechnology · Bachelor's Degree$78,735Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Education, OtherGraduate/Professional Certificate · $98,117 reported+64%vs same-degree national medianNot availablefederal debt2Accounting and Related ServicesBachelor's Degree · $107,497 reported+41%vs same-degree national medianNot availablefederal debt3Design and Applied ArtsBachelor's Degree · $64,559 reported+25%vs same-degree national median$27,000federal debt4Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $58,749 reported+24%vs same-degree national medianNot availablefederal debt5Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree · $73,257 reported+22%vs same-degree national medianNot availablefederal debt6Public Relations, Advertising, and Applied CommunicationBachelor's Degree · $77,253 reported+22%vs same-degree national median$27,000federal debt
Comparable colleges in MA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
North Andover, MA
Merrimack College
- Annual net price
- $37,927
- Observed earnings · year 5
- $66,201
- Modeled 10-year ROI
- -36%
Stonehill College
- Annual net price
- $33,016
- Observed earnings · year 5
- $69,740
- Modeled 10-year ROI
- -21%
Hult International Business School
- Annual net price
- $45,447
- Observed earnings · year 5
- $73,047
- Modeled 10-year ROI
- -22%
Suffolk University
- Annual net price
- $29,618
- Observed earnings · year 5
- $69,332
- Modeled 10-year ROI
- -18%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Accounting and Related Services | Bachelor's Degree | $107,497 | Not available | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $98,139 | $27,000 | Not reported |
| Education, Other | Graduate/Professional Certificate | $98,117 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $97,982 | Not available | Not reported |
| Educational Administration and Supervision | Graduate/Professional Certificate | $94,275 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $93,307 | $27,000 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $79,846 | $26,913 | 2 |
| Biotechnology | Bachelor's Degree | $78,735 | $27,000 | Not reported |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $77,253 | $27,000 | Not reported |
| Marketing | Bachelor's Degree | $76,948 | $26,981 | 0 |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $73,257 | Not available | Not reported |
| Education, Other | Master's Degree | $72,585 | Not available | 6 |
| Special Education and Teaching | Graduate/Professional Certificate | $71,751 | Not available | Not reported |
| Design and Applied Arts | Bachelor's Degree | $64,559 | $27,000 | Not reported |
| Special Education and Teaching | Master's Degree | $63,477 | Not available | 9 |
| Communication and Media Studies | Bachelor's Degree | $62,840 | $27,000 | Not reported |
| Hospitality Administration/Management | Bachelor's Degree | $60,969 | $23,250 | 0 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $58,749 | Not available | 0 |
| Criminal Justice and Corrections | Bachelor's Degree | $58,605 | $27,000 | Not reported |
| Education, Other | Bachelor's Degree | $57,946 | $27,000 | 0 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $57,691 | $27,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $55,369 | $15,456 | Not reported |
| Psychology, General | Bachelor's Degree | $53,380 | $27,000 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $51,645 | $27,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $48,494 | Not available | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.