Private nonprofit · COLLEGE PAYOFF

Gardner-Webb University

Boiling Springs, NC · 25 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$174,376 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

32.8 yrsModeled economic break-even
−70%Modeled 10-year ROI
$52,632Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$174,376at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$250,6960
2
4
6
8
−$174,37610
Years after graduationBreak-even: 32.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$34,760
Sticker price
Published out-of-state tuition$34,760
Sticker price
Average net price$17,674
Title IV student average
Cost of attendance$47,091
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$17,674Average net price / year
$47,091Cost of attendance
$52,632Median earnings · year 5 after completion
55.4%Completion rate
77.2%Admission rate
1,856Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

67thEarnings percentile
45thCompletion percentile
EARNINGS PATH

Reported earnings over time

$45,413Year 1
$60,516Year 4
$52,632Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$125,7272Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$109,7153Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$104,1414Educational Administration and Supervision · Doctoral Degree$94,2135Business Administration, Management and Operations · Master's Degree$86,8866Business Administration, Management and Operations · Doctoral Degree$84,3867Accounting and Related Services · Master's Degree$79,0488Curriculum and Instruction · Doctoral Degree$78,398

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NC

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Mount Olive, NC

University of Mount Olive

Annual net price
$18,853
Observed earnings · year 5
$51,388
Modeled 10-year ROI
-75%
Open college profile →
Wingate, NC

Wingate University

Annual net price
$20,748
Observed earnings · year 5
$53,638
Modeled 10-year ROI
-67%
Open college profile →
Rocky Mount, NC

North Carolina Wesleyan University

Annual net price
$17,432
Observed earnings · year 5
$48,140
Modeled 10-year ROI
-87%
Open college profile →
Hickory, NC

Lenoir-Rhyne University

Annual net price
$20,689
Observed earnings · year 5
$50,297
Modeled 10-year ROI
-80%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$125,727Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree$109,715Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$104,141Not available
Educational Administration and SupervisionDoctoral Degree$94,213Not available
Business Administration, Management and OperationsMaster's Degree$86,886Not available
Business Administration, Management and OperationsDoctoral Degree$84,386Not available
Accounting and Related ServicesMaster's Degree$79,048Not available
Curriculum and InstructionDoctoral Degree$78,398Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$75,117$24,922
Educational Administration and SupervisionMaster's Degree$70,841Not available
Computer ScienceBachelor's Degree$68,175Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$67,538$20,000
Business Administration, Management and OperationsBachelor's Degree$61,489$27,000
Curriculum and InstructionMaster's Degree$60,926Not available
Accounting and Related ServicesBachelor's Degree$58,918$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$58,061Not available
Mental and Social Health Services and Allied ProfessionsMaster's Degree$56,338Not available
Criminal Justice and CorrectionsBachelor's Degree$51,709$25,000
Psychology, GeneralBachelor's Degree$49,587$22,466
Biology, GeneralBachelor's Degree$48,505$27,000
Health and Medical Administrative ServicesBachelor's Degree$47,089$24,312
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,110$27,000
Clinical, Counseling and Applied PsychologyBachelor's Degree$42,936$29,166
Communication and Media StudiesBachelor's Degree$35,982Not available
Physiology, Pathology and Related SciencesBachelor's DegreeNot available$21,500

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.