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Private nonprofit · COLLEGE PAYOFF

Harding University

⌖ Searcy, AR · 33 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$174,840 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

28.7 yrsModeled economic break-even
−65%Modeled 10-year ROI
$54,368Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$174,840at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$268,5200
2
4
6
8
−$174,84010
Years after graduationBreak-even: 28.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$26,262
Sticker price
Published out-of-state tuition$26,262
Sticker price
Average net price$22,130
Title IV student average
Cost of attendance$39,534
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$22,130Average net price / year
$39,534Cost of attendance
$54,368Median earnings · year 5 after completion
68.8%Completion rate
70.5%Admission rate
3,382Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

71thEarnings percentile
66thCompletion percentile
EARNINGS PATH

Reported earnings over time

$40,752Year 1
$53,024Year 4
$54,368Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Health/Medical Preparatory Programs · First Professional Degree$135,3722Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$124,2723Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$119,5074Business Administration, Management and Operations · Master's Degree$110,2065Computer Science · Bachelor's Degree$92,0146Accounting and Related Services · Bachelor's Degree$80,3117Rehabilitation and Therapeutic Professions · First Professional Degree$79,9768Educational Administration and Supervision · Master's Degree$76,668

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in AR

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Siloam Springs, AR

John Brown University

Annual net price
$20,397
Observed earnings · year 5
$54,645
Modeled 10-year ROI
-63%
Open college profile →Arkadelphia, AR

Ouachita Baptist University

Annual net price
$22,409
Observed earnings · year 5
$48,168
Modeled 10-year ROI
-88%
Open college profile →Conway, AR

Hendrix College

Annual net price
$24,149
Observed earnings · year 5
$49,579
Modeled 10-year ROI
-83%
Open college profile →Batesville, AR

Lyon College

Annual net price
$19,616
Observed earnings · year 5
$45,744
Modeled 10-year ROI
-97%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Health/Medical Preparatory ProgramsFirst Professional Degree$135,372Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$124,272Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$119,507Not available
Business Administration, Management and OperationsMaster's Degree$110,206Not available
Computer ScienceBachelor's Degree$92,014$24,149
Accounting and Related ServicesBachelor's Degree$80,311$27,000
Rehabilitation and Therapeutic ProfessionsFirst Professional Degree$79,976Not available
Educational Administration and SupervisionMaster's Degree$76,668Not available
Mechanical EngineeringBachelor's Degree$73,601$27,000
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$71,872$30,000
Finance and Financial Management ServicesBachelor's Degree$71,203$27,250
MarketingBachelor's Degree$62,558$27,000
Business Administration, Management and OperationsBachelor's Degree$62,025$27,750
Communication Disorders Sciences and ServicesMaster's Degree$61,215Not available
Design and Applied ArtsBachelor's Degree$60,567Not available
Romance Languages, Literatures, and LinguisticsBachelor's Degree$58,843Not available
Communication Disorders Sciences and ServicesBachelor's Degree$58,184$23,920
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$54,149$26,054
Student Counseling and Personnel ServicesMaster's Degree$52,869Not available
Public Relations, Advertising, and Applied CommunicationBachelor's Degree$51,434$26,854
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$51,067$27,000
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$50,418Not available
Criminal Justice and CorrectionsBachelor's Degree$48,992$24,955
Social WorkBachelor's Degree$48,833$29,000
Bible/Biblical StudiesBachelor's Degree$48,762$18,114
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$48,014Not available
Mental and Social Health Services and Allied ProfessionsMaster's Degree$45,988Not available
Psychology, GeneralBachelor's Degree$45,814$27,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$41,328$26,909
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$41,228$27,639
English Language and Literature, GeneralBachelor's Degree$37,384$27,000
Computer and Information Sciences, GeneralBachelor's DegreeNot available$19,338
Education, GeneralBachelor's DegreeNot available$40,375

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.