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Private nonprofit · COLLEGE PAYOFF

Hood College

⌖ Frederick, MD · 16 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$101,522 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

16.3 yrsModeled economic break-even

−39%Modeled 10-year ROI

$61,197Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$101,522at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$263,4920

−$101,52210

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$47,700

Sticker price

Published out-of-state tuition$47,700

Sticker price

Average net price$20,873

Title IV student average

Cost of attendance$61,219

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,873Average net price / year

$61,219Cost of attendance

$61,197Median earnings · year 5 after completion

56.9%Completion rate

77.8%Admission rate

1,194Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

81thEarnings percentile

48thCompletion percentile

EARNINGS PATH

Reported earnings over time

$55,348Year 1

$70,173Year 4

$61,197Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Educational Administration and Supervision · Post-baccalaureate Certificate$119,559 2Educational Administration and Supervision · Non-Credential Program (Preparatory Coursework/Teacher Certification)$100,5073Educational Administration and Supervision · Master's Degree$93,047 4Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$92,955 5Biology, General · Master's Degree$90,850 6Business Administration, Management and Operations · Bachelor's Degree$78,503 7Business Administration, Management and Operations · Master's Degree$75,246 8Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$71,439

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Westminster, MD

McDaniel College

Annual net price: $21,916
Observed earnings · year 5: $59,050
Modeled 10-year ROI: -48%

Open college profile →Takoma Park, MD

Washington Adventist University

Annual net price: $18,526
Observed earnings · year 5: $57,606
Modeled 10-year ROI: -50%

Open college profile →Emmitsburg, MD

Mount St. Mary's University

Annual net price: $22,655
Observed earnings · year 5: $66,027
Modeled 10-year ROI: -22%

Open college profile →Chestertown, MD

Washington College

Annual net price: $27,898
Observed earnings · year 5: $62,222
Modeled 10-year ROI: -41%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Educational Administration and Supervision	Post-baccalaureate Certificate	$119,559	$17,125
Educational Administration and Supervision	Non-Credential Program (Preparatory Coursework/Teacher Certification)	$100,507	Not available
Educational Administration and Supervision	Master's Degree	$93,047	Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	Bachelor's Degree	$92,955	$31,000
Biology, General	Master's Degree	$90,850	Not available
Business Administration, Management and Operations	Bachelor's Degree	$78,503	$24,715
Business Administration, Management and Operations	Master's Degree	$75,246	Not available
Teacher Education and Professional Development, Specific Subject Areas	Master's Degree	$71,439	Not available
Curriculum and Instruction	Master's Degree	$70,544	Not available
Psychology, General	Bachelor's Degree	$65,110	$22,000
Criminal Justice and Corrections	Bachelor's Degree	$60,022	$25,500
Biology, General	Bachelor's Degree	$53,886	$27,000
Special Education and Teaching	Bachelor's Degree	$50,200	Not available
English Language and Literature, General	Bachelor's Degree	$50,126	Not available
Fine and Studio Arts	Bachelor's Degree	$44,411	Not available
Social Work	Bachelor's Degree	Not available	$25,578

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.