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Howard Community College

⌖ Columbia, MD · 8 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$70,682 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

14.6 yrsModeled economic break-even

−31%Modeled 10-year ROI

$60,385Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$70,682at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$224,5320

−$70,68210

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,080

Sticker price

Published out-of-state tuition$9,624

Sticker price

Average net price$11,133

Title IV student average

Cost of attendance$16,774

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$11,133Average net price / year

$16,774Cost of attendance

$60,385Median earnings · year 5 after completion

24.0%Completion rate

Not availableAdmission rate

6,649Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

80thEarnings percentile

7thCompletion percentile

EARNINGS PATH

Reported earnings over time

$50,859Year 1

$57,920Year 4

$60,385Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$93,166 2Computer and Information Sciences, General · Associate's Degree$80,840 3Dental Support Services and Allied Professions · Associate's Degree$75,822 4Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$73,439 5Management Information Systems and Services · Associate's Degree$62,399 6Business/Commerce, General · Associate's Degree$52,569 7Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$47,008

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Baltimore, MD

Community College of Baltimore County

Annual net price: $9,844
Observed earnings · year 5: $57,782
Modeled 10-year ROI: -42%

Open college profile →Baltimore, MD

Morgan State University

Annual net price: $14,985
Observed earnings · year 5: $59,150
Modeled 10-year ROI: -41%

Open college profile →Rockville, MD

Montgomery College

Annual net price: $8,027
Observed earnings · year 5: $57,922
Modeled 10-year ROI: -39%

Open college profile →Baltimore, MD

Coppin State University

Annual net price: $9,977
Observed earnings · year 5: $55,337
Modeled 10-year ROI: -53%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	Associate's Degree	$93,166	$24,560
Computer and Information Sciences, General	Associate's Degree	$80,840	Not available
Dental Support Services and Allied Professions	Associate's Degree	$75,822	Not available
Allied Health Diagnostic, Intervention, and Treatment Professions	Associate's Degree	$73,439	$23,113
Management Information Systems and Services	Associate's Degree	$62,399	$9,095
Business/Commerce, General	Associate's Degree	$52,569	Not available
Liberal Arts and Sciences, General Studies and Humanities	Associate's Degree	$47,008	$10,200
Practical Nursing, Vocational Nursing and Nursing Assistants	Undergraduate Certificate or Diploma	Not available	$23,608

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.