Public · COLLEGE PAYOFF

Morgan State University

Baltimore, MD · 34 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$98,440 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

17.0 yrsModeled economic break-even
−41%Modeled 10-year ROI
$59,150Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$98,440at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$239,9400
2
4
6
8
−$98,44010
Years after graduationBreak-even: 17.0 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$8,229
Sticker price
Published out-of-state tuition$19,124
Sticker price
Average net price$14,985
Title IV student average
Cost of attendance$25,413
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,985Average net price / year
$25,413Cost of attendance
$59,150Median earnings · year 5 after completion
40.9%Completion rate
82.2%Admission rate
9,019Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

79thEarnings percentile
25thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,247Year 1
$62,308Year 4
$59,150Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Engineering, General · Master's Degree$101,7192Electrical, Electronics, and Communications Engineering · Bachelor's Degree$98,6403Computer Science · Bachelor's Degree$90,1834Business Administration, Management and Operations · Master's Degree$89,8925Civil Engineering · Bachelor's Degree$88,8706Educational Administration and Supervision · Doctoral Degree$84,8797Information Science/Studies · Bachelor's Degree$83,3318Industrial Engineering · Bachelor's Degree$81,416

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Arnold, MD

Anne Arundel Community College

Annual net price
$14,915
Observed earnings · year 5
$56,144
Modeled 10-year ROI
-54%
Open college profile →
Salisbury, MD

Salisbury University

Annual net price
$17,743
Observed earnings · year 5
$60,422
Modeled 10-year ROI
-39%
Open college profile →
Columbia, MD

Howard Community College

Annual net price
$11,133
Observed earnings · year 5
$60,385
Modeled 10-year ROI
-31%
Open college profile →
Frostburg, MD

Frostburg State University

Annual net price
$16,715
Observed earnings · year 5
$55,552
Modeled 10-year ROI
-57%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Engineering, GeneralMaster's Degree$101,719Not available
Electrical, Electronics, and Communications EngineeringBachelor's Degree$98,640$31,000
Computer ScienceBachelor's Degree$90,183Not available
Business Administration, Management and OperationsMaster's Degree$89,892Not available
Civil EngineeringBachelor's Degree$88,870$26,500
Educational Administration and SupervisionDoctoral Degree$84,879Not available
Information Science/StudiesBachelor's Degree$83,331$26,750
Industrial EngineeringBachelor's Degree$81,416$30,500
Construction ManagementBachelor's Degree$80,260$26,500
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$78,700Not available
Educational Administration and SupervisionMaster's Degree$77,140Not available
Public HealthMaster's Degree$75,793Not available
Social WorkMaster's Degree$70,545Not available
Foods, Nutrition, and Related ServicesBachelor's Degree$64,007$34,537
Accounting and Related ServicesBachelor's Degree$63,979$25,000
Business Administration, Management and OperationsBachelor's Degree$61,527$31,000
Social WorkBachelor's Degree$60,082$35,000
ArchitectureBachelor's Degree$59,586$30,500
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$58,788$32,512
MarketingBachelor's Degree$56,767$30,856
Psychology, GeneralBachelor's Degree$56,741$31,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$55,837$30,604
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$55,716$33,869
Public Relations, Advertising, and Applied CommunicationBachelor's Degree$55,169$31,875
Biology, GeneralBachelor's Degree$53,617$29,000
SociologyBachelor's Degree$52,116$27,000
Political Science and GovernmentBachelor's Degree$50,791$29,750
JournalismBachelor's Degree$50,700$30,896
Family and Consumer Sciences/Human Sciences, GeneralBachelor's Degree$49,198$31,000
Hospitality Administration/ManagementBachelor's Degree$46,441$30,375
MusicBachelor's Degree$34,725$31,000
Graphic CommunicationsBachelor's DegreeNot available$31,000
Fine and Studio ArtsBachelor's DegreeNot available$30,000
Finance and Financial Management ServicesBachelor's DegreeNot available$30,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.