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Private nonprofit · COLLEGE PAYOFF

International Baptist College and Seminary

⌖ Chandler, AZ · 0 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$378,400 over 10 years

Modeled from observed year-4 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−159%Modeled 10-year ROI

$31,024Observed earnings · year 4

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$378,400at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$238,6400

−$378,40010

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$13,800

Sticker price

Published out-of-state tuition$13,800

Sticker price

Average net price$14,660

Title IV student average

Cost of attendance$29,112

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,660Average net price / year

$29,112Cost of attendance

$31,024Median earnings · year 4 after completion

87.5%Completion rate

Not availableAdmission rate

43Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

24thEarnings percentile

90thCompletion percentile

EARNINGS PATH

Reported earnings over time

Not availableYear 1

$31,024Year 4

Not availableYear 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in AZ

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Prescott, AZ

Prescott College

Annual net price: $22,583
Observed earnings · year 5: $38,252
Modeled 10-year ROI: -125%

Open college profile →Glendale, AZ

Arizona Christian University

Annual net price: $32,839
Observed earnings · year 5: $47,405
Modeled 10-year ROI: -92%

Open college profile →Surprise, AZ

Ottawa University-Surprise

Annual net price: $33,393
Observed earnings · year 5: $55,681
Modeled 10-year ROI: -66%

Open college profile →Phoenix, AZ

Grand Canyon University

Annual net price: $22,472
Observed earnings · year 5: $78,861
Modeled 10-year ROI: +25%

Open college profile →

PROGRAM OUTCOMES

No field-level outcomes are currently reportable.

This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.