Public · COLLEGE PAYOFF

Kutztown University of Pennsylvania

Kutztown, PA · 29 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$181,754 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

31.7 yrsModeled economic break-even
−69%Modeled 10-year ROI
$53,357Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$181,754at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$265,3240
2
4
6
8
−$181,75410
Years after graduationBreak-even: 31.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$11,314
Sticker price
Published out-of-state tuition$16,068
Sticker price
Average net price$21,331
Title IV student average
Cost of attendance$29,866
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$21,331Average net price / year
$29,866Cost of attendance
$53,357Median earnings · year 5 after completion
53.8%Completion rate
90.8%Admission rate
6,180Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

69thEarnings percentile
43thCompletion percentile
EARNINGS PATH

Reported earnings over time

$39,923Year 1
$55,608Year 4
$53,357Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Physics · Bachelor's Degree$74,8132Computer and Information Sciences, General · Bachelor's Degree$74,6773Biology, General · Bachelor's Degree$65,9484Business Administration, Management and Operations · Bachelor's Degree$65,4075Educational/Instructional Media Design · Master's Degree$64,5486Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$64,2027Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$60,6818Student Counseling and Personnel Services · Master's Degree$59,207

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Millersville, PA

Millersville University of Pennsylvania

Annual net price
$20,787
Observed earnings · year 5
$54,150
Modeled 10-year ROI
-65%
Open college profile →
Slippery Rock, PA

Slippery Rock University of Pennsylvania

Annual net price
$19,608
Observed earnings · year 5
$53,417
Modeled 10-year ROI
-67%
Open college profile →
Ford City, PA

Lenape Technical School Practical Nursing Program

Annual net price
$20,761
Observed earnings · year 5
$50,072
Modeled 10-year ROI
-81%
Open college profile →
Scranton, PA

Career Technology Center of Lackawanna County

Annual net price
$22,521
Observed earnings · year 5
$50,485
Modeled 10-year ROI
-80%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
PhysicsBachelor's Degree$74,813Not available
Computer and Information Sciences, GeneralBachelor's Degree$74,677$27,000
Biology, GeneralBachelor's Degree$65,948$27,000
Business Administration, Management and OperationsBachelor's Degree$65,407$27,000
Educational/Instructional Media DesignMaster's Degree$64,548Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$64,202Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$60,681Not available
Student Counseling and Personnel ServicesMaster's Degree$59,207Not available
Political Science and GovernmentBachelor's Degree$58,347$27,000
Social WorkMaster's Degree$57,834Not available
Natural Resources Conservation and ResearchBachelor's Degree$56,959$26,250
Parks, Recreation, and Leisure StudiesBachelor's Degree$56,525$27,000
Criminal Justice and CorrectionsBachelor's Degree$55,068$26,000
Special Education and TeachingBachelor's Degree$54,845$27,000
Communication and Media StudiesBachelor's Degree$54,173$26,000
Design and Applied ArtsBachelor's Degree$53,312$27,000
Geological and Earth Sciences/GeosciencesBachelor's Degree$52,378$26,334
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$51,346$27,000
English Language and Literature, GeneralBachelor's Degree$50,300Not available
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$49,665$27,000
Clinical, Counseling and Applied PsychologyMaster's Degree$49,631Not available
Radio, Television, and Digital CommunicationBachelor's Degree$49,132$27,000
Rhetoric and Composition/Writing StudiesBachelor's Degree$47,530$27,000
Social WorkBachelor's Degree$47,221$26,624
Psychology, GeneralBachelor's Degree$46,253$27,000
MusicBachelor's Degree$39,549$27,000
Fine and Studio ArtsBachelor's Degree$34,337$27,000
SociologyBachelor's DegreeNot available$28,000
HistoryBachelor's DegreeNot available$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.