Private for-profit · COLLEGE PAYOFF

Lincoln Technical Institute-Mahwah

Mahwah, NJ · 4 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$257,662 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

77.4 yrsModeled economic break-even
−87%Modeled 10-year ROI
$48,821Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$257,662at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$295,8720
2
4
6
8
−$257,66210
Years after graduationBreak-even: 77.4 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuitionNot available
Sticker price
Published out-of-state tuitionNot available
Sticker price
Average net price$28,968
Title IV student average
Cost of attendance$33,182
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$28,968Average net price / year
$33,182Cost of attendance
$48,821Median earnings · year 5 after completion
78.8%Completion rate
Not availableAdmission rate
1,080Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

59thEarnings percentile
79thCompletion percentile
EARNINGS PATH

Reported earnings over time

$36,740Year 1
$51,742Year 4
$48,821Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Environmental Control Technologies/Technicians · Undergraduate Certificate or Diploma$55,8872Precision Metal Working · Undergraduate Certificate or Diploma$51,2143Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$50,5934Electrical and Power Transmission Installers · Undergraduate Certificate or Diploma$49,232

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NJ

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Union, NJ

Lincoln Technical Institute-Union

Annual net price
$27,311
Observed earnings · year 5
$48,821
Modeled 10-year ROI
-87%
Open college profile →
South Plainfield, NJ

Lincoln Technical Institute-South Plainfield

Annual net price
$31,575
Observed earnings · year 5
$48,821
Modeled 10-year ROI
-88%
Open college profile →
West Atlantic City, NJ

Prism Career Institute-West Atlantic City

Annual net price
$29,653
Observed earnings · year 5
$45,787
Modeled 10-year ROI
-97%
Open college profile →
Cherry Hill, NJ

Prism Career Institute-Cherry Hill

Annual net price
$30,147
Observed earnings · year 5
$45,787
Modeled 10-year ROI
-97%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Environmental Control Technologies/TechniciansUndergraduate Certificate or Diploma$55,887$14,553
Precision Metal WorkingUndergraduate Certificate or Diploma$51,214$9,429
Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma$50,593$13,560
Electrical and Power Transmission InstallersUndergraduate Certificate or Diploma$49,232$13,875

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.