Private nonprofit · COLLEGE PAYOFF

Loras College

Dubuque, IA · 13 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$160,864 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

25.8 yrsModeled economic break-even
−61%Modeled 10-year ROI
$55,200Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$160,864at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$262,8640
2
4
6
8
−$160,86410
Years after graduationBreak-even: 25.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$39,824
Sticker price
Published out-of-state tuition$39,824
Sticker price
Average net price$20,716
Title IV student average
Cost of attendance$50,537
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,716Average net price / year
$50,537Cost of attendance
$55,200Median earnings · year 5 after completion
67.6%Completion rate
99.9%Admission rate
1,083Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

73thEarnings percentile
64thCompletion percentile
EARNINGS PATH

Reported earnings over time

$40,870Year 1
$55,860Year 4
$55,200Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Finance and Financial Management Services · Bachelor's Degree$78,9892Accounting and Related Services · Bachelor's Degree$74,8113Marketing · Bachelor's Degree$69,0104Business Administration, Management and Operations · Bachelor's Degree$65,2665Public Relations, Advertising, and Applied Communication · Bachelor's Degree$62,0876Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$61,9017Criminal Justice and Corrections · Bachelor's Degree$60,4118Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$57,233

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Fayette, IA

Upper Iowa University

Annual net price
$20,942
Observed earnings · year 5
$55,614
Modeled 10-year ROI
-60%
Open college profile →
Indianola, IA

Simpson College

Annual net price
$21,936
Observed earnings · year 5
$54,998
Modeled 10-year ROI
-63%
Open college profile →
Des Moines, IA

Grand View University

Annual net price
$21,774
Observed earnings · year 5
$56,005
Modeled 10-year ROI
-59%
Open college profile →
Cedar Rapids, IA

Coe College

Annual net price
$18,745
Observed earnings · year 5
$54,517
Modeled 10-year ROI
-63%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Finance and Financial Management ServicesBachelor's Degree$78,989$24,077
Accounting and Related ServicesBachelor's Degree$74,811Not available
MarketingBachelor's Degree$69,010$27,000
Business Administration, Management and OperationsBachelor's Degree$65,266$27,000
Public Relations, Advertising, and Applied CommunicationBachelor's Degree$62,087$26,581
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$61,901Not available
Criminal Justice and CorrectionsBachelor's Degree$60,411$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$57,233$27,000
Psychology, GeneralBachelor's Degree$51,036$27,000
Social WorkBachelor's Degree$50,789$27,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$47,172$27,000
Communication and Media StudiesBachelor's Degree$44,741$25,166
Biology, GeneralBachelor's DegreeNot available$26,984

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.