10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$42,544at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
Loyola University Maryland
Baltimore, MD · 29 field-and-degree records
Earnings reported for 29 · Federal debt reported for 14
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff
+$42,544 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
8.8 yrsTime to earn back the modeled cost
+14%Estimated return after 10 years
$79,484Observed earnings · year 5
$41,210Highest annual price before payoff reaches $0
The price benchmark is $10,636 per year below this threshold.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $10,000 housing and food allowance plus $1,320 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$164,840
$12,000Annual price+$116,840
$24,000Annual price+$68,840
$31,000Current college-wide context+$40,840
$36,000Annual price+$20,840
$48,000Annual price−$27,160
$60,000Annual price−$75,160
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in Maryland run 5% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$30,574Average net price / year
$74,055Cost of attendance
$27,000Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$79,484Median earnings · year 5 after completion
79.2%Completion rate
75.5%Admission rate
1,290Average SAT score
3,869Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Loyola University Maryland
What does Loyola University Maryland cost?
Loyola University Maryland reports an average annual net price of $30,574 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Loyola University Maryland graduates earn?
The observed median earnings figure is $79,484 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Loyola University Maryland graduates have?
Completer borrowers report median cumulative federal student debt of $27,000. Parent PLUS and private loans are not included.
Is every degree at Loyola University Maryland worth the same?
No. The current release contains 29 field-and-degree records for Loyola University Maryland; 29 report year-4 earnings and 14 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
5,303Students enrolled at any point
4,003Undergraduate students
1,300Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
77% received a Pell Grant within eight yearsMedian Parent PLUS debt
559 parent borrowers in the reported cohortMedian federal student debt
75% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$75,203Earnings are not a guarantee
Middle income$80,147Earnings are not a guarantee
Higher income$83,780Earnings are not a guarantee
Three-year repayment progress
Lower income69%
Middle income77%
Higher income87%
Undergraduate student composition
White61%
Black12%
Hispanic15%
Asian4%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$54,123Year 1
$81,772Year 4
$79,484Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Business Administration, Management and Operations · Master's Degree$133,2452Finance and Financial Management Services · Master's Degree$131,7063Computer Science · Bachelor's Degree$124,8584Accounting and Related Services · Master's Degree$122,8165Clinical, Counseling and Applied Psychology · Doctoral Degree$109,5326Accounting and Related Services · Bachelor's Degree$103,3527Business Administration, Management and Operations · Bachelor's Degree$93,7538Educational Administration and Supervision · Master's Degree$91,923Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Business Administration, Management and OperationsBachelor's Degree · $93,753 reported+37%vs same-degree national median$27,000federal debt2Biology, GeneralBachelor's Degree · $77,861 reported+36%vs same-degree national median$27,000federal debt3Accounting and Related ServicesBachelor's Degree · $103,352 reported+36%vs same-degree national median$27,000federal debt4English Language and Literature, GeneralBachelor's Degree · $63,919 reported+32%vs same-degree national median$27,000federal debt5Rhetoric and Composition/Writing StudiesBachelor's Degree · $62,745 reported+29%vs same-degree national median$27,000federal debt6Political Science and GovernmentBachelor's Degree · $81,575 reported+29%vs same-degree national median$27,000federal debt
Comparable colleges in MD
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Owings Mills, MD
Stevenson University
- Annual net price
- $26,505
- Observed earnings · year 5
- $67,174
- Modeled 10-year ROI
- -22%
Washington College
- Annual net price
- $27,898
- Observed earnings · year 5
- $62,222
- Modeled 10-year ROI
- -41%
Notre Dame of Maryland University
- Annual net price
- $19,169
- Observed earnings · year 5
- $70,123
- Modeled 10-year ROI
- -2%
Mount St. Mary's University
- Annual net price
- $22,655
- Observed earnings · year 5
- $66,027
- Modeled 10-year ROI
- -22%
Compare fields and degree levels
Showing all 29 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $133,245 | Not available | Not reported |
| Finance and Financial Management Services | Master's Degree | $131,706 | Not available | Not reported |
| Computer Science | Bachelor's Degree | $124,858 | $27,000 | Not reported |
| Accounting and Related Services | Master's Degree | $122,816 | Not available | Not reported |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $109,532 | Not available | 10 |
| Accounting and Related Services | Bachelor's Degree | $103,352 | $27,000 | 0 |
| Business Administration, Management and Operations | Bachelor's Degree | $93,753 | $27,000 | Not reported |
| Educational Administration and Supervision | Master's Degree | $91,923 | Not available | 17 |
| Engineering, General | Bachelor's Degree | $86,585 | $27,000 | Not reported |
| Political Science and Government | Bachelor's Degree | $81,575 | $27,000 | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $81,156 | Not available | 0 |
| Biology, General | Bachelor's Degree | $77,861 | $27,000 | Not reported |
| Special Education and Teaching | Master's Degree | $74,485 | Not available | 0 |
| Radio, Television, and Digital Communication | Master's Degree | $72,987 | Not available | Not reported |
| Communication Disorders Sciences and Services | Bachelor's Degree | $72,055 | $27,000 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $71,948 | $27,000 | Not reported |
| Communication Disorders Sciences and Services | Master's Degree | $71,264 | Not available | 0 |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $69,353 | Not available | Not reported |
| Social Sciences, Other | Bachelor's Degree | $67,373 | $27,000 | Not reported |
| Student Counseling and Personnel Services | Master's Degree | $66,454 | Not available | Not reported |
| English Language and Literature, General | Bachelor's Degree | $63,919 | $27,000 | Not reported |
| Clinical, Counseling and Applied Psychology | Master's Degree | $63,855 | Not available | 0 |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $63,683 | $27,000 | Not reported |
| Rhetoric and Composition/Writing Studies | Bachelor's Degree | $62,745 | $27,000 | Not reported |
| Pastoral Counseling and Specialized Ministries | Master's Degree | $60,324 | Not available | Not reported |
| Psychology, General | Bachelor's Degree | $59,905 | $27,000 | Not reported |
| History | Bachelor's Degree | $56,845 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $55,827 | Not available | 0 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $54,695 | $27,000 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.