10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$91,024at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Midwestern State University
Wichita Falls, TX · 28 field-and-degree records
Earnings reported for 27 · Federal debt reported for 17
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$91,024 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
16.7 yrsTime to earn back the modeled cost
−40%Estimated return after 10 years
$58,560Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $11,124 housing and food allowance plus $4,036 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$44,400
$8,000Annual price−$76,400
$12,000Current college-wide context−$92,400
$16,000Annual price−$108,400
$24,000Annual price−$140,400
$32,000Annual price−$172,400
$40,000Annual price−$204,400
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
521 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Texas run 3% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$11,656Average net price / year
$22,652Cost of attendance
$21,030Median federal student debt · completer borrowers
$223/moPublished 10-year payment estimate
$58,560Median earnings · year 5 after completion
42.7%Completion rate
93.5%Admission rate
4,087Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Midwestern State University
What does Midwestern State University cost?
Midwestern State University reports an average annual net price of $11,656 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Midwestern State University graduates earn?
The observed median earnings figure is $58,560 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Midwestern State University graduates have?
Completer borrowers report median cumulative federal student debt of $21,030. Parent PLUS and private loans are not included.
Is every degree at Midwestern State University worth the same?
No. The current release contains 28 field-and-degree records for Midwestern State University; 27 report year-4 earnings and 17 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
6,147Students enrolled at any point
4,903Undergraduate students
1,244Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
47% received a Pell Grant within eight yearsMedian Parent PLUS debt
690 parent borrowers in the reported cohortMedian federal student debt
53% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$53,458Earnings are not a guarantee
Middle income$55,147Earnings are not a guarantee
Higher income$61,171Earnings are not a guarantee
Three-year repayment progress
Lower income47%
Middle income57%
Higher income66%
Undergraduate student composition
White41%
Black14%
Hispanic28%
Asian3%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Master’s degree · Broad federal field 51
$98,992Year 1
$114,157Year 5
$123,919Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$62,818Year 1
$92,948Year 5
$106,266Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$77,149Year 1
$86,253Year 5
$100,908Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$63,451Year 1
$72,204Year 5
$100,794Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Bachelor’s degree · Broad federal field 14
$57,372Year 1
$90,004Year 5
$96,105Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$53,566Year 1
$72,192Year 5
$83,306Year 10
Outdoor Education.Master’s degree · Broad federal field 31
$47,243Year 1
$67,042Year 5
$81,671Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$43,122Year 1
$64,652Year 5
$79,937Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$50,745Year 1
$62,250Year 4
$58,560Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$132,4982Health and Medical Administrative Services · Master's Degree$90,7183Mechanical Engineering · Bachelor's Degree$87,1604Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$87,0095Finance and Financial Management Services · Bachelor's Degree$84,5476Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$83,6227Business Administration, Management and Operations · Master's Degree$77,6408Dental Support Services and Allied Professions · Bachelor's Degree$74,347Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Fine and Studio ArtsBachelor's Degree · $49,896 reported+21%vs same-degree national medianNot availablefederal debt2Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree · $83,622 reported+18%vs same-degree national median$24,000federal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree · $132,498 reported+10%vs same-degree national medianNot availablefederal debt4Dental Support Services and Allied ProfessionsBachelor's Degree · $74,347 reported+9%vs same-degree national median$19,500federal debt5Parks, Recreation, and Leisure StudiesBachelor's Degree · $51,917 reported+2%vs same-degree national medianNot availablefederal debt6Finance and Financial Management ServicesBachelor's Degree · $84,547 reported+1%vs same-degree national median$23,338federal debt
Comparable colleges in TX
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
San Antonio, TX
The University of Texas at San Antonio
- Annual net price
- $10,836
- Observed earnings · year 5
- $58,103
- Modeled 10-year ROI
- -41%
Texas Woman's University
- Annual net price
- $11,963
- Observed earnings · year 5
- $60,022
- Modeled 10-year ROI
- -34%
The University of Texas Permian Basin
- Annual net price
- $12,723
- Observed earnings · year 5
- $57,411
- Modeled 10-year ROI
- -46%
University of Houston-Downtown
- Annual net price
- $10,542
- Observed earnings · year 5
- $59,780
- Modeled 10-year ROI
- -33%
Compare fields and degree levels
Showing all 28 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $132,498 | Not available | Not reported |
| Health and Medical Administrative Services | Master's Degree | $90,718 | Not available | Not reported |
| Mechanical Engineering | Bachelor's Degree | $87,160 | $31,000 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $87,009 | $27,000 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $84,547 | $23,338 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $83,622 | $24,000 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $77,640 | Not available | Not reported |
| Dental Support Services and Allied Professions | Bachelor's Degree | $74,347 | $19,500 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $66,000 | $24,900 | Not reported |
| Educational Administration and Supervision | Master's Degree | $63,445 | Not available | Not reported |
| Management Information Systems and Services | Bachelor's Degree | $61,966 | $24,000 | Not reported |
| Special Education and Teaching | Master's Degree | $61,418 | Not available | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Master's Degree | $59,534 | Not available | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $59,289 | $27,373 | Not reported |
| Marketing | Bachelor's Degree | $55,986 | $28,026 | Not reported |
| Biology, General | Bachelor's Degree | $52,286 | $28,000 | Not reported |
| Parks, Recreation, and Leisure Studies | Bachelor's Degree | $51,917 | Not available | Not reported |
| Social Work | Bachelor's Degree | $51,901 | $35,135 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $50,888 | $25,668 | Not reported |
| Physiology, Pathology and Related Sciences | Bachelor's Degree | $50,067 | $22,244 | Not reported |
| Fine and Studio Arts | Bachelor's Degree | $49,896 | Not available | Not reported |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $48,989 | $27,375 | Not reported |
| Communication and Media Studies | Bachelor's Degree | $47,651 | $26,000 | Not reported |
| Psychology, General | Bachelor's Degree | $46,729 | $25,000 | Not reported |
| Criminal Justice and Corrections | Master's Degree | $45,895 | Not available | Not reported |
| Sociology | Bachelor's Degree | $39,067 | Not available | Not reported |
| English Language and Literature, General | Bachelor's Degree | $38,748 | Not available | Not reported |
| History | Bachelor's Degree | Not available | $30,500 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.