10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$124,742at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Monterey Peninsula College
⌖ Monterey, CA · 0 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$124,742 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
22.4 yrsModeled economic break-even
−55%Modeled 10-year ROI
$55,075Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Monterey Peninsula College
What does Monterey Peninsula College cost?
Monterey Peninsula College reports an average annual net price of $11,373 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Monterey Peninsula College graduates earn?
The observed median earnings figure is $55,075 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Monterey Peninsula College graduates have?
Median federal debt for completer borrowers is not reportable in the current record.
Is every degree at Monterey Peninsula College worth the same?
The current release does not contain reportable field-and-credential outcomes for Monterey Peninsula College, so this page cannot compare its individual degrees.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$79,250
$8,000Annual price−$111,250
$11,000Current college-wide context−$123,250
$16,000Annual price−$143,250
$24,000Annual price−$175,250
$32,000Annual price−$207,250
$40,000Annual price−$239,250
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Western Association of Schools and Colleges Accrediting Commission for Community and Junior Colleges
- Main award level
- Associate degrees
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$11,373Average net price / year
$19,605Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$55,075Median earnings · year 5 after completion
39.7%Completion rate
Not availableAdmission rate
5,624Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
39% received a Pell Grant within eight yearsMedian Parent PLUS debt
19 parent borrowers in the reported cohortMedian federal student debt
30% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$39,746Earnings are not a guarantee
Middle income$47,900Earnings are not a guarantee
Higher income$53,825Earnings are not a guarantee
Three-year repayment progress
Lower income27%
Middle income38%
Higher income62%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
Not availableYear 1
Not availableYear 4
$55,075Year 5
Separate federal cohorts may underlie different measurement years.
Comparable colleges in CA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Sonora, CA
Columbia College
- Annual net price
- $11,316
- Observed earnings · year 5
- $55,812
- Modeled 10-year ROI
- -52%
Santa Barbara City College
- Annual net price
- $11,315
- Observed earnings · year 5
- $54,220
- Modeled 10-year ROI
- -59%
College of Marin
- Annual net price
- $12,351
- Observed earnings · year 5
- $54,326
- Modeled 10-year ROI
- -59%
California State University, Dominguez Hills
- Annual net price
- $8,615
- Observed earnings · year 5
- $56,700
- Modeled 10-year ROI
- -45%
No field-level outcomes are currently reportable.
This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.