10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$133,060at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Santa Barbara City College
⌖ Santa Barbara, CA · 4 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$133,060 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
24.4 yrsModeled economic break-even
−59%Modeled 10-year ROI
$54,220Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$11,315Average net price / year
$20,394Cost of attendance
$54,220Median earnings · year 5 after completion
33.6%Completion rate
Not availableAdmission rate
9,889Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$55,357Year 1
$63,514Year 4
$54,220Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$101,6162Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$88,9913Health and Medical Administrative Services · Associate's Degree$71,3514Health and Medical Administrative Services · Undergraduate Certificate or Diploma$59,345Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in CA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Monterey, CA
Monterey Peninsula College
- Annual net price
- $11,373
- Observed earnings · year 5
- $55,075
- Modeled 10-year ROI
- -55%
College of Marin
- Annual net price
- $12,351
- Observed earnings · year 5
- $54,326
- Modeled 10-year ROI
- -59%
Columbia College
- Annual net price
- $11,316
- Observed earnings · year 5
- $55,812
- Modeled 10-year ROI
- -52%
Copper Mountain Community College
- Annual net price
- $9,105
- Observed earnings · year 5
- $52,460
- Modeled 10-year ROI
- -66%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $101,616 | $21,037 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $88,991 | Not available |
| Health and Medical Administrative Services | Associate's Degree | $71,351 | $23,505 |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $59,345 | $18,728 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.