10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$141,930at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Morningside University
⌖ Sioux City, IA · 11 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$141,930 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
18.7 yrsModeled economic break-even
−46%Modeled 10-year ROI
$61,335Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$31,320Average net price / year
$52,577Cost of attendance
$61,335Median earnings · year 5 after completion
50.1%Completion rate
71.0%Admission rate
1,163Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$53,956Year 1
$61,955Year 4
$61,335Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$99,8962Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$84,0333Agricultural and Food Products Processing · Bachelor's Degree$66,3684Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$64,9965Education, Other · Master's Degree$64,2796Biology, General · Bachelor's Degree$62,4007Business Administration, Management and Operations · Bachelor's Degree$61,9408Special Education and Teaching · Master's Degree$61,726Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in IA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Des Moines, IA
Mercy College of Health Sciences
- Annual net price
- $26,924
- Observed earnings · year 5
- $62,428
- Modeled 10-year ROI
- -39%
Drake University
- Annual net price
- $29,127
- Observed earnings · year 5
- $67,733
- Modeled 10-year ROI
- -23%
Wartburg College
- Annual net price
- $32,908
- Observed earnings · year 5
- $54,214
- Modeled 10-year ROI
- -70%
Saint Ambrose University
- Annual net price
- $24,691
- Observed earnings · year 5
- $63,455
- Modeled 10-year ROI
- -34%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $99,896 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $84,033 | $28,000 |
| Agricultural and Food Products Processing | Bachelor's Degree | $66,368 | $26,969 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $64,996 | Not available |
| Education, Other | Master's Degree | $64,279 | Not available |
| Biology, General | Bachelor's Degree | $62,400 | $27,000 |
| Business Administration, Management and Operations | Bachelor's Degree | $61,940 | $27,000 |
| Special Education and Teaching | Master's Degree | $61,726 | Not available |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $56,166 | $28,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $50,717 | $27,000 |
| Social Sciences, Other | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.