10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$275,818at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private for-profit · ONLINE-ONLY COLLEGE
National American University-Rapid City
Administrative location: Rapid City, SD · 24 field-and-degree records
Earnings reported for 24 · Federal debt reported for 17
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$275,818 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
107.0 yrsTime to earn back the modeled cost
−91%Estimated return after 10 years
$47,843Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $14,400 housing and food allowance plus $3,987 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$151,570
$10,000Annual price−$191,570
$20,000Annual price−$231,570
$30,000Annual price−$271,570
$31,000Current college-wide context−$275,570
$40,000Annual price−$311,570
$50,000Annual price−$351,570
HOW STUDENTS ATTEND · 2023-24
Attendance format is not fully reported.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Online-only institution
- Federal designation
- No special designation reported
STATE PRICE CONTEXT · 2024
Prices in South Dakota run 11% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$31,062Average net price / year
$34,452Cost of attendance
$29,020Median federal student debt · completer borrowers
$308/moPublished 10-year payment estimate
$47,843Median earnings · year 5 after completion
Not availableCompletion rate
Not availableAdmission rate
764Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about National American University-Rapid City
What does National American University-Rapid City cost?
National American University-Rapid City reports an average annual net price of $31,062 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do National American University-Rapid City graduates earn?
The observed median earnings figure is $47,843 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do National American University-Rapid City graduates have?
Completer borrowers report median cumulative federal student debt of $29,020. Parent PLUS and private loans are not included.
Is every degree at National American University-Rapid City worth the same?
No. The current release contains 24 field-and-degree records for National American University-Rapid City; 24 report year-4 earnings and 17 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
1,517Students enrolled at any point
1,328Undergraduate students
189Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
30% received a Pell Grant within eight yearsMedian Parent PLUS debt
39 parent borrowers in the reported cohortMedian federal student debt
23% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$33,083Earnings are not a guarantee
Middle income$45,734Earnings are not a guarantee
Higher income$55,339Earnings are not a guarantee
Three-year repayment progress
Lower income19%
Middle income36%
Higher income50%
Undergraduate student composition
White37%
Black29%
Hispanic16%
Asian1%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$44,433Year 1
$53,841Year 4
$47,843Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Educational Administration and Supervision · Doctoral Degree$122,9072Homeland Security · Master's Degree$107,3323Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$89,3194Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$83,0785Business Administration, Management and Operations · Master's Degree$67,9596Human Resources Management and Services · Bachelor's Degree$67,0257Computer and Information Sciences, General · Bachelor's Degree$64,9368Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$62,235Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Educational Administration and SupervisionDoctoral Degree · $122,907 reported+22%vs same-degree national medianNot availablefederal debt2Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $38,605 reported+13%vs same-degree national median$26,572federal debt3Homeland SecurityMaster's Degree · $107,332 reported+11%vs same-degree national medianNot availablefederal debt4Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $62,235 reported+11%vs same-degree national median$31,335federal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $89,319 reported+11%vs same-degree national median$33,924federal debt6Health and Medical Administrative ServicesUndergraduate Certificate or Diploma · $36,555 reported+3%vs same-degree national median$28,143federal debt
Comparable online colleges nationwide
Currently operating online-only private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Administrative location is not treated as the student market.
Kansas City, MO
Pinnacle Career Institute
- Annual net price
- $28,732
- Observed earnings · year 5
- $35,786
- Modeled 10-year ROI
- -131%
South University-Savannah Online
- Annual net price
- $28,049
- Observed earnings · year 5
- $59,826
- Modeled 10-year ROI
- -49%
College of Court Reporting Inc
- Annual net price
- $39,997
- Observed earnings · year 5
- $41,472
- Modeled 10-year ROI
- -110%
American InterContinental University System
- Annual net price
- $15,172
- Observed earnings · year 5
- $47,187
- Modeled 10-year ROI
- -91%
Compare fields and degree levels
Showing all 24 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Educational Administration and Supervision | Doctoral Degree | $122,907 | Not available | 4 |
| Homeland Security | Master's Degree | $107,332 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $89,319 | $33,924 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $83,078 | $52,969 | Not reported |
| Business Administration, Management and Operations | Master's Degree | $67,959 | Not available | Not reported |
| Human Resources Management and Services | Bachelor's Degree | $67,025 | Not available | 1 |
| Computer and Information Sciences, General | Bachelor's Degree | $64,936 | $53,229 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $62,235 | $31,335 | Not reported |
| Computer/Information Technology Administration and Management | Bachelor's Degree | $58,897 | Not available | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $57,756 | $46,575 | 0 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $53,752 | $33,022 | Not reported |
| Health and Medical Administrative Services | Bachelor's Degree | $52,803 | $52,058 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $52,215 | $41,344 | 1 |
| Criminal Justice and Corrections | Bachelor's Degree | $47,907 | $51,547 | Not reported |
| Computer/Information Technology Administration and Management | Associate's Degree | $47,334 | $28,212 | Not reported |
| Legal Support Services | Associate's Degree | $43,288 | Not available | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $43,113 | $30,707 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $41,000 | $34,769 | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $40,052 | $35,442 | Not reported |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $38,605 | $26,572 | Not reported |
| Accounting and Related Services | Associate's Degree | $37,062 | $28,757 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $36,555 | $28,143 | 30 |
| Entrepreneurial and Small Business Operations | Associate's Degree | $36,166 | Not available | Not reported |
| Health and Medical Administrative Services | Associate's Degree | $35,072 | $41,890 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.