10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$130,206at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
New England Tractor Trailer Training School of Massachusetts
⌖ North Andover, MA · 2 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$130,206 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
21.4 yrsModeled economic break-even
−53%Modeled 10-year ROI
$56,445Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$16,164Average net price / year
$20,146Cost of attendance
$56,445Median earnings · year 5 after completion
73.7%Completion rate
Not availableAdmission rate
430Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$49,157Year 1
$61,966Year 4
$56,445Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Ground Transportation · Undergraduate Certificate or Diploma$62,7752Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$60,203Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Concord, MA
National Aviation Academy of New England
- Annual net price
- $27,871
- Observed earnings · year 5
- $63,641
- Modeled 10-year ROI
- -36%
Motoring Technical Training Institute
- Annual net price
- $20,255
- Observed earnings · year 5
- $41,397
- Modeled 10-year ROI
- -114%
FINE Mortuary College
- Annual net price
- $27,385
- Observed earnings · year 5
- $70,630
- Modeled 10-year ROI
- -11%
Lowell Academy Hairstyling Institute
- Annual net price
- $14,839
- Observed earnings · year 5
- $30,835
- Modeled 10-year ROI
- -159%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Ground Transportation | Undergraduate Certificate or Diploma | $62,775 | $6,333 |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $60,203 | $13,437 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.