10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$195,756at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Northwood Technical College
⌖ Rice Lake, WI · 30 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$195,756 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
106.9 yrsModeled economic break-even
−91%Modeled 10-year ROI
$47,020Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Northwood Technical College
What does Northwood Technical College cost?
Northwood Technical College reports an average annual net price of $8,989 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Northwood Technical College graduates earn?
The observed median earnings figure is $47,020 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Northwood Technical College graduates have?
Completer borrowers report median cumulative federal student debt of $8,250. Parent PLUS and private loans are not included.
Is every degree at Northwood Technical College worth the same?
No. DegreeVerdict currently shows 30 field-and-credential outcomes at Northwood Technical College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$159,800
$8,000Current college-wide context−$191,800
$9,000Current college-wide context−$195,800
$16,000Annual price−$223,800
$24,000Annual price−$255,800
$32,000Annual price−$287,800
$40,000Annual price−$319,800
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Certificates
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$8,989Average net price / year
$14,981Cost of attendance
$8,250Median federal student debt · completer borrowers
$87/moPublished 10-year payment estimate
$47,020Median earnings · year 5 after completion
56.3%Completion rate
Not availableAdmission rate
2,149Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
56% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
60% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$40,034Earnings are not a guarantee
Middle income$47,178Earnings are not a guarantee
Higher income$50,023Earnings are not a guarantee
Three-year repayment progress
Lower income49%
Middle income70%
Higher income75%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$37,758Year 1
$49,705Year 4
$47,020Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Heavy/Industrial Equipment Maintenance Technologies/Technicians · Undergraduate Certificate or Diploma$76,0052Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$73,5033Agricultural Mechanization · Undergraduate Certificate or Diploma$71,1754Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) · Undergraduate Certificate or Diploma$69,7875Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$65,3416Computer and Information Sciences, General · Undergraduate Certificate or Diploma$57,3497Computer and Information Sciences, General · Associate's Degree$55,9308Precision Metal Working · Undergraduate Certificate or Diploma$54,941Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)Undergraduate Certificate or Diploma · $69,787 reported+45%vs same-degree national medianNot availablefederal debt2Dental Support Services and Allied ProfessionsUndergraduate Certificate or Diploma · $46,727 reported+39%vs same-degree national medianNot availablefederal debt3Human Development, Family Studies, and Related ServicesUndergraduate Certificate or Diploma · $40,567 reported+30%vs same-degree national median$12,000federal debt4Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma · $32,846 reported+25%vs same-degree national median$5,500federal debt5Heavy/Industrial Equipment Maintenance Technologies/TechniciansUndergraduate Certificate or Diploma · $76,005 reported+22%vs same-degree national median$11,000federal debt6Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $41,582 reported+21%vs same-degree national median$9,437federal debt
Comparable colleges in WI
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Janesville, WI
Blackhawk Technical College
- Annual net price
- $9,330
- Observed earnings · year 5
- $47,299
- Modeled 10-year ROI
- -89%
Milwaukee Area Technical College
- Annual net price
- $9,112
- Observed earnings · year 5
- $48,214
- Modeled 10-year ROI
- -85%
Lakeshore Technical College
- Annual net price
- $9,653
- Observed earnings · year 5
- $45,951
- Modeled 10-year ROI
- -96%
Mid-State Technical College
- Annual net price
- $10,873
- Observed earnings · year 5
- $46,675
- Modeled 10-year ROI
- -93%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Heavy/Industrial Equipment Maintenance Technologies/Technicians | Undergraduate Certificate or Diploma | $76,005 | $11,000 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $73,503 | $17,499 | Not reported |
| Agricultural Mechanization | Undergraduate Certificate or Diploma | $71,175 | Not available | Not reported |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) | Undergraduate Certificate or Diploma | $69,787 | Not available | 15 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $65,341 | $12,000 | 4 |
| Computer and Information Sciences, General | Undergraduate Certificate or Diploma | $57,349 | $10,250 | Not reported |
| Computer and Information Sciences, General | Associate's Degree | $55,930 | Not available | Not reported |
| Precision Metal Working | Undergraduate Certificate or Diploma | $54,941 | $5,500 | 75 |
| Business Administration, Management and Operations | Associate's Degree | $52,003 | $12,954 | Not reported |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $47,169 | $7,000 | 26 |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $46,727 | Not available | 7 |
| Accounting and Related Services | Associate's Degree | $46,308 | $13,167 | Not reported |
| Accounting and Related Services | Undergraduate Certificate or Diploma | $45,947 | $12,751 | 53 |
| Criminal Justice and Corrections | Associate's Degree | $44,992 | $10,252 | Not reported |
| Mental and Social Health Services and Allied Professions | Associate's Degree | $41,762 | $11,518 | Not reported |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $41,582 | $9,437 | 29 |
| Health and Medical Administrative Services | Associate's Degree | $41,415 | $16,285 | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $40,716 | $12,375 | Not reported |
| Human Development, Family Studies, and Related Services | Undergraduate Certificate or Diploma | $40,567 | $12,000 | 32 |
| Human Development, Family Studies, and Related Services | Associate's Degree | $39,229 | $12,914 | Not reported |
| Gerontology | Associate's Degree | $39,217 | Not available | Not reported |
| Gerontology | Undergraduate Certificate or Diploma | $38,916 | $11,137 | 1 |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $38,870 | $8,312 | Not reported |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $37,379 | $10,534 | 48 |
| Business Operations Support and Assistant Services | Undergraduate Certificate or Diploma | $35,988 | $16,250 | 41 |
| Cosmetology and Related Personal Grooming Services | Undergraduate Certificate or Diploma | $32,846 | $5,500 | 38 |
| Business Operations Support and Assistant Services | Associate's Degree | $31,016 | $16,500 | Not reported |
| Computer/Information Technology Administration and Management | Undergraduate Certificate or Diploma | Not available | $12,000 | 15 |
| Computer/Information Technology Administration and Management | Associate's Degree | Not available | $6,453 | Not reported |
| Mental and Social Health Services and Allied Professions | Undergraduate Certificate or Diploma | Not available | $11,000 | 59 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.