10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$21,824at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Pennsylvania State University-Penn State Mont Alto
Mont Alto, PA · 18 field-and-degree records
Earnings reported for 18 · Federal debt reported for 16
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff
+$21,824 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
9.2 yrsTime to earn back the modeled cost
+8%Estimated return after 10 years
$72,964Observed earnings · year 5
$24,910Highest annual price before payoff reaches $0
The price benchmark is $5,456 per year below this threshold.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $15,274 housing and food allowance plus $5,020 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$99,640
$8,000Annual price+$67,640
$16,000Annual price+$35,640
$19,000Current college-wide context+$23,640
$24,000Annual price+$3,640
$32,000Annual price−$28,360
$40,000Annual price−$60,360
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Rural
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
33 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Pennsylvania run 2% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$19,454Average net price / year
$28,841Cost of attendance
$25,000Median federal student debt · completer borrowers
$265/moPublished 10-year payment estimate
$72,964Median earnings · year 5 after completion
33.7%Completion rate
98.2%Admission rate
1,160Average SAT score
559Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Pennsylvania State University-Penn State Mont Alto
What does Pennsylvania State University-Penn State Mont Alto cost?
Pennsylvania State University-Penn State Mont Alto reports an average annual net price of $19,454 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Pennsylvania State University-Penn State Mont Alto graduates earn?
The observed median earnings figure is $72,964 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Pennsylvania State University-Penn State Mont Alto graduates have?
Completer borrowers report median cumulative federal student debt of $25,000. Parent PLUS and private loans are not included.
Is every degree at Pennsylvania State University-Penn State Mont Alto worth the same?
No. The current release contains 18 field-and-degree records for Pennsylvania State University-Penn State Mont Alto; 18 report year-4 earnings and 16 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
670Students enrolled at any point
669Undergraduate students
1Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
38% received a Pell Grant within eight yearsMedian Parent PLUS debt
7,968 parent borrowers in the reported cohortMedian federal student debt
61% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$52,313Earnings are not a guarantee
Middle income$60,610Earnings are not a guarantee
Higher income$73,464Earnings are not a guarantee
Three-year repayment progress
Lower income52%
Middle income67%
Higher income80%
Undergraduate student composition
White77%
Black5%
Hispanic8%
Asian3%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$74,415Year 1
$84,159Year 5
$119,554Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$39,884Year 1
$64,465Year 5
$76,958Year 10
Accounting and Related Services.Associate degree · Broad federal field 52
$59,105Year 1
Not availableYear 5
$74,872Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$52,920Year 1
$65,986Year 5
$73,728Year 10
Environmental/Natural Resources Management and Policy.Associate degree · Broad federal field 03
$37,592Year 1
$49,855Year 5
$58,858Year 10
Apparel and Textiles.Bachelor’s degree · Broad federal field 19
$37,132Year 1
$39,092Year 5
$46,663Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$54,468Year 1
$76,659Year 4
$72,964Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Undergraduate Certificate or Diploma$108,2642Information Science/Studies · Bachelor's Degree$91,6713Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$91,0324Management Information Systems and Services · Undergraduate Certificate or Diploma$81,7945Business Administration, Management and Operations · Undergraduate Certificate or Diploma$79,2926Health and Medical Administrative Services · Bachelor's Degree$75,3967Management Sciences and Quantitative Methods · Bachelor's Degree$73,3088Information Science/Studies · Associate's Degree$69,394Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Business Administration, Management and OperationsUndergraduate Certificate or Diploma · $79,292 reported+67%vs same-degree national medianNot availablefederal debt2Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingUndergraduate Certificate or Diploma · $108,264 reported+35%vs same-degree national median$27,000federal debt3Health and Medical Administrative ServicesBachelor's Degree · $75,396 reported+28%vs same-degree national median$26,000federal debt4Management Information Systems and ServicesUndergraduate Certificate or Diploma · $81,794 reported+25%vs same-degree national median$27,000federal debt5Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $54,654 reported+24%vs same-degree national median$20,000federal debt6Business/Commerce, GeneralAssociate's Degree · $61,596 reported+23%vs same-degree national median$19,500federal debt
Comparable colleges in PA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
University Park, PA
Pennsylvania State University-World Campus
- Annual net price
- $19,550
- Observed earnings · year 5
- $72,964
- Modeled 10-year ROI
- +8%
Pennsylvania State University-Penn State Schuylkill
- Annual net price
- $19,659
- Observed earnings · year 5
- $72,964
- Modeled 10-year ROI
- +8%
Pennsylvania State University-Penn State York
- Annual net price
- $19,047
- Observed earnings · year 5
- $72,964
- Modeled 10-year ROI
- +9%
Pennsylvania State University-Penn State New Kensington
- Annual net price
- $18,305
- Observed earnings · year 5
- $72,964
- Modeled 10-year ROI
- +10%
Compare fields and degree levels
Showing all 18 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Undergraduate Certificate or Diploma | $108,264 | $27,000 | 32 |
| Information Science/Studies | Bachelor's Degree | $91,671 | $26,000 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $91,032 | $27,000 | Not reported |
| Management Information Systems and Services | Undergraduate Certificate or Diploma | $81,794 | $27,000 | Not reported |
| Business Administration, Management and Operations | Undergraduate Certificate or Diploma | $79,292 | Not available | Not reported |
| Health and Medical Administrative Services | Bachelor's Degree | $75,396 | $26,000 | Not reported |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $73,308 | $26,000 | Not reported |
| Information Science/Studies | Associate's Degree | $69,394 | $24,788 | Not reported |
| Business/Commerce, General | Bachelor's Degree | $65,292 | $27,000 | Not reported |
| Business/Commerce, General | Associate's Degree | $61,596 | $19,500 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $58,195 | $27,750 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $54,654 | $20,000 | Not reported |
| Psychology, General | Bachelor's Degree | $49,543 | $27,000 | Not reported |
| Allied Health and Medical Assisting Services | Associate's Degree | $46,356 | $18,000 | Not reported |
| Human Development, Family Studies, and Related Services | Bachelor's Degree | $45,943 | $28,000 | Not reported |
| Forestry | Associate's Degree | $42,466 | Not available | Not reported |
| Human Development, Family Studies, and Related Services | Associate's Degree | $40,545 | $24,113 | Not reported |
| Fine and Studio Arts | Bachelor's Degree | $40,036 | $27,000 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.