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Private nonprofit · COLLEGE PAYOFF

Point Loma Nazarene University

⌖ San Diego, CA · 18 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$161,076 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

19.3 yrsModeled economic break-even
−48%Modeled 10-year ROI
$62,384Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$161,076at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$334,9160
2
4
6
8
−$161,07610
Years after graduationBreak-even: 19.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$46,250
Sticker price
Published out-of-state tuition$46,250
Sticker price
Average net price$38,729
Title IV student average
Cost of attendance$60,488
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$38,729Average net price / year
$60,488Cost of attendance
$62,384Median earnings · year 5 after completion
77.2%Completion rate
83.7%Admission rate
3,188Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

83thEarnings percentile
78thCompletion percentile
EARNINGS PATH

Reported earnings over time

$49,409Year 1
$72,880Year 4
$62,384Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$130,6912Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$114,9193Business Administration, Management and Operations · Master's Degree$99,7844Special Education and Teaching · Master's Degree$86,6035Education, General · Master's Degree$77,4416Business Administration, Management and Operations · Bachelor's Degree$74,4957Biology, General · Bachelor's Degree$65,3658Sports, Kinesiology, and Physical Education/Fitness · Master's Degree$64,937

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Los Angeles, CA

Occidental College

Annual net price
$38,263
Observed earnings · year 5
$64,966
Modeled 10-year ROI
-40%
Open college profile →Angwin, CA

Pacific Union College

Annual net price
$41,008
Observed earnings · year 5
$68,000
Modeled 10-year ROI
-33%
Open college profile →Claremont, CA

Scripps College

Annual net price
$36,294
Observed earnings · year 5
$68,594
Modeled 10-year ROI
-27%
Open college profile →Burbank, CA

Woodbury University

Annual net price
$33,692
Observed earnings · year 5
$66,933
Modeled 10-year ROI
-30%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$130,691Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$114,919$27,000
Business Administration, Management and OperationsMaster's Degree$99,784Not available
Special Education and TeachingMaster's Degree$86,603Not available
Education, GeneralMaster's Degree$77,441Not available
Business Administration, Management and OperationsBachelor's Degree$74,495$18,750
Biology, GeneralBachelor's Degree$65,365$25,096
Sports, Kinesiology, and Physical Education/FitnessMaster's Degree$64,937Not available
Business/Corporate CommunicationsBachelor's Degree$60,187$22,079
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$59,654$26,362
Criminal Justice and CorrectionsBachelor's Degree$59,183$14,000
Design and Applied ArtsBachelor's Degree$57,740Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$56,198$25,000
Communication and Media StudiesBachelor's Degree$47,092$21,500
Psychology, GeneralBachelor's Degree$46,437$22,411
Human Development, Family Studies, and Related ServicesBachelor's Degree$46,119$16,300
Computer and Information Sciences, GeneralBachelor's DegreeNot available$25,000
Biochemistry, Biophysics and Molecular BiologyBachelor's DegreeNot available$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.