10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$49,380at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Rutgers University-Camden
Camden, NJ · 50 field-and-degree records
Earnings reported for 49 · Federal debt reported for 32
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff
+$49,380 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
8.4 yrsTime to earn back the modeled cost
+19%Estimated return after 10 years
$75,436Observed earnings · year 5
$31,090Highest annual price before payoff reaches $0
The price benchmark is $12,345 per year below this threshold.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $18,722 housing and food allowance plus $11,996 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$124,360
$10,000Annual price+$84,360
$19,000Current college-wide context+$48,360
$20,000Annual price+$44,360
$30,000Annual price+$4,360
$40,000Annual price−$35,640
$50,000Annual price−$75,640
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
111 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in New Jersey run 9% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$18,745Average net price / year
$35,178Cost of attendance
$21,500Median federal student debt · completer borrowers
$228/moPublished 10-year payment estimate
$75,436Median earnings · year 5 after completion
66.7%Completion rate
66.3%Admission rate
1,178Average SAT score
21ACT midpoint
3,753Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Rutgers University-Camden
What does Rutgers University-Camden cost?
Rutgers University-Camden reports an average annual net price of $18,745 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Rutgers University-Camden graduates earn?
The observed median earnings figure is $75,436 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Rutgers University-Camden graduates have?
Completer borrowers report median cumulative federal student debt of $21,500. Parent PLUS and private loans are not included.
Is every degree at Rutgers University-Camden worth the same?
No. The current release contains 50 field-and-degree records for Rutgers University-Camden; 49 report year-4 earnings and 32 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
6,552Students enrolled at any point
4,444Undergraduate students
2,108Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
69% received a Pell Grant within eight yearsMedian Parent PLUS debt
3,322 parent borrowers in the reported cohortMedian federal student debt
65% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$68,387Earnings are not a guarantee
Middle income$75,187Earnings are not a guarantee
Higher income$78,840Earnings are not a guarantee
Three-year repayment progress
Lower income60%
Middle income70%
Higher income78%
Undergraduate student composition
White36%
Black19%
Hispanic24%
Asian13%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Accounting and Related Services.Master’s degree · Broad federal field 52
$113,905Year 1
$139,445Year 5
$164,030Year 10
Law.Doctoral, professional practice · Broad federal field 22
$67,330Year 1
$108,100Year 5
$139,846Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$75,634Year 1
$98,072Year 5
$118,055Year 10
Community Organization and Advocacy.Master’s degree · Broad federal field 44
$73,299Year 1
$94,009Year 5
$107,710Year 10
Advanced/Graduate Dentistry and Oral Sciences.Master’s degree · Broad federal field 51
$118,804Year 1
$98,392Year 5
$105,599Year 10
Applied Mathematics.Master’s degree · Broad federal field 27
$77,524Year 1
$93,187Year 5
$104,958Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$83,872Year 1
$95,149Year 5
$99,460Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$55,891Year 1
$75,277Year 5
$93,646Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$52,303Year 1
$77,933Year 4
$75,436Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$161,4302Business Administration, Management and Operations · Master's Degree$155,5353Biological and Physical Sciences · Master's Degree$125,4574Computer and Information Sciences, General · Bachelor's Degree$125,3035Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$122,3316Computer and Information Sciences, General · Master's Degree$121,1837Accounting and Related Services · Master's Degree$106,8138Management Sciences and Quantitative Methods · Master's Degree$104,397Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Biological and Physical SciencesMaster's Degree · $125,457 reported+52%vs same-degree national medianNot availablefederal debt2Business Administration, Management and OperationsMaster's Degree · $155,535 reported+50%vs same-degree national medianNot availablefederal debt3Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree · $74,122 reported+40%vs same-degree national median$23,000federal debt4Computer and Information Sciences, GeneralBachelor's Degree · $125,303 reported+36%vs same-degree national median$21,500federal debt5MusicBachelor's Degree · $56,008 reported+31%vs same-degree national median$26,000federal debt6Fine and Studio ArtsBachelor's Degree · $52,450 reported+27%vs same-degree national median$25,975federal debt
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Newark, NJ
Rutgers University-Newark
- Annual net price
- $19,703
- Observed earnings · year 5
- $75,436
- Modeled 10-year ROI
- +18%
Rutgers University-New Brunswick
- Annual net price
- $24,406
- Observed earnings · year 5
- $75,436
- Modeled 10-year ROI
- +10%
Ramapo College of New Jersey
- Annual net price
- $18,173
- Observed earnings · year 5
- $64,395
- Modeled 10-year ROI
- -23%
The College of New Jersey
- Annual net price
- $27,646
- Observed earnings · year 5
- $70,958
- Modeled 10-year ROI
- -11%
Compare fields and degree levels
Showing the 40 highest-earning records from 50 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Doctoral Degree | $161,430 | Not available | 22 |
| Business Administration, Management and Operations | Master's Degree | $155,535 | Not available | Not reported |
| Biological and Physical Sciences | Master's Degree | $125,457 | Not available | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $125,303 | $21,500 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $122,331 | Not available | Not reported |
| Computer and Information Sciences, General | Master's Degree | $121,183 | Not available | Not reported |
| Accounting and Related Services | Master's Degree | $106,813 | Not available | Not reported |
| Management Sciences and Quantitative Methods | Master's Degree | $104,397 | Not available | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $100,695 | $22,500 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $99,155 | $28,000 | 0 |
| Public Policy Analysis | Master's Degree | $89,111 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $89,087 | $22,770 | Not reported |
| Economics | Bachelor's Degree | $86,120 | $24,965 | Not reported |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $86,084 | Not available | 0 |
| Biology, General | Master's Degree | $84,839 | Not available | Not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Bachelor's Degree | $84,376 | $29,682 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $83,606 | $23,250 | Not reported |
| Mathematics | Bachelor's Degree | $81,845 | $23,000 | Not reported |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $79,510 | $24,250 | Not reported |
| Psychology, General | Master's Degree | $79,478 | Not available | Not reported |
| Criminal Justice and Corrections | Master's Degree | $75,983 | Not available | Not reported |
| Human Resources Management and Services | Bachelor's Degree | $75,850 | $25,750 | Not reported |
| Public Administration | Master's Degree | $74,870 | Not available | Not reported |
| Marketing | Bachelor's Degree | $74,813 | $20,731 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $74,122 | $23,000 | Not reported |
| Chemistry | Bachelor's Degree | $73,245 | $23,250 | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $69,291 | Not available | Not reported |
| Biology, General | Bachelor's Degree | $68,306 | $24,161 | Not reported |
| Health Services/Allied Health/Health Sciences, General | Bachelor's Degree | $68,108 | $26,664 | Not reported |
| Physics | Bachelor's Degree | $67,544 | $26,974 | Not reported |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $66,519 | $22,000 | Not reported |
| Social Work | Master's Degree | $66,438 | Not available | Not reported |
| Political Science and Government | Bachelor's Degree | $63,765 | $24,188 | Not reported |
| Criminal Justice and Corrections | Bachelor's Degree | $61,817 | $22,431 | Not reported |
| Research and Experimental Psychology | Bachelor's Degree | $59,913 | Not available | Not reported |
| Urban Studies/Affairs | Bachelor's Degree | $59,261 | $27,000 | Not reported |
| Philosophy | Bachelor's Degree | $58,891 | $25,000 | Not reported |
| Rhetoric and Composition/Writing Studies | Master's Degree | $58,664 | Not available | Not reported |
| Social Work | Bachelor's Degree | $56,797 | $25,000 | Not reported |
| History | Master's Degree | $56,792 | Not available | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every Rutgers University-Camden program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.