10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$151,734at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Shippensburg University of Pennsylvania
⌖ Shippensburg, PA · 34 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$151,734 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
22.3 yrsModeled economic break-even
−55%Modeled 10-year ROI
$57,317Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$23,726Average net price / year
$30,785Cost of attendance
$57,317Median earnings · year 5 after completion
55.7%Completion rate
86.5%Admission rate
4,086Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$43,565Year 1
$59,882Year 4
$57,317Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$94,6572Physics · Bachelor's Degree$91,6103Computer Engineering · Bachelor's Degree$90,3844Management Information Systems and Services · Bachelor's Degree$73,5705Human Resources Management and Services · Master's Degree$71,9386Finance and Financial Management Services · Bachelor's Degree$71,4327Accounting and Related Services · Bachelor's Degree$70,4598Mathematics · Bachelor's Degree$69,153Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in PA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Willow Grove, PA
Eastern Center for Arts and Technology
- Annual net price
- $25,158
- Observed earnings · year 5
- $58,280
- Modeled 10-year ROI
- -53%
West Chester University of Pennsylvania
- Annual net price
- $23,331
- Observed earnings · year 5
- $61,373
- Modeled 10-year ROI
- -40%
Millersville University of Pennsylvania
- Annual net price
- $20,787
- Observed earnings · year 5
- $54,150
- Modeled 10-year ROI
- -65%
Kutztown University of Pennsylvania
- Annual net price
- $21,331
- Observed earnings · year 5
- $53,357
- Modeled 10-year ROI
- -69%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $94,657 | Not available |
| Physics | Bachelor's Degree | $91,610 | Not available |
| Computer Engineering | Bachelor's Degree | $90,384 | $27,000 |
| Management Information Systems and Services | Bachelor's Degree | $73,570 | $26,900 |
| Human Resources Management and Services | Master's Degree | $71,938 | Not available |
| Finance and Financial Management Services | Bachelor's Degree | $71,432 | $26,000 |
| Accounting and Related Services | Bachelor's Degree | $70,459 | $26,949 |
| Mathematics | Bachelor's Degree | $69,153 | $26,483 |
| Business Administration, Management and Operations | Bachelor's Degree | $68,919 | $25,919 |
| Entrepreneurial and Small Business Operations | Bachelor's Degree | $67,926 | $24,000 |
| Marketing | Bachelor's Degree | $64,955 | $26,000 |
| Biology, General | Bachelor's Degree | $62,124 | $27,000 |
| Curriculum and Instruction | Master's Degree | $58,863 | Not available |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $58,650 | Not available |
| Geography and Cartography | Undergraduate Certificate or Diploma | $57,518 | $22,750 |
| Natural Resources Conservation and Research | Bachelor's Degree | $57,130 | $24,125 |
| Social Work | Master's Degree | $56,543 | Not available |
| Criminal Justice and Corrections | Bachelor's Degree | $56,376 | $26,000 |
| Student Counseling and Personnel Services | Master's Degree | $55,325 | Not available |
| Political Science and Government | Bachelor's Degree | $55,295 | $27,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $54,330 | $26,000 |
| History | Bachelor's Degree | $52,310 | $27,000 |
| Psychology, General | Bachelor's Degree | $51,607 | $26,000 |
| Special Education and Teaching | Bachelor's Degree | $50,069 | $28,500 |
| Social Work | Bachelor's Degree | $49,794 | $26,982 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $49,039 | $26,435 |
| Sociology | Bachelor's Degree | $47,841 | $27,250 |
| Journalism | Bachelor's Degree | $47,760 | $26,000 |
| Rhetoric and Composition/Writing Studies | Bachelor's Degree | $43,607 | $27,000 |
| English Language and Literature, General | Bachelor's Degree | $41,226 | $27,000 |
| Fine and Studio Arts | Bachelor's Degree | $39,127 | $28,500 |
| International/Globalization Studies | Bachelor's Degree | Not available | $27,000 |
| Chemistry | Bachelor's Degree | Not available | $27,000 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | Not available | $23,500 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.