10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$142,162at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
Southern New Hampshire University
Manchester, NH · 82 field-and-degree records
Earnings reported for 81 · Federal debt reported for 50
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$142,162 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
17.7 yrsTime to earn back the modeled cost
−43%Estimated return after 10 years
$63,467Observed earnings · year 5
$1,168Highest annual price before payoff reaches $0
The price benchmark would need to fall by $35,541 per year to reach it.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $14,252 housing and food allowance plus $12,242 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$4,670
$10,000Annual price−$35,330
$20,000Annual price−$75,330
$30,000Annual price−$115,330
$37,000Current college-wide context−$143,330
$40,000Annual price−$155,330
$50,000Annual price−$195,330
HOW STUDENTS ATTEND · 2023-24
Most students take at least some classes online.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- New England Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- Suburban
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
2,506 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in New Hampshire run 4% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$36,708Average net price / year
$40,918Cost of attendance
$21,082Median federal student debt · completer borrowers
$224/moPublished 10-year payment estimate
$63,467Median earnings · year 5 after completion
42.8%Completion rate
99.5%Admission rate
163,164Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Southern New Hampshire University
What does Southern New Hampshire University cost?
Southern New Hampshire University reports an average annual net price of $36,708 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Southern New Hampshire University graduates earn?
The observed median earnings figure is $63,467 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Southern New Hampshire University graduates have?
Completer borrowers report median cumulative federal student debt of $21,082. Parent PLUS and private loans are not included.
Is every degree at Southern New Hampshire University worth the same?
No. The current release contains 82 field-and-degree records for Southern New Hampshire University; 81 report year-4 earnings and 50 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
304,418Students enrolled at any point
262,339Undergraduate students
42,079Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
27% received a Pell Grant within eight yearsMedian Parent PLUS debt
884 parent borrowers in the reported cohortMedian federal student debt
45% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$41,619Earnings are not a guarantee
Middle income$54,794Earnings are not a guarantee
Higher income$68,429Earnings are not a guarantee
Three-year repayment progress
Lower income35%
Middle income56%
Higher income71%
Undergraduate student composition
White50%
Black20%
Hispanic15%
Asian2%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$54,644Year 1
$67,139Year 4
$63,467Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$126,4922Computer Science · Bachelor's Degree$115,2593Management Sciences and Quantitative Methods · Master's Degree$112,5964Homeland Security · Master's Degree$102,2815Finance and Financial Management Services · Master's Degree$100,9146Business, Management, Marketing, and Related Support Services, Other · Bachelor's Degree$98,3997Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$98,0328Computer and Information Sciences, General · Master's Degree$97,644Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Accounting and Related ServicesUndergraduate Certificate or Diploma · $84,256 reported+89%vs same-degree national medianNot availablefederal debt2Health and Medical Administrative ServicesAssociate's Degree · $56,385 reported+52%vs same-degree national median$12,648federal debt3Business, Management, Marketing, and Related Support Services, OtherBachelor's Degree · $98,399 reported+41%vs same-degree national median$15,697federal debt4MarketingAssociate's Degree · $61,532 reported+39%vs same-degree national median$22,546federal debt5Culinary Arts and Related ServicesAssociate's Degree · $50,055 reported+26%vs same-degree national medianNot availablefederal debt6Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree · $66,656 reported+26%vs same-degree national median$29,084federal debt
Comparable colleges in NH
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Rindge, NH
Franklin Pierce University
- Annual net price
- $27,154
- Observed earnings · year 5
- $61,532
- Modeled 10-year ROI
- -43%
Saint Anselm College
- Annual net price
- $34,779
- Observed earnings · year 5
- $75,975
- Modeled 10-year ROI
- -3%
Colby-Sawyer College
- Annual net price
- $27,431
- Observed earnings · year 5
- $55,900
- Modeled 10-year ROI
- -62%
Rivier University
- Annual net price
- $28,082
- Observed earnings · year 5
- $72,517
- Modeled 10-year ROI
- -6%
Compare fields and degree levels
Showing the 40 highest-earning records from 82 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $126,492 | Not available | Not reported |
| Computer Science | Bachelor's Degree | $115,259 | $32,614 | Not reported |
| Management Sciences and Quantitative Methods | Master's Degree | $112,596 | Not available | Not reported |
| Homeland Security | Master's Degree | $102,281 | Not available | Not reported |
| Finance and Financial Management Services | Master's Degree | $100,914 | Not available | Not reported |
| Business, Management, Marketing, and Related Support Services, Other | Bachelor's Degree | $98,399 | $15,697 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $98,032 | $31,470 | Not reported |
| Computer and Information Sciences, General | Master's Degree | $97,644 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $95,086 | Not available | Not reported |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $94,942 | $32,034 | Not reported |
| Accounting and Related Services | Master's Degree | $87,967 | Not available | Not reported |
| Economics | Bachelor's Degree | $86,764 | $19,500 | Not reported |
| Accounting and Related Services | Undergraduate Certificate or Diploma | $84,256 | Not available | 1,442 |
| Computer and Information Sciences, General | Bachelor's Degree | $81,533 | $36,709 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $81,489 | $29,252 | 2 |
| Human Resources Management and Services | Master's Degree | $79,973 | Not available | Not reported |
| Health and Medical Administrative Services | Master's Degree | $78,721 | Not available | 8 |
| Educational/Instructional Media Design | Master's Degree | $78,680 | Not available | Not reported |
| Marketing | Master's Degree | $76,638 | Not available | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $75,423 | $32,001 | 125 |
| Health Services/Allied Health/Health Sciences, General | Bachelor's Degree | $74,693 | $27,796 | Not reported |
| Human Resources Management and Services | Graduate/Professional Certificate | $73,314 | Not available | 367 |
| International Business | Bachelor's Degree | $73,271 | $35,044 | Not reported |
| Public Administration | Bachelor's Degree | $72,437 | $31,139 | Not reported |
| Economics | Master's Degree | $71,367 | Not available | Not reported |
| Business Administration, Management and Operations | Graduate/Professional Certificate | $71,030 | Not available | 69 |
| Public Relations, Advertising, and Applied Communication | Master's Degree | $70,574 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $70,181 | $34,900 | 75 |
| Public Health | Master's Degree | $69,637 | Not available | Not reported |
| Political Science and Government | Master's Degree | $68,469 | Not available | Not reported |
| Mathematics | Bachelor's Degree | $68,414 | $30,833 | Not reported |
| Criminal Justice and Corrections | Master's Degree | $67,346 | Not available | Not reported |
| Computer and Information Sciences, General | Associate's Degree | $67,194 | $22,164 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $66,656 | $29,084 | Not reported |
| Marketing | Bachelor's Degree | $66,094 | $29,255 | 17 |
| Educational Administration and Supervision | Master's Degree | $65,788 | Not available | 15 |
| Hospitality Administration/Management | Bachelor's Degree | $64,526 | $25,000 | Not reported |
| Education, General | Master's Degree | $63,714 | Not available | Not reported |
| Health and Medical Administrative Services | Bachelor's Degree | $63,292 | $35,924 | Not reported |
| Mental and Social Health Services and Allied Professions | Master's Degree | $63,147 | Not available | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every Southern New Hampshire University program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.