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Southwest Minnesota State University

⌖ Marshall, MN · 15 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$167,904 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

32.9 yrsModeled economic break-even
−70%Modeled 10-year ROI
$52,326Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$167,904at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$241,1640
2
4
6
8
−$167,90410
Years after graduationBreak-even: 32.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$10,361
Sticker price
Published out-of-state tuition$10,361
Sticker price
Average net price$15,291
Title IV student average
Cost of attendance$24,757
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$15,291Average net price / year
$24,757Cost of attendance
$52,326Median earnings · year 5 after completion
45.1%Completion rate
62.2%Admission rate
2,315Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

67thEarnings percentile
31thCompletion percentile
EARNINGS PATH

Reported earnings over time

$44,949Year 1
$55,009Year 4
$52,326Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$83,7352Business Administration, Management and Operations · Master's Degree$68,0093Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$67,7514Criminal Justice and Corrections · Bachelor's Degree$64,6545Education, General · Master's Degree$60,8736Finance and Financial Management Services · Bachelor's Degree$59,8247Marketing · Bachelor's Degree$58,5748Business Administration, Management and Operations · Bachelor's Degree$55,559

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MN

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Coon Rapids, MN

Anoka-Ramsey Community College

Annual net price
$16,434
Observed earnings · year 5
$53,141
Modeled 10-year ROI
-67%
Open college profile →Bloomington, MN

Normandale Community College

Annual net price
$12,972
Observed earnings · year 5
$52,049
Modeled 10-year ROI
-70%
Open college profile →Thief River Falls, MN

Northland Community and Technical College

Annual net price
$13,975
Observed earnings · year 5
$51,032
Modeled 10-year ROI
-74%
Open college profile →Anoka, MN

Anoka Technical College

Annual net price
$16,953
Observed earnings · year 5
$51,370
Modeled 10-year ROI
-74%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$83,735$33,560
Business Administration, Management and OperationsMaster's Degree$68,009Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$67,751Not available
Criminal Justice and CorrectionsBachelor's Degree$64,654$27,000
Education, GeneralMaster's Degree$60,873Not available
Finance and Financial Management ServicesBachelor's Degree$59,824$22,900
MarketingBachelor's Degree$58,574$23,425
Business Administration, Management and OperationsBachelor's Degree$55,559$25,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$54,554$26,000
Psychology, GeneralBachelor's Degree$47,249$26,500
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$47,219$29,000
Social WorkBachelor's Degree$45,467Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$43,904$27,000
Special Education and TeachingBachelor's DegreeNot available$30,542
Biology, GeneralBachelor's DegreeNot available$26,250

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.