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St. Mary's College of Maryland

⌖ St. Mary's City, MD · 12 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$139,914 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

22.3 yrsModeled economic break-even
−55%Modeled 10-year ROI
$56,385Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$139,914at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$253,7640
2
4
6
8
−$139,91410
Years after graduationBreak-even: 22.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$15,298
Sticker price
Published out-of-state tuition$31,374
Sticker price
Average net price$18,441
Title IV student average
Cost of attendance$31,865
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$18,441Average net price / year
$31,865Cost of attendance
$56,385Median earnings · year 5 after completion
70.0%Completion rate
68.6%Admission rate
1,603Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

75thEarnings percentile
67thCompletion percentile
EARNINGS PATH

Reported earnings over time

$30,856Year 1
$60,029Year 4
$56,385Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer and Information Sciences, General · Bachelor's Degree$94,1012Mathematics · Bachelor's Degree$77,4743Political Science and Government · Bachelor's Degree$72,3974Economics · Bachelor's Degree$71,2525Public Policy Analysis · Bachelor's Degree$69,2326Biology, General · Bachelor's Degree$66,0977Psychology, General · Bachelor's Degree$61,2148Natural Resources Conservation and Research · Bachelor's Degree$56,619

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Frostburg, MD

Frostburg State University

Annual net price
$16,715
Observed earnings · year 5
$55,552
Modeled 10-year ROI
-57%
Open college profile →Arnold, MD

Anne Arundel Community College

Annual net price
$14,915
Observed earnings · year 5
$56,144
Modeled 10-year ROI
-54%
Open college profile →Salisbury, MD

Salisbury University

Annual net price
$17,743
Observed earnings · year 5
$60,422
Modeled 10-year ROI
-39%
Open college profile →Bowie, MD

Bowie State University

Annual net price
$19,298
Observed earnings · year 5
$61,427
Modeled 10-year ROI
-36%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Computer and Information Sciences, GeneralBachelor's Degree$94,101$22,000
MathematicsBachelor's Degree$77,474Not available
Political Science and GovernmentBachelor's Degree$72,397$25,000
EconomicsBachelor's Degree$71,252$24,946
Public Policy AnalysisBachelor's Degree$69,232$22,000
Biology, GeneralBachelor's Degree$66,097$20,607
Psychology, GeneralBachelor's Degree$61,214$21,500
Natural Resources Conservation and ResearchBachelor's Degree$56,619$20,000
HistoryBachelor's Degree$55,472$23,943
English Language and Literature, GeneralBachelor's Degree$53,504$21,552
Fine and Studio ArtsBachelor's Degree$44,442Not available
AnthropologyBachelor's Degree$41,309$25,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.