10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$135,206at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
St Olaf College
⌖ Northfield, MN · 26 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$135,206 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
19.6 yrsModeled economic break-even
−49%Modeled 10-year ROI
$59,029Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$23,874Average net price / year
$71,843Cost of attendance
$59,029Median earnings · year 5 after completion
84.0%Completion rate
48.3%Admission rate
3,093Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$37,341Year 1
$56,323Year 4
$59,029Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Computer Science · Bachelor's Degree$122,9122Mathematics · Bachelor's Degree$87,6913Economics · Bachelor's Degree$84,5594Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$66,3145Biology, General · Bachelor's Degree$62,8186Sociology and Anthropology · Bachelor's Degree$60,2257Political Science and Government · Bachelor's Degree$57,8698Research and Experimental Psychology · Bachelor's Degree$56,282Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MN
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Minneapolis, MN
Augsburg University
- Annual net price
- $23,873
- Observed earnings · year 5
- $60,664
- Modeled 10-year ROI
- -43%
College of Saint Benedict
- Annual net price
- $26,640
- Observed earnings · year 5
- $60,000
- Modeled 10-year ROI
- -48%
Gustavus Adolphus College
- Annual net price
- $22,900
- Observed earnings · year 5
- $61,911
- Modeled 10-year ROI
- -38%
Concordia College at Moorhead
- Annual net price
- $24,902
- Observed earnings · year 5
- $55,336
- Modeled 10-year ROI
- -63%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Computer Science | Bachelor's Degree | $122,912 | $23,875 |
| Mathematics | Bachelor's Degree | $87,691 | $23,000 |
| Economics | Bachelor's Degree | $84,559 | $27,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $66,314 | $25,000 |
| Biology, General | Bachelor's Degree | $62,818 | $24,500 |
| Sociology and Anthropology | Bachelor's Degree | $60,225 | $24,644 |
| Political Science and Government | Bachelor's Degree | $57,869 | $24,250 |
| Research and Experimental Psychology | Bachelor's Degree | $56,282 | $25,000 |
| Ethnic, Cultural Minority, Gender, and Group Studies | Bachelor's Degree | $54,100 | $23,480 |
| Psychology, General | Bachelor's Degree | $53,666 | Not available |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $53,232 | $24,830 |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $51,909 | $27,000 |
| Social Work | Bachelor's Degree | $50,611 | $27,000 |
| English Language and Literature, General | Bachelor's Degree | $49,382 | $25,715 |
| Natural Resources Conservation and Research | Bachelor's Degree | $48,137 | $24,455 |
| Area Studies | Bachelor's Degree | $47,677 | $21,000 |
| Drama/Theatre Arts and Stagecraft | Bachelor's Degree | $45,023 | $21,000 |
| Fine and Studio Arts | Bachelor's Degree | $44,287 | $25,000 |
| History | Bachelor's Degree | $42,538 | $25,812 |
| Music | Bachelor's Degree | $42,439 | $23,750 |
| Religion/Religious Studies | Bachelor's Degree | $37,335 | $25,000 |
| East Asian Languages, Literatures, and Linguistics | Bachelor's Degree | Not available | $22,602 |
| Philosophy | Bachelor's Degree | Not available | $23,000 |
| Chemistry | Bachelor's Degree | Not available | $24,988 |
| Physics | Bachelor's Degree | Not available | $23,762 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.