10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$243,054at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
SUNY College of Agriculture and Technology at Cobleskill
⌖ Cobleskill, NY · 12 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$243,054 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
216.9 yrsModeled economic break-even
−95%Modeled 10-year ROI
$46,175Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$18,701Average net price / year
$27,786Cost of attendance
$46,175Median earnings · year 5 after completion
42.3%Completion rate
84.0%Admission rate
1,904Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$36,998Year 1
$50,709Year 4
$46,175Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Vehicle Maintenance and Repair Technologies/Technicians · Associate's Degree$83,9052Agricultural Engineering · Bachelor's Degree$66,6943Agricultural Engineering · Associate's Degree$63,8154Applied Horticulture and Horticultural Business Services · Bachelor's Degree$61,9635Information Science/Studies · Bachelor's Degree$55,7996Plant Sciences · Bachelor's Degree$51,3997Animal Sciences · Bachelor's Degree$50,4918Culinary Arts and Related Services · Bachelor's Degree$48,346Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Hudson Falls, NY
Washington Saratoga Warren Hamilton Essex BOCES-Practical Nursing Program
- Annual net price
- $18,800
- Observed earnings · year 5
- $45,224
- Modeled 10-year ROI
- -99%
Herkimer County BOCES-Practical Nursing Program
- Annual net price
- $18,150
- Observed earnings · year 5
- $46,895
- Modeled 10-year ROI
- -92%
Orleans Niagara BOCES-Practical Nursing Program
- Annual net price
- $18,371
- Observed earnings · year 5
- $44,527
- Modeled 10-year ROI
- -102%
Broome Delaware Tioga BOCES-Practical Nursing Program
- Annual net price
- $16,640
- Observed earnings · year 5
- $44,850
- Modeled 10-year ROI
- -101%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Vehicle Maintenance and Repair Technologies/Technicians | Associate's Degree | $83,905 | Not available |
| Agricultural Engineering | Bachelor's Degree | $66,694 | Not available |
| Agricultural Engineering | Associate's Degree | $63,815 | Not available |
| Applied Horticulture and Horticultural Business Services | Bachelor's Degree | $61,963 | Not available |
| Information Science/Studies | Bachelor's Degree | $55,799 | $22,980 |
| Plant Sciences | Bachelor's Degree | $51,399 | Not available |
| Animal Sciences | Bachelor's Degree | $50,491 | $24,000 |
| Culinary Arts and Related Services | Bachelor's Degree | $48,346 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $44,842 | Not available |
| Graphic Communications | Bachelor's Degree | $44,661 | Not available |
| Animal Sciences | Associate's Degree | $42,663 | Not available |
| Applied Horticulture and Horticultural Business Services | Associate's Degree | $42,193 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.