10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$110,772at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Temple University
Philadelphia, PA · 108 field-and-degree records
Earnings reported for 102 · Federal debt reported for 70
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$110,772 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
16.1 yrsTime to earn back the modeled cost
−38%Estimated return after 10 years
$63,202Observed earnings · year 5
$505Highest annual price before payoff reaches $0
The price benchmark would need to fall by $27,693 per year to reach it.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $17,690 housing and food allowance plus $4,555 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$2,020
$8,000Annual price−$29,980
$16,000Annual price−$61,980
$24,000Annual price−$93,980
$28,000Current college-wide context−$109,980
$32,000Annual price−$125,980
$40,000Annual price−$157,980
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
297 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Pennsylvania run 2% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$28,198Average net price / year
$40,903Cost of attendance
$24,395Median federal student debt · completer borrowers
$259/moPublished 10-year payment estimate
$63,202Median earnings · year 5 after completion
75.0%Completion rate
80.4%Admission rate
20,970Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Temple University
What does Temple University cost?
Temple University reports an average annual net price of $28,198 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Temple University graduates earn?
The observed median earnings figure is $63,202 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Temple University graduates have?
Completer borrowers report median cumulative federal student debt of $24,395. Parent PLUS and private loans are not included.
Is every degree at Temple University worth the same?
No. The current release contains 108 field-and-degree records for Temple University; 102 report year-4 earnings and 70 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
32,058Students enrolled at any point
22,994Undergraduate students
9,064Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
70% received a Pell Grant within eight yearsMedian Parent PLUS debt
3,654 parent borrowers in the reported cohortMedian federal student debt
66% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$59,644Earnings are not a guarantee
Middle income$65,097Earnings are not a guarantee
Higher income$66,013Earnings are not a guarantee
Three-year repayment progress
Lower income58%
Middle income68%
Higher income78%
Undergraduate student composition
White40%
Black20%
Hispanic11%
Asian15%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$45,412Year 1
$67,232Year 4
$63,202Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Dentistry · First Professional Degree$183,5602Business Administration, Management and Operations · Master's Degree$155,2713Pharmacy, Pharmaceutical Sciences, and Administration · Master's Degree$149,7414Pharmacy, Pharmaceutical Sciences, and Administration · First Professional Degree$134,7525Computer/Information Technology Administration and Management · Master's Degree$128,8746Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$128,4387Radio, Television, and Digital Communication · Master's Degree$118,3788Law · First Professional Degree$117,775Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Computer/Information Technology Administration and ManagementUndergraduate Certificate or Diploma · $108,764 reported+107%vs same-degree national medianNot availablefederal debt2American Sign LanguageUndergraduate Certificate or Diploma · $66,762 reported+60%vs same-degree national median$27,000federal debt3Radio, Television, and Digital CommunicationMaster's Degree · $118,378 reported+56%vs same-degree national medianNot availablefederal debt4Business Administration, Management and OperationsMaster's Degree · $155,271 reported+50%vs same-degree national medianNot availablefederal debt5MathematicsBachelor's Degree · $91,330 reported+31%vs same-degree national median$22,500federal debt6Biology, GeneralBachelor's Degree · $72,134 reported+26%vs same-degree national median$26,000federal debt
Comparable colleges in PA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Williamsport, PA
Pennsylvania College of Technology
- Annual net price
- $25,110
- Observed earnings · year 5
- $63,882
- Modeled 10-year ROI
- -33%
West Chester University of Pennsylvania
- Annual net price
- $23,331
- Observed earnings · year 5
- $61,373
- Modeled 10-year ROI
- -40%
Eastern Center for Arts and Technology
- Annual net price
- $25,158
- Observed earnings · year 5
- $58,280
- Modeled 10-year ROI
- -53%
University of Pittsburgh-Pittsburgh Campus
- Annual net price
- $30,434
- Observed earnings · year 5
- $69,754
- Modeled 10-year ROI
- -18%
Compare fields and degree levels
Showing the 40 highest-earning records from 108 field-and-degree records. Use the program directory to search the complete set.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Dentistry | First Professional Degree | $183,560 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $155,271 | Not available | Not reported |
| Pharmacy, Pharmaceutical Sciences, and Administration | Master's Degree | $149,741 | Not available | 0 |
| Pharmacy, Pharmaceutical Sciences, and Administration | First Professional Degree | $134,752 | Not available | Not reported |
| Computer/Information Technology Administration and Management | Master's Degree | $128,874 | Not available | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Master's Degree | $128,438 | Not available | Not reported |
| Radio, Television, and Digital Communication | Master's Degree | $118,378 | Not available | Not reported |
| Law | First Professional Degree | $117,775 | Not available | Not reported |
| Entrepreneurial and Small Business Operations | Master's Degree | $117,753 | Not available | Not reported |
| Medicine | First Professional Degree | $113,007 | Not available | Not reported |
| Accounting and Related Services | Master's Degree | $110,473 | Not available | Not reported |
| Computer/Information Technology Administration and Management | Undergraduate Certificate or Diploma | $108,764 | Not available | Not reported |
| Management Sciences and Quantitative Methods | Master's Degree | $105,003 | Not available | Not reported |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $104,311 | $26,000 | 3 |
| Finance and Financial Management Services | Master's Degree | $102,128 | Not available | Not reported |
| Computer and Information Sciences, General | Bachelor's Degree | $101,670 | $26,000 | 0 |
| Biomedical/Medical Engineering | Bachelor's Degree | $101,101 | $27,000 | Not reported |
| Biotechnology | Master's Degree | $99,847 | Not available | Not reported |
| Legal Research and Advanced Professional Studies | Master's Degree | $98,481 | Not available | 29 |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $97,839 | $27,000 | Not reported |
| Human Resources Management and Services | Master's Degree | $97,819 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $96,342 | $26,000 | Not reported |
| Health and Medical Administrative Services | Master's Degree | $94,956 | Not available | 0 |
| Insurance | Bachelor's Degree | $92,555 | $26,000 | Not reported |
| Public Policy Analysis | Master's Degree | $91,832 | Not available | Not reported |
| Mathematics | Bachelor's Degree | $91,330 | $22,500 | Not reported |
| Mechanical Engineering | Bachelor's Degree | $91,131 | $26,843 | Not reported |
| Construction Engineering Technology/Technician | Bachelor's Degree | $89,674 | $28,250 | Not reported |
| Accounting and Related Services | Bachelor's Degree | $85,777 | $26,000 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $85,011 | $26,000 | Not reported |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $83,407 | Not available | 77 |
| Business Administration, Management and Operations | Bachelor's Degree | $82,570 | $20,500 | 9 |
| Civil Engineering | Bachelor's Degree | $82,553 | $26,665 | Not reported |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $80,364 | $25,500 | Not reported |
| Engineering Technologies/Technicians, General | Bachelor's Degree | $79,351 | $30,625 | Not reported |
| Geography and Cartography | Master's Degree | $78,144 | Not available | Not reported |
| Chemistry | Bachelor's Degree | $78,052 | $24,000 | 0 |
| Civil Engineering Technologies/Technicians | Bachelor's Degree | $77,673 | Not available | Not reported |
| Hospitality Administration/Management | Master's Degree | $77,510 | Not available | Not reported |
| Medical Illustration and Informatics | Bachelor's Degree | $76,927 | $25,000 | 2 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Search every Temple University program record →Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.