10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$173,960at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Thomas College
⌖ Waterville, ME · 10 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$173,960 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
31.3 yrsModeled economic break-even
−68%Modeled 10-year ROI
$53,158Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$18,885Average net price / year
$47,198Cost of attendance
$53,158Median earnings · year 5 after completion
53.7%Completion rate
96.3%Admission rate
647Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$40,823Year 1
$54,264Year 4
$53,158Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$79,2272Computer Science · Bachelor's Degree$76,0893Accounting and Related Services · Bachelor's Degree$65,0284Education, General · Master's Degree$61,3105Criminal Justice and Corrections · Bachelor's Degree$54,6496Business Administration, Management and Operations · Bachelor's Degree$52,4907Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$51,0148Psychology, General · Bachelor's Degree$49,253Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in ME
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Bangor, ME
Husson University
- Annual net price
- $21,005
- Observed earnings · year 5
- $54,368
- Modeled 10-year ROI
- -65%
Unity Environmental University
- Annual net price
- $19,104
- Observed earnings · year 5
- $43,695
- Modeled 10-year ROI
- -105%
Colby College
- Annual net price
- $17,180
- Observed earnings · year 5
- $70,828
- Modeled 10-year ROI
- +4%
College of the Atlantic
- Annual net price
- $25,184
- Observed earnings · year 5
- $36,037
- Modeled 10-year ROI
- -132%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $79,227 | Not available |
| Computer Science | Bachelor's Degree | $76,089 | Not available |
| Accounting and Related Services | Bachelor's Degree | $65,028 | $27,000 |
| Education, General | Master's Degree | $61,310 | Not available |
| Criminal Justice and Corrections | Bachelor's Degree | $54,649 | $27,000 |
| Business Administration, Management and Operations | Bachelor's Degree | $52,490 | $23,707 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $51,014 | $27,000 |
| Psychology, General | Bachelor's Degree | $49,253 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $46,988 | $27,000 |
| Clinical, Counseling and Applied Psychology | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.