10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$295,124at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Three Rivers College
⌖ Poplar Bluff, MO · 15 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$295,124 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
Not availableModeled economic break-even
−138%Modeled 10-year ROI
$36,886Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
What the numbers say about Three Rivers College
What does Three Rivers College cost?
Three Rivers College reports an average annual net price of $8,496 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Three Rivers College graduates earn?
The observed median earnings figure is $36,886 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Three Rivers College graduates have?
Completer borrowers report median cumulative federal student debt of $10,000. Parent PLUS and private loans are not included.
Is every degree at Three Rivers College worth the same?
No. DegreeVerdict currently shows 15 field-and-credential outcomes at Three Rivers College; reported earnings and debt can differ substantially by program category.
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$261,140
$8,000Current college-wide context−$293,140
$16,000Annual price−$325,140
$24,000Annual price−$357,140
$32,000Annual price−$389,140
$40,000Annual price−$421,140
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Associate degrees
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$8,496Average net price / year
$18,637Cost of attendance
$10,000Median federal student debt · completer borrowers
$106/moPublished 10-year payment estimate
$36,886Median earnings · year 5 after completion
33.3%Completion rate
Not availableAdmission rate
1,844Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
32% received a Pell Grant within eight yearsMedian Parent PLUS debt
Borrower count not reportedMedian federal student debt
28% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$29,840Earnings are not a guarantee
Middle income$38,451Earnings are not a guarantee
Higher income$40,362Earnings are not a guarantee
Three-year repayment progress
Lower income23%
Middle income46%
Higher income54%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Associate degree · Broad federal field 51
$53,440Year 1
$64,074Year 5
$68,691Year 10
Electrical/Electronics Maintenance and Repair Technologies/Technicians.Associate degree · Broad federal field 47
$51,223Year 1
$40,037Year 5
$55,464Year 10
Liberal Arts and Sciences, General Studies and Humanities.Associate degree · Broad federal field 24
$28,005Year 1
$40,447Year 5
$45,938Year 10
Criminal Justice and Corrections.Associate degree · Broad federal field 43
$34,840Year 1
$41,154Year 5
$43,948Year 10
Accounting and Related Services.Associate degree · Broad federal field 52
$31,702Year 1
$35,274Year 5
$38,246Year 10
Apparel and Textiles.Associate degree · Broad federal field 19
$26,837Year 1
$30,926Year 5
$31,905Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$33,394Year 1
$42,322Year 4
$36,886Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$73,5542Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$63,8033Health/Medical Preparatory Programs · Undergraduate Certificate or Diploma$52,6034Allied Health and Medical Assisting Services · Associate's Degree$48,3965Criminal Justice and Corrections · Associate's Degree$44,2716Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$44,2057Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$42,9308Liberal Arts and Sciences, General Studies and Humanities · Non-Credential Program (Preparatory Coursework/Teacher Certification)$42,323Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $44,205 reported+29%vs same-degree national median$11,600federal debt2Allied Health and Medical Assisting ServicesAssociate's Degree · $48,396 reported+14%vs same-degree national medianNot availablefederal debt3Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $63,803 reported+14%vs same-degree national medianNot availablefederal debt4Business Operations Support and Assistant ServicesUndergraduate Certificate or Diploma · $33,831 reported+4%vs same-degree national medianNot availablefederal debt5Health/Medical Preparatory ProgramsUndergraduate Certificate or Diploma · $52,603 reported-3%vs same-degree national median$15,962federal debt6Teacher Education and Professional Development, Specific Subject AreasAssociate's Degree · $34,035 reported-5%vs same-degree national median$9,000federal debt
Comparable colleges in MO
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Warrensburg, MO
Warrensburg Area Career Center
- Annual net price
- $9,266
- Observed earnings · year 5
- $37,043
- Modeled 10-year ROI
- -137%
Missouri State University-West Plains
- Annual net price
- $9,750
- Observed earnings · year 5
- $35,949
- Modeled 10-year ROI
- -141%
Crowder College
- Annual net price
- $9,023
- Observed earnings · year 5
- $38,909
- Modeled 10-year ROI
- -128%
Ozarks Technical Community College
- Annual net price
- $6,936
- Observed earnings · year 5
- $39,317
- Modeled 10-year ROI
- -127%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $73,554 | $17,490 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $63,803 | Not available | 39 |
| Health/Medical Preparatory Programs | Undergraduate Certificate or Diploma | $52,603 | $15,962 | 93 |
| Allied Health and Medical Assisting Services | Associate's Degree | $48,396 | Not available | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $44,271 | Not available | Not reported |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $44,205 | $11,600 | 16 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $42,930 | $7,837 | 12 |
| Liberal Arts and Sciences, General Studies and Humanities | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $42,323 | Not available | Not reported |
| Health/Medical Preparatory Programs | Associate's Degree | $40,141 | $11,000 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $36,697 | $9,039 | 0 |
| Liberal Arts and Sciences, General Studies and Humanities | Undergraduate Certificate or Diploma | $36,642 | $8,875 | 384 |
| Marketing | Associate's Degree | $34,725 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Associate's Degree | $34,035 | $9,000 | Not reported |
| Business Operations Support and Assistant Services | Undergraduate Certificate or Diploma | $33,831 | Not available | 2 |
| Business Administration, Management and Operations | Undergraduate Certificate or Diploma | $32,612 | Not available | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.