10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$36,016at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Union College
⌖ Schenectady, NY · 9 reportable field-and-credential outcomes
MODELED SCENARIO · Positive payoff
+$36,016 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.
9.0 yrsModeled economic break-even
+11%Modeled 10-year ROI
$80,426Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$34,561Average net price / year
$84,561Cost of attendance
$80,426Median earnings · year 5 after completion
80.4%Completion rate
43.9%Admission rate
2,046Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$51,306Year 1
$81,583Year 4
$80,426Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business/Managerial Economics · Bachelor's Degree$114,0642Economics · Bachelor's Degree$99,7833Biology, General · Bachelor's Degree$87,2084Biomedical/Medical Engineering · Bachelor's Degree$86,1825Mechanical Engineering · Bachelor's Degree$85,4276Liberal Arts and Sciences, General Studies and Humanities · Bachelor's Degree$75,3457Political Science and Government · Bachelor's Degree$75,0058Neurobiology and Neurosciences · Bachelor's Degree$68,666Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Rochester, NY
Rochester Institute of Technology
- Annual net price
- $34,906
- Observed earnings · year 5
- $79,755
- Modeled 10-year ROI
- +9%
Pace University
- Annual net price
- $30,892
- Observed earnings · year 5
- $79,270
- Modeled 10-year ROI
- +13%
New York University
- Annual net price
- $37,050
- Observed earnings · year 5
- $83,544
- Modeled 10-year ROI
- +17%
Barnard College
- Annual net price
- $28,800
- Observed earnings · year 5
- $79,860
- Modeled 10-year ROI
- +18%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business/Managerial Economics | Bachelor's Degree | $114,064 | Not available |
| Economics | Bachelor's Degree | $99,783 | $27,000 |
| Biology, General | Bachelor's Degree | $87,208 | $24,500 |
| Biomedical/Medical Engineering | Bachelor's Degree | $86,182 | $27,000 |
| Mechanical Engineering | Bachelor's Degree | $85,427 | $27,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $75,345 | $24,500 |
| Political Science and Government | Bachelor's Degree | $75,005 | $26,899 |
| Neurobiology and Neurosciences | Bachelor's Degree | $68,666 | $24,989 |
| Research and Experimental Psychology | Bachelor's Degree | Not available | $25,062 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.