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Private nonprofit · COLLEGE PAYOFF

Universidad Pentecostal Mizpa

⌖ Rio Piedras, PR · 1 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$468,320 over 10 years

Modeled from observed year-4 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−228%Modeled 10-year ROI

$18,744Observed earnings · year 4

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$468,320at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$205,7600

−$468,32010

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,560

Sticker price

Published out-of-state tuition$4,560

Sticker price

Average net price$6,440

Title IV student average

Cost of attendance$12,652

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$6,440Average net price / year

$12,652Cost of attendance

$18,744Median earnings · year 4 after completion

15.4%Completion rate

Not availableAdmission rate

137Student size

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

4thEarnings percentile

2thCompletion percentile

EARNINGS PATH

Reported earnings over time

$10,560Year 1

$18,744Year 4

Not availableYear 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Pastoral Counseling and Specialized Ministries · Associate's Degree$18,251

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PR

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Aguadilla, PR

Universal Technology College of Puerto Rico

Annual net price: $6,212
Observed earnings · year 5: $17,722
Modeled 10-year ROI: -233%

Open college profile →Juana Diaz, PR

Dewey University-Juana Diaz

Annual net price: $5,554
Observed earnings · year 5: $19,800
Modeled 10-year ROI: -225%

Open college profile →Manati, PR

Atenas University

Annual net price: $5,818
Observed earnings · year 5: $21,037
Modeled 10-year ROI: -218%

Open college profile →Carolina, PR

Dewey University-Carolina

Annual net price: $4,041
Observed earnings · year 5: $19,800
Modeled 10-year ROI: -228%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Pastoral Counseling and Specialized Ministries	Associate's Degree	$18,251	Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.