Public · COLLEGE PAYOFF

University of California, Merced

Merced, CA · 16 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$49,092 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

12.7 yrsModeled economic break-even
−22%Modeled 10-year ROI
$62,884Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$49,092at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$227,9320
2
4
6
8
−$49,09210
Years after graduationBreak-even: 12.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$15,623
Sticker price
Published out-of-state tuition$49,823
Sticker price
Average net price$11,983
Title IV student average
Cost of attendance$39,665
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$11,983Average net price / year
$39,665Cost of attendance
$62,884Median earnings · year 5 after completion
68.7%Completion rate
90.5%Admission rate
8,372Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

83thEarnings percentile
66thCompletion percentile
EARNINGS PATH

Reported earnings over time

$39,692Year 1
$65,410Year 4
$62,884Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Computer Engineering · Bachelor's Degree$102,5752Mechanical Engineering · Bachelor's Degree$95,0403Biomedical/Medical Engineering · Bachelor's Degree$88,7954Environmental/Environmental Health Engineering · Bachelor's Degree$83,0075Applied Mathematics · Bachelor's Degree$82,1566Business Administration, Management and Operations · Bachelor's Degree$68,2777Economics · Bachelor's Degree$67,6928Political Science and Government · Bachelor's Degree$62,815

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Long Beach, CA

California State University, Long Beach

Annual net price
$10,440
Observed earnings · year 5
$62,005
Modeled 10-year ROI
-23%
Open college profile →
Riverside, CA

University of California, Riverside

Annual net price
$14,304
Observed earnings · year 5
$63,411
Modeled 10-year ROI
-22%
Open college profile →
Chico, CA

California State University, Chico

Annual net price
$14,480
Observed earnings · year 5
$62,509
Modeled 10-year ROI
-26%
Open college profile →
San Jose, CA

Evergreen Valley College

Annual net price
$12,414
Observed earnings · year 5
$60,314
Modeled 10-year ROI
-33%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Computer EngineeringBachelor's Degree$102,575$19,086
Mechanical EngineeringBachelor's Degree$95,040$18,500
Biomedical/Medical EngineeringBachelor's Degree$88,795$21,234
Environmental/Environmental Health EngineeringBachelor's Degree$83,007$21,665
Applied MathematicsBachelor's Degree$82,156$16,497
Business Administration, Management and OperationsBachelor's Degree$68,277$16,000
EconomicsBachelor's Degree$67,692$19,303
Political Science and GovernmentBachelor's Degree$62,815$17,500
Biology, GeneralBachelor's Degree$59,249$18,325
English Language and Literature, GeneralBachelor's Degree$58,623$24,000
ChemistryBachelor's Degree$56,888$15,000
Public HealthBachelor's Degree$56,393$15,502
Psychology, GeneralBachelor's Degree$53,143$16,500
Cognitive ScienceBachelor's Degree$51,147$21,000
SociologyBachelor's Degree$50,468$17,515
HistoryBachelor's Degree$44,144$15,455

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.