10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$385,920at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
University of Puerto Rico-Humacao
⌖ Humacao, PR · 16 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$385,920 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−167%Modeled 10-year ROI
$29,478Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$12,675Average net price / year
$19,547Cost of attendance
$29,478Median earnings · year 5 after completion
47.1%Completion rate
54.8%Admission rate
2,529Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$11,860Year 1
$33,230Year 4
$29,478Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Physics · Bachelor's Degree$67,6252Chemistry · Bachelor's Degree$50,7273Microbiological Sciences and Immunology · Bachelor's Degree$45,8164Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$38,2015International Business · Bachelor's Degree$38,0626Biology, General · Bachelor's Degree$35,6137Teacher Education and Professional Development, Specific Subject Areas · Bachelor's Degree$34,5388Accounting and Related Services · Bachelor's Degree$33,999Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in PR
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Arecibo, PR
University of Puerto Rico-Arecibo
- Annual net price
- $10,680
- Observed earnings · year 5
- $29,208
- Modeled 10-year ROI
- -171%
University of Puerto Rico at Cayey
- Annual net price
- $10,176
- Observed earnings · year 5
- $29,334
- Modeled 10-year ROI
- -171%
University of Puerto Rico-Carolina
- Annual net price
- $12,945
- Observed earnings · year 5
- $26,961
- Modeled 10-year ROI
- -178%
University of Puerto Rico
- Annual net price
- $8,484
- Observed earnings · year 5
- $31,304
- Modeled 10-year ROI
- -164%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Physics | Bachelor's Degree | $67,625 | Not available |
| Chemistry | Bachelor's Degree | $50,727 | Not available |
| Microbiological Sciences and Immunology | Bachelor's Degree | $45,816 | $5,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $38,201 | $5,500 |
| International Business | Bachelor's Degree | $38,062 | $5,500 |
| Biology, General | Bachelor's Degree | $35,613 | Not available |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $34,538 | Not available |
| Accounting and Related Services | Bachelor's Degree | $33,999 | $5,500 |
| Ecology, Evolution, Systematics, and Population Biology | Bachelor's Degree | $31,382 | Not available |
| Social Work | Bachelor's Degree | $29,644 | $5,500 |
| Education, Other | Bachelor's Degree | $28,399 | Not available |
| Human Resources Management and Services | Bachelor's Degree | $28,024 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $28,005 | Not available |
| Radio, Television, and Digital Communication | Bachelor's Degree | $24,322 | Not available |
| Business Operations Support and Assistant Services | Bachelor's Degree | $22,593 | Not available |
| Allied Health and Medical Assisting Services | Associate's Degree | $17,418 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.