10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$97,478at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Private nonprofit · COLLEGE PAYOFF
University of Rochester
Rochester, NY · 38 field-and-degree records
Earnings reported for 34 · Federal debt reported for 22
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Positive payoff
+$97,478 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
7.5 yrsTime to earn back the modeled cost
+33%Estimated return after 10 years
$84,459Observed earnings · year 5
$53,648Highest annual price before payoff reaches $0
The price benchmark is $24,370 per year below this threshold.
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price+$214,590
$16,000Annual price+$150,590
$29,000Current college-wide context+$98,590
$32,000Annual price+$86,590
$48,000Annual price+$22,590
$64,000Annual price−$41,410
$80,000Annual price−$105,410
HOW STUDENTS ATTEND · 2023-24
Most students study without distance-education courses.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Bachelor’s degrees
- Campus setting
- City
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
8 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in New York run 8% above the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$29,278Average net price / year
$85,962Cost of attendance
$21,000Median federal student debt · completer borrowers
$223/moPublished 10-year payment estimate
$84,459Median earnings · year 5 after completion
85.4%Completion rate
40.1%Admission rate
1,488Average SAT score
33ACT midpoint
6,331Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about University of Rochester
What does University of Rochester cost?
University of Rochester reports an average annual net price of $29,278 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do University of Rochester graduates earn?
The observed median earnings figure is $84,459 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do University of Rochester graduates have?
Completer borrowers report median cumulative federal student debt of $21,000. Parent PLUS and private loans are not included.
Is every degree at University of Rochester worth the same?
No. The current release contains 38 field-and-degree records for University of Rochester; 34 report year-4 earnings and 22 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
13,579Students enrolled at any point
7,447Undergraduate students
6,132Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
86% received a Pell Grant within eight yearsMedian Parent PLUS debt
470 parent borrowers in the reported cohortMedian federal student debt
76% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$76,514Earnings are not a guarantee
Middle income$81,354Earnings are not a guarantee
Higher income$78,774Earnings are not a guarantee
Three-year repayment progress
Lower income73%
Middle income81%
Higher income83%
Undergraduate student composition
White39%
Black5%
Hispanic8%
Asian18%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$64,722Year 1
$87,197Year 4
$84,459Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Computer Science · Bachelor's Degree$155,4642Management Sciences and Quantitative Methods · Master's Degree$149,8773Business Administration, Management and Operations · Master's Degree$138,1774Physics · Master's Degree$127,5335Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$119,6366Economics · Bachelor's Degree$109,3247Medicine · First Professional Degree$106,0978Biomedical/Medical Engineering · Master's Degree$105,240Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Computer ScienceBachelor's Degree · $155,464 reported+45%vs same-degree national median$19,000federal debt2Business/Commerce, GeneralBachelor's Degree · $93,367 reported+36%vs same-degree national medianNot availablefederal debt3MathematicsBachelor's Degree · $94,178 reported+35%vs same-degree national median$22,500federal debt4Business Administration, Management and OperationsMaster's Degree · $138,177 reported+34%vs same-degree national medianNot availablefederal debt5EconomicsBachelor's Degree · $109,324 reported+32%vs same-degree national median$19,946federal debt6PhysicsMaster's Degree · $127,533 reported+32%vs same-degree national medianNot availablefederal debt
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Riverdale, NY
Manhattan University
- Annual net price
- $27,256
- Observed earnings · year 5
- $86,042
- Modeled 10-year ROI
- +42%
Barnard College
- Annual net price
- $28,800
- Observed earnings · year 5
- $79,860
- Modeled 10-year ROI
- +18%
Wagner College
- Annual net price
- $28,241
- Observed earnings · year 5
- $80,303
- Modeled 10-year ROI
- +21%
Clarkson University
- Annual net price
- $30,305
- Observed earnings · year 5
- $89,882
- Modeled 10-year ROI
- +49%
Compare fields and degree levels
Showing all 38 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Computer Science | Bachelor's Degree | $155,464 | $19,000 | Not reported |
| Management Sciences and Quantitative Methods | Master's Degree | $149,877 | Not available | 0 |
| Business Administration, Management and Operations | Master's Degree | $138,177 | Not available | 0 |
| Physics | Master's Degree | $127,533 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $119,636 | Not available | 8 |
| Economics | Bachelor's Degree | $109,324 | $19,946 | Not reported |
| Medicine | First Professional Degree | $106,097 | Not available | Not reported |
| Biomedical/Medical Engineering | Master's Degree | $105,240 | Not available | Not reported |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $105,183 | $18,750 | Not reported |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $102,625 | $22,250 | Not reported |
| Engineering Technologies/Technicians, General | Master's Degree | $100,807 | Not available | Not reported |
| Educational Administration and Supervision | Doctoral Degree | $97,103 | Not available | 14 |
| Biomedical/Medical Engineering | Bachelor's Degree | $95,957 | $20,500 | Not reported |
| Health Professions Education, Ethics, and Humanities | Master's Degree | $95,894 | Not available | 0 |
| Mechanical Engineering | Bachelor's Degree | $95,060 | $21,000 | Not reported |
| Educational Administration and Supervision | Graduate/Professional Certificate | $94,839 | Not available | Not reported |
| Mathematics | Bachelor's Degree | $94,178 | $22,500 | Not reported |
| Business/Commerce, General | Bachelor's Degree | $93,367 | Not available | Not reported |
| Chemical Engineering | Bachelor's Degree | $92,102 | $23,000 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $90,038 | $31,000 | Not reported |
| Educational Administration and Supervision | Master's Degree | $74,005 | Not available | 69 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $70,327 | Not available | Not reported |
| Political Science and Government | Bachelor's Degree | $68,510 | $21,000 | Not reported |
| Social Sciences, Other | Bachelor's Degree | $68,333 | $21,366 | Not reported |
| International Relations and National Security Studies | Bachelor's Degree | $67,531 | $21,750 | Not reported |
| Research and Experimental Psychology | Bachelor's Degree | $65,000 | $21,000 | Not reported |
| Mental and Social Health Services and Allied Professions | Master's Degree | $57,359 | Not available | 12 |
| History | Bachelor's Degree | $56,838 | $22,421 | Not reported |
| Biology, General | Bachelor's Degree | $54,937 | $21,000 | Not reported |
| English Language and Literature, General | Bachelor's Degree | $53,702 | $21,000 | Not reported |
| Psychology, General | Bachelor's Degree | $53,520 | $21,500 | Not reported |
| Music | Doctoral Degree | $52,257 | Not available | 36 |
| Music | Master's Degree | $42,543 | Not available | Not reported |
| Music | Bachelor's Degree | $34,888 | $26,769 | 10 |
| Natural Resources Conservation and Research | Bachelor's Degree | Not available | $19,625 | Not reported |
| Chemistry | Bachelor's Degree | Not available | $20,000 | Not reported |
| Physics | Bachelor's Degree | Not available | $19,000 | Not reported |
| Public Health | Bachelor's Degree | Not available | $19,000 | 1 |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.