10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$80,852at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Public · COLLEGE PAYOFF
Winona State University
Winona, MN · 38 field-and-degree records
Earnings reported for 37 · Federal debt reported for 29
Based onObserved earnings + college priceEstimate10-year payoff
Estimated 10-year payoff
Negative payoff
−$80,852 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
14.8 yrsTime to earn back the modeled cost
−32%Estimated return after 10 years
$61,916Observed earnings · year 5
Not reachedHighest annual price before payoff reaches $0
Start with your question
What do you want to understand?
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
PUBLISHED STUDENT BUDGET · 2024–25
What makes up the annual price?
Sticker-price components reported to IPEDS. Grants and scholarships are not subtracted here.
Living off campus: $9,654 housing and food allowance plus $2,600 in other expenses.
Do not confuse this with net price. Net price subtracts average grants and scholarships. DegreeVerdict continues to use the separately labeled average net price in its standard college ROI scenario.
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$10,840
$8,000Annual price−$42,840
$16,000Annual price−$74,840
$18,000Current college-wide context−$82,840
$24,000Annual price−$106,840
$32,000Annual price−$138,840
$40,000Annual price−$170,840
HOW STUDENTS ATTEND · 2023-24
Online study is a meaningful part of the student experience.
IPEDS enrollment counts show course delivery across the whole institution. They do not indicate whether a specific degree can be completed online.
Institution-level attendance context from IPEDS. Program delivery is reported separately on degree pages and in the program directory. These figures do not enter ROI.
College identity and local contextAccreditation, institution type, dual enrollment and state prices
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college, not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Bachelor’s degrees
- Campus setting
- Town
- Admissions
- Selective admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
DUAL-ENROLLMENT CONTEXT · 2024
124 high-school students took college courses.
IPEDS counts students enrolled in college credit while still in high school. A large dual-enrollment population can shape headline enrollment figures, especially at community colleges.
This is participation, not a college completion rate. It does not indicate how many students later enrolled after high school, earned a credential or entered the workforce.
STATE PRICE CONTEXT · 2024
Prices in Minnesota run 1% below the U.S. level.
BEA Regional Price Parities compare price levels across states. A value of 100 equals the national average.
What it costs and what graduates earn
$17,503Average net price / year
$23,683Cost of attendance
$21,500Median federal student debt · completer borrowers
$228/moPublished 10-year payment estimate
$61,916Median earnings · year 5 after completion
56.9%Completion rate
75.5%Admission rate
22ACT midpoint
5,144Student size
Debt covers federal student-loan borrowers who completed. It does not include Parent PLUS or private loans. We show admissions scores only when a valid federal value is available.
What the numbers say about Winona State University
What does Winona State University cost?
Winona State University reports an average annual net price of $17,503 after grants and scholarships. This is an institution-wide average, not an individual aid offer.
What do Winona State University graduates earn?
The observed median earnings figure is $61,916 5 years after completion. It describes a federal cohort, not a guaranteed starting salary.
How much federal debt do Winona State University graduates have?
Completer borrowers report median cumulative federal student debt of $21,500. Parent PLUS and private loans are not included.
Is every degree at Winona State University worth the same?
No. The current release contains 38 field-and-degree records for Winona State University; 37 report year-4 earnings and 29 report federal debt. Outcomes can differ substantially by field and degree level.
DEBT AFTER COLLEGE
Are borrowers making progress?
Repayment progress, default and debt at exit describe different federal borrower cohorts. They are shown separately and do not change the ROI estimate.
Source: College Scorecard. Repayment progress is the share of borrowers who reduced principal by at least $1 at the stated measurement point. Debt covers federal student loans; Parent PLUS and private loans are excluded. Cohorts and reporting periods differ across measures.
Who studied here during the year
6,903Students enrolled at any point
5,994Undergraduate students
909Graduate students
Unduplicated students enrolled at any point from July 1, 2024 through June 30, 2025. This full-year measure is different from a fall headcount and does not enter ROI.
More student and earnings detailPrice by family income, retention, equity and common industries
WHO PAYS, WHO FINISHES, WHO EARNS
Outcomes are not the same for every family.
These federal cohorts add context that a single college average can hide. Missing figures remain unreported rather than estimated.
Complete within 150% of the expected time
58% received a Pell Grant within eight yearsMedian Parent PLUS debt
447 parent borrowers in the reported cohortMedian federal student debt
74% making progress in repayment after three yearsStudent family incomeMedian earnings after 10 yearsObserved federal cohorts
Lower income$57,704Earnings are not a guarantee
Middle income$56,342Earnings are not a guarantee
Higher income$60,797Earnings are not a guarantee
Three-year repayment progress
Lower income62%
Middle income76%
Higher income81%
Undergraduate student composition
White81%
Black4%
Hispanic5%
Asian3%
Source: College Scorecard, June 2026 release. Parent PLUS debt belongs to parents; student-debt measures exclude Parent PLUS and private loans. Cohort definitions differ by measure.
INDEPENDENT CENSUS EARNINGS VIEW
How earnings develop by field
Privacy-protected Census employment records follow graduate cohorts one, five and ten years after completion. This source is kept separate from College Scorecard because its population and methodology differ.
Field and credentialYear 1Year 5Year 10
Advanced/Graduate Dentistry and Oral Sciences.Master’s degree · Broad federal field 51
$108,135Year 1
$124,524Year 5
$130,885Year 10
Aerospace, Aeronautical, and Astronautical/Space Engineering.Bachelor’s degree · Broad federal field 14
$70,737Year 1
$93,297Year 5
$115,506Year 10
Computer Programming.Bachelor’s degree · Broad federal field 11
$58,114Year 1
$91,544Year 5
$110,938Year 10
Applied Mathematics.Bachelor’s degree · Broad federal field 27
$43,722Year 1
$72,585Year 5
$88,826Year 10
Accounting and Related Services.Bachelor’s degree · Broad federal field 52
$50,544Year 1
$70,780Year 5
$87,558Year 10
Advanced/Graduate Dentistry and Oral Sciences.Bachelor’s degree · Broad federal field 51
$73,249Year 1
$81,612Year 5
$86,383Year 10
Biochemistry, Biophysics and Molecular Biology.Bachelor’s degree · Broad federal field 26
$38,967Year 1
$65,986Year 5
$80,769Year 10
Bilingual, Multilingual, and Multicultural Education.Master’s degree · Broad federal field 13
$59,232Year 1
$66,395Year 5
$80,405Year 10
Median annual earnings in 2023 dollars. Each time point may use a different pooled graduation cohort. Coverage is limited to institutions participating in the Census Post-Secondary Employment Outcomes program.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use every reportable field-and-credential record at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS OVER TIME
What graduates earned in later years
$47,975Year 1
$60,533Year 4
$61,916Year 5
Each year can represent a different federal cohort, so the points do not track the same people over time.
Your choice of degree can change the payoff.
Graduate earnings differ by field and credential, even within the same college.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$134,6542Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$123,6513Materials Engineering · Bachelor's Degree$91,5284Computer Science · Bachelor's Degree$88,1645Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$80,1176Management Information Systems and Services · Bachelor's Degree$76,7087Finance and Financial Management Services · Bachelor's Degree$75,8078Clinical/Medical Laboratory Science/Research and Allied Professions · Bachelor's Degree$73,400Observed year-4 earnings · compare the same field and credential across colleges
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.
1Health and Medical Administrative ServicesBachelor's Degree · $72,716 reported+24%vs same-degree national median$32,557federal debt2Fine and Studio ArtsBachelor's Degree · $48,258 reported+17%vs same-degree national medianNot availablefederal debt3Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree · $63,303 reported+16%vs same-degree national median$25,550federal debt4Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $50,823 reported+15%vs same-degree national median$13,062federal debt5Criminal Justice and CorrectionsBachelor's Degree · $62,220 reported+12%vs same-degree national median$26,012federal debt6Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree · $134,654 reported+12%vs same-degree national medianNot availablefederal debt
Comparable colleges in MN
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.
Saint Paul, MN
Metropolitan State University
- Annual net price
- $16,863
- Observed earnings · year 5
- $63,739
- Modeled 10-year ROI
- -24%
Minnesota State University-Mankato
- Annual net price
- $19,139
- Observed earnings · year 5
- $60,941
- Modeled 10-year ROI
- -38%
University of Minnesota-Duluth
- Annual net price
- $18,743
- Observed earnings · year 5
- $64,734
- Modeled 10-year ROI
- -23%
University of Minnesota-Crookston
- Annual net price
- $12,212
- Observed earnings · year 5
- $60,840
- Modeled 10-year ROI
- -31%
Compare fields and degree levels
Showing all 38 field-and-degree records in the current release.
| Major or field | Degree level | Earnings, year 4 | Federal debt | 2024–25 graduates |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $134,654 | Not available | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Doctoral Degree | $123,651 | Not available | 54 |
| Materials Engineering | Bachelor's Degree | $91,528 | $22,000 | Not reported |
| Computer Science | Bachelor's Degree | $88,164 | $23,250 | Not reported |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $80,117 | $26,252 | 6 |
| Management Information Systems and Services | Bachelor's Degree | $76,708 | $27,000 | Not reported |
| Finance and Financial Management Services | Bachelor's Degree | $75,807 | $23,167 | Not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Bachelor's Degree | $73,400 | Not available | Not reported |
| Accounting and Related Services | Bachelor's Degree | $72,768 | $23,652 | Not reported |
| Health and Medical Administrative Services | Bachelor's Degree | $72,716 | $32,557 | Not reported |
| Marketing | Bachelor's Degree | $70,203 | $25,000 | Not reported |
| Human Resources Management and Services | Bachelor's Degree | $65,501 | $23,250 | Not reported |
| Chemistry | Bachelor's Degree | $64,760 | $26,000 | Not reported |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $63,303 | $25,550 | 2 |
| Criminal Justice and Corrections | Bachelor's Degree | $62,220 | $26,012 | Not reported |
| Business Administration, Management and Operations | Bachelor's Degree | $61,878 | $25,000 | Not reported |
| Biology, General | Bachelor's Degree | $57,528 | $22,665 | Not reported |
| Education, General | Master's Degree | $56,901 | Not available | Not reported |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $55,235 | $29,750 | Not reported |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $55,113 | $20,017 | Not reported |
| Political Science and Government | Bachelor's Degree | $55,027 | $25,875 | Not reported |
| Parks, Recreation, and Leisure Studies | Bachelor's Degree | $54,381 | $21,148 | Not reported |
| Social Work | Bachelor's Degree | $54,056 | $27,000 | Not reported |
| Student Counseling and Personnel Services | Master's Degree | $53,481 | Not available | Not reported |
| Communication and Media Studies | Bachelor's Degree | $53,456 | $25,250 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $51,910 | Not available | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $50,823 | $13,062 | Not reported |
| Special Education and Teaching | Bachelor's Degree | $49,824 | $27,000 | 14 |
| Psychology, General | Bachelor's Degree | $49,361 | $24,875 | Not reported |
| Sociology | Bachelor's Degree | $49,166 | $21,687 | Not reported |
| Legal Research and Advanced Professional Studies | Bachelor's Degree | $48,808 | Not available | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $48,767 | $26,762 | Not reported |
| Fine and Studio Arts | Bachelor's Degree | $48,258 | Not available | Not reported |
| Business Administration, Management and Operations | Master's Degree | $48,129 | Not available | Not reported |
| English Language and Literature, General | Bachelor's Degree | $47,876 | $23,750 | Not reported |
| Public Health | Bachelor's Degree | $47,291 | $20,966 | Not reported |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $46,863 | $26,470 | Not reported |
| Geological and Earth Sciences/Geosciences | Bachelor's Degree | Not available | $27,000 | Not reported |
Graduate counts come from IPEDS and group related majors into the same federal field. Missing earnings or debt values remain labeled as unavailable.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.