Social Sciences, General: is this associate's degree worth it?
National picture across 38 reporting college programs.
−$113,654 over 10 years
National scenario across reporting associate's degree programs, using median year-4 earnings, their institutions’ average net prices and a typical 2-year duration.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
Observed national outcomes
The same field can produce a different equation.
Keep the federal field fixed and compare observed outcomes at every reportable credential level. These are separate graduate cohorts—not a promise that more schooling causes the difference.
Associate's Degree
- Year-4 earnings
- $44,267
- Federal debt
- $9,314
- Reporting programs
- 38
Bachelor's Degree
- Year-4 earnings
- $52,095
- Federal debt
- $25,805
- Reporting programs
- 95
Master's Degree
- Year-4 earnings
- $57,722
- Federal debt
- Not available
- Reporting programs
- 9
Where the middle half of programs lands
Year‑4 earnings differ by college. This band shows the 25th percentile, national median and 75th percentile among reporting programs.
See the spread, not just the national number.
1Ohlone College$58,9282City College of San Francisco$56,2573Roxbury Community College$55,3294College of San Mateo$52,6195De Anza College$51,4606Woodland Community College$51,0517Merritt College$50,0018Pasadena City College$48,7099Northern Virginia Community College$48,34410American River College$47,731Observed year-4 earnings · top displayed records are not a universal ranking
Related occupations
Official CIP–SOC links add career context without claiming that every graduate enters the same job.
Same degree, different outcomes
Compare reported outcomes using the same federal field and credential. ROI uses each institution’s average net price as a scenario—not an individual aid offer.
| # | College | Location | Earnings, year 4 | Federal debt | 10-year ROI | Verdict |
|---|---|---|---|---|---|---|
| 1 | Ohlone CollegeAssociate's Degree | Fremont, CA | $58,928 | $5,500 | +24% | Positive payoff |
| 2 | City College of San FranciscoAssociate's Degree | San Francisco, CA | $56,257 | Not available | +8% | Positive payoff |
| 3 | Roxbury Community CollegeAssociate's Degree | Roxbury Crossing, MA | $55,329 | Not available | -10% | Negative payoff |
| 4 | College of San MateoAssociate's Degree | San Mateo, CA | $52,619 | Not available | -16% | Negative payoff |
| 5 | De Anza CollegeAssociate's Degree | Cupertino, CA | $51,460 | Not available | -37% | Negative payoff |
| 6 | Woodland Community CollegeAssociate's Degree | Woodland, CA | $51,051 | Not available | -43% | Negative payoff |
| 7 | Merritt CollegeAssociate's Degree | Oakland, CA | $50,001 | Not available | -58% | Negative payoff |
| 8 | Pasadena City CollegeAssociate's Degree | Pasadena, CA | $48,709 | Not available | -62% | Negative payoff |
| 9 | Northern Virginia Community CollegeAssociate's Degree | Annandale, VA | $48,344 | $10,500 | -70% | Negative payoff |
| 10 | American River CollegeAssociate's Degree | Sacramento, CA | $47,731 | Not available | -74% | Negative payoff |
| 11 | East Los Angeles CollegeAssociate's Degree | Monterey Park, CA | $47,624 | $5,500 | -77% | Negative payoff |
| 12 | Santa Rosa Junior CollegeAssociate's Degree | Santa Rosa, CA | $46,768 | Not available | -83% | Negative payoff |
| 13 | Harrisburg Area Community CollegeAssociate's Degree | Harrisburg, PA | $46,654 | $23,500 | -86% | Negative payoff |
| 14 | San Diego Miramar CollegeAssociate's Degree | San Diego, CA | $46,564 | Not available | -84% | Negative payoff |
| 15 | Arizona Western CollegeAssociate's Degree | Yuma, AZ | $45,617 | Not available | -94% | Negative payoff |
| 16 | Sierra CollegeAssociate's Degree | Rocklin, CA | $45,195 | $7,834 | -98% | Negative payoff |
| 17 | Crafton Hills CollegeAssociate's Degree | Yucaipa, CA | $44,769 | Not available | -102% | Negative payoff |
| 18 | J Sargeant Reynolds Community CollegeAssociate's Degree | Richmond, VA | $44,435 | $12,500 | -106% | Negative payoff |
| 19 | Brookdale Community CollegeAssociate's Degree | Lincroft, NJ | $44,277 | $9,500 | -106% | Negative payoff |
| 20 | Mt San Antonio CollegeAssociate's Degree | Walnut, CA | $44,256 | Not available | -107% | Negative payoff |
| 21 | Essex County CollegeAssociate's Degree | Newark, NJ | $44,106 | $5,851 | -109% | Negative payoff |
| 22 | Yuba CollegeAssociate's Degree | Marysville, CA | $43,965 | Not available | -111% | Negative payoff |
| 23 | Massasoit Community CollegeAssociate's Degree | Brockton, MA | $43,185 | $8,825 | -117% | Negative payoff |
| 24 | Virginia Peninsula Community CollegeAssociate's Degree | Hampton, VA | $42,697 | $10,500 | -122% | Negative payoff |
| 25 | Los Angeles Valley CollegeAssociate's Degree | Valley Glen, CA | $42,610 | $10,750 | -121% | Negative payoff |
| 26 | Long Beach City CollegeAssociate's Degree | Long Beach, CA | $42,308 | Not available | -126% | Negative payoff |
| 27 | Fresno City CollegeAssociate's Degree | Fresno, CA | $42,228 | Not available | -126% | Negative payoff |
| 28 | Tidewater Community CollegeAssociate's Degree | Norfolk, VA | $41,334 | $11,000 | -132% | Negative payoff |
| 29 | Merced CollegeAssociate's Degree | Merced, CA | $41,246 | $7,843 | -138% | Negative payoff |
| 30 | Butte CollegeAssociate's Degree | Oroville, CA | $40,543 | $9,036 | -144% | Negative payoff |
| 31 | Tulsa Community CollegeAssociate's Degree | Tulsa, OK | $39,945 | $12,625 | -149% | Negative payoff |
| 32 | Shasta CollegeAssociate's Degree | Redding, CA | $39,704 | Not available | -155% | Negative payoff |
| 33 | Frederick Community CollegeAssociate's Degree | Frederick, MD | $38,977 | $10,848 | -155% | Negative payoff |
| 34 | Antelope Valley Community College DistrictAssociate's Degree | Lancaster, CA | $38,575 | $12,711 | -166% | Negative payoff |
| 35 | Virginia Western Community CollegeAssociate's Degree | Roanoke, VA | $38,545 | $9,128 | -165% | Negative payoff |
| 36 | Mt San Jacinto Community College DistrictAssociate's Degree | San Jacinto, CA | $36,114 | $6,625 | -186% | Negative payoff |
| 37 | Laney CollegeAssociate's Degree | Oakland, CA | $30,022 | Not available | -221% | Negative payoff |
| 38 | Barstow Community CollegeAssociate's Degree | Barstow, CA | $29,470 | $5,588 | -234% | Negative payoff |
This page keeps the field and credential level fixed. Federal categories can still combine multiple catalog programs or concentrations. Automated ROI is limited to associate and bachelor’s degrees because institution-wide annual net price is not a reliable proxy for short certificate prices. ROI is an illustrative scenario, not a federal determination.