Program directoryPROGRAM-CATEGORY PAYOFF

Psychology, General bachelor's degree outcomes at University of Baltimore

Baltimore, MD · Public · Federal field 4201

Data scope

Federal records group outcomes by college, four-digit field and credential level. A record may cover several catalog programs or concentrations.

The short version

Reported earnings are close to the same-degree benchmark.

$1,844 below the national median for the same field and credential.

Debt pressure
44.9% of annual earnings
Positive-payoff price ceiling
Not reached
10-year scenario
−84% · Negative payoff
Price evidence
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$48,862 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

Not availableEarnings growth, year 1 → 5$34,426Not available
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
Not availableWorking in the college’s stateGraduate count in the year-4 cohort
Not availableYear-5 earnings observationsCohort behind the year-5 median
26Borrowers representedCohort behind the debt median
Not availableAwarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2023–24 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

125Students receiving federal aid2024–25 Title IV enrollment
15Federal-aid completers2024–25 program completers
67Pell Grant recipients2024–25 program count
53Federal loan borrowers2024–25 unduplicated count
Preliminary federal earnings benchmark$36,491Informational preview, not a final accountability result
Observed year-4 earnings$48,862$12,371 above the preliminary benchmark

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student.

01 · PRICE CONTEXT$13,868

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$21,956

Median federal debt across schools attended at this academic level.

03 · EARNINGS$48,862

Observed median earnings four full years after completion.

04 · REPAYMENT$233/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$13,868Institution-wide annual figure
COST OF ATTENDANCE$26,406Institution-wide annual budget
ADMISSION RATE78.7%Institution context
COMPLETION RATE38.2%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$34,426Year 1
$48,862Year 4
Not availableYear 5
CAN THE EARNINGS SUPPORT THE DEBT?

5.7% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$4,072
Estimated loan payment$233
26borrowers represented where reported
HOW DOES IT COMPARE?

$48,862 vs. $50,706

$1,844 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Industrial-Organizational Psychologists$193,950 median wageU.S. estimate · 790 jobs · 19-3032+6.5% projected U.S. growth · 0.3k openings/yrTypical entry: Master's degreeManagers, All Other$159,040 median wageMD estimate · 17,530 jobs · 11-9199+4.9% projected U.S. growth · 100.9k openings/yrTypical entry: Bachelor's degreePsychologists, All Other$109,970 median wageMD estimate · 840 jobs · 19-3039+2.3% projected U.S. growth · 3.5k openings/yrTypical entry: Master's degreePsychology Teachers, Postsecondary$101,430 median wageMD estimate · 640 jobs · 25-1066+4.0% projected U.S. growth · 3.7k openings/yrTypical entry: Doctoral or professional degreeClinical and Counseling Psychologists$100,580 median wageU.S. estimate · 2,140 jobs · 19-3033+11.7% projected U.S. growth · 4.1k openings/yrTypical entry: Doctoral or professional degreeSocial Science Research Assistants$65,550 median wageMD estimate · 700 jobs · 19-4061+5.0% projected U.S. growth · 4.9k openings/yrTypical entry: Bachelor's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

St. Mary's City, MD

St. Mary's College of Maryland

$12,352 higher earnings · $456 less debt

Earnings
$61,214
Debt
$21,500
Annual net price
$18,441
View outcomes →
College Park, MD

University of Maryland-College Park

$8,713 higher earnings · $1,456 less debt

Earnings
$57,575
Debt
$20,500
Annual net price
$15,678
View outcomes →
Towson, MD

Towson University

$6,635 higher earnings · $1,168 less debt

Earnings
$55,497
Debt
$20,788
Annual net price
$17,413
View outcomes →
Baltimore, MD

University of Maryland-Baltimore County

$5,177 higher earnings · $1,456 less debt

Earnings
$54,039
Debt
$20,500
Annual net price
$16,467
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

Not reported observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →