Program directoryPROGRAM-CATEGORY PAYOFF

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) undergraduate certificate or diploma outcomes at Fortis Institute-Towson

Towson, MD · Private for-profit · Federal field 4702

Data scope

Federal records group outcomes by college, four-digit field and credential level. A record may cover several catalog programs or concentrations.

The short version

Reported earnings are close to the same-degree benchmark.

$1,281 below the national median for the same field and credential.

Debt pressure
27.7% of annual earnings
Positive-payoff price ceiling
Not reached
10-year scenario
Withheld by data safeguards
Price evidence
College-wide context only
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+23%Earnings growth, year 1 → 5$35,785$43,961
149Earn above high-school thresholdGraduate count in the year-4 cohort
Not availableWorking in the college’s stateGraduate count in the year-4 cohort
230Year-5 earnings observationsCohort behind the year-5 median
300Borrowers representedCohort behind the debt median
$4,650Awarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2023–24 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

840Students receiving federal aid2024–25 Title IV enrollment
221Federal-aid completers2024–25 program completers
682Pell Grant recipients2024–25 program count
628Federal loan borrowers2024–25 unduplicated count
Preliminary federal earnings benchmarkNot availableInformational preview, not a final accountability result
Observed year-4 earnings$46,867A like-for-like comparison is unavailable

Additional borrowing reported for this category: 23 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student.

01 · PRICE CONTEXT$31,549

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$13,000

Median federal debt across schools attended at this academic level.

03 · EARNINGS$46,867

Observed median earnings four full years after completion.

04 · REPAYMENT$138/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$31,549Institution-wide annual figure
COST OF ATTENDANCE$37,479Institution-wide annual budget
ADMISSION RATENot availableInstitution context
COMPLETION RATE44.3%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$35,785Year 1
$46,867Year 4
$43,961Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

3.5% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$3,906
Estimated loan payment$138
300borrowers represented where reported
HOW DOES IT COMPARE?

$46,867 vs. $48,148

$1,281 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Heating, Air Conditioning, and Refrigeration Mechanics and Installers$70,020 median wageMD estimate · 8,560 jobs · 49-9021+10.9% projected U.S. growth · 40.6k openings/yrTypical entry: Postsecondary nondegree award
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Baltimore, MD

North American Trade Schools

$1,016 higher earnings · $2,671 less debt · $22,952 lower annual net price

Earnings
$47,883
Debt
$10,329
Annual net price
$8,597
View outcomes →
Baltimore, MD

All-State Career-Baltimore

$13,316 lower annual net price

Earnings
$42,645
Debt
$13,000
Annual net price
$18,233
View outcomes →
Pasadena, CA

Capstone College

$20,729 higher earnings · $3,500 less debt · $15,537 lower annual net price

Earnings
$67,596
Debt
$9,500
Annual net price
$16,012
View outcomes →
Saint Cloud, MN

St Cloud Technical and Community College

$20,440 higher earnings · $2,606 less debt · $21,914 lower annual net price

Earnings
$67,307
Debt
$10,394
Annual net price
$9,635
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

230 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →