Program directoryPROGRAM-CATEGORY PAYOFF

Psychology, General bachelor's degree outcomes at Morgan State University

Baltimore, MD · Public · Federal field 4201

Data scope

Federal records group outcomes by college, four-digit field and credential level. A record may cover several catalog programs or concentrations.

The short version

Reported earnings are notably above the same-degree benchmark.

$6,035 above the national median for the same field and credential.

Debt pressure
54.6% of annual earnings
Positive-payoff price ceiling
Not reached
10-year scenario
−51% · Negative payoff
Price evidence
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$56,741 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+84%Earnings growth, year 1 → 5$30,813$56,570
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
33Working in the college’s stateGraduate count in the year-4 cohort
60Year-5 earnings observationsCohort behind the year-5 median
89Borrowers representedCohort behind the debt median
$18,000Awarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2023–24 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

922Students receiving federal aid2024–25 Title IV enrollment
100Federal-aid completers2024–25 program completers
644Pell Grant recipients2024–25 program count
678Federal loan borrowers2024–25 unduplicated count
Preliminary federal earnings benchmark$36,491Informational preview, not a final accountability result
Observed year-4 earnings$56,741$20,250 above the preliminary benchmark

Additional borrowing reported for this category: 205 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student.

01 · PRICE CONTEXT$14,985

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$31,000

Median federal debt across schools attended at this academic level.

03 · EARNINGS$56,741

Observed median earnings four full years after completion.

04 · REPAYMENT$329/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$14,985Institution-wide annual figure
COST OF ATTENDANCE$25,413Institution-wide annual budget
ADMISSION RATE82.2%Institution context
COMPLETION RATE40.9%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$30,813Year 1
$56,741Year 4
$56,570Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

7.0% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$4,728
Estimated loan payment$329
89borrowers represented where reported
HOW DOES IT COMPARE?

$56,741 vs. $50,706

$6,035 above the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Industrial-Organizational Psychologists$193,950 median wageU.S. estimate · 790 jobs · 19-3032+6.5% projected U.S. growth · 0.3k openings/yrTypical entry: Master's degreeManagers, All Other$159,040 median wageMD estimate · 17,530 jobs · 11-9199+4.9% projected U.S. growth · 100.9k openings/yrTypical entry: Bachelor's degreePsychologists, All Other$109,970 median wageMD estimate · 840 jobs · 19-3039+2.3% projected U.S. growth · 3.5k openings/yrTypical entry: Master's degreePsychology Teachers, Postsecondary$101,430 median wageMD estimate · 640 jobs · 25-1066+4.0% projected U.S. growth · 3.7k openings/yrTypical entry: Doctoral or professional degreeClinical and Counseling Psychologists$100,580 median wageU.S. estimate · 2,140 jobs · 19-3033+11.7% projected U.S. growth · 4.1k openings/yrTypical entry: Doctoral or professional degreeSocial Science Research Assistants$65,550 median wageMD estimate · 700 jobs · 19-4061+5.0% projected U.S. growth · 4.9k openings/yrTypical entry: Bachelor's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Frederick, MD

Hood College

$8,369 higher earnings · $9,000 less debt

Earnings
$65,110
Debt
$22,000
Annual net price
$20,873
View outcomes →
St. Mary's City, MD

St. Mary's College of Maryland

$4,473 higher earnings · $9,500 less debt

Earnings
$61,214
Debt
$21,500
Annual net price
$18,441
View outcomes →
Westminster, MD

McDaniel College

$3,523 higher earnings · $5,338 less debt

Earnings
$60,264
Debt
$25,662
Annual net price
$21,916
View outcomes →
Baltimore, MD

Loyola University Maryland

$3,164 higher earnings · $4,000 less debt

Earnings
$59,905
Debt
$27,000
Annual net price
$30,574
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

60 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →