Psychology, General bachelor's degree at Fitchburg State University
Fitchburg, MA · Public
What this page covers
Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.
The short version
Reported earnings are close to similar programs.
$660 below the national median for the same field and degree level.
Debt as a share of earnings
52.2% of annual earnings
Highest price with a positive payoff
Not reached
Modeled 10-year payoff
−79% · Negative payoff
Available price data
College-wide context only
PRICE SENSITIVITY
The price can change the verdict.
Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.
← Negative payoff$0Positive payoff →
$0Annual price−$129,540
$8,000Annual price−$161,540
$14,000Current college-wide context−$185,540
$16,000Annual price−$193,540
$24,000Annual price−$225,540
$32,000Annual price−$257,540
$40,000Annual price−$289,540
OUTCOME SIGNALS
Graduate outcomes from several angles.
Follow earnings over time and inspect the cohort behind each federal measure.
+26%Earnings growth, year 1 → 5$37,545 → $47,38734Earn above high-school thresholdGraduate count in the year-4 cohort35Working in the college’s stateGraduate count in the year-4 cohort53Year-5 earnings observationsCohort behind the year-5 median68Borrowers representedCohort behind the debt medianNot availableAwarding-school debtDebt attributed to the college granting the credentialNot availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT
Size, aid and an earnings floor.
The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.
156Students receiving federal aid2024–25 Title IV enrollment36Federal-aid completers2024–25 program completers90Pell Grant recipients2024–25 program count74Federal loan borrowers2024–25 unduplicated count
8.0%Federal-aid non-completion rate2022–23 program cohort · 15 non-completers47Graduates not recorded as employedHistorical federal cohort, three years after completion
Preliminary federal earnings benchmark$39,449Informational preview, not a final accountability result
Observed year-4 earnings$50,046$10,597 above the preliminary benchmark
Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.
01 · PRICE CONTEXT$14,262
Institution-wide annual average net price, not this program’s price.
02 · BORROWING$26,125
Median federal debt across schools attended at this academic level.
03 · EARNINGS$50,046
Observed median earnings four full years after completion.
04 · REPAYMENT$277/mo
Estimated standard 10-year federal payment.
WHAT WILL IT COST?
Published college costs provide the starting point.
Your exact offering, aid, residency and time to finish determine the price you actually pay.
Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.
$37,545Year 1
$50,046Year 4
$47,387Year 5
CAN THE EARNINGS SUPPORT THE DEBT?
6.6% of gross monthly earnings
Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.
Gross monthly earnings$4,171
Estimated loan payment$277
68borrowers represented where reported
HOW DOES IT COMPARE?
$50,046 vs. $50,706
$660 below the national median for the same field and credential.
Same-field national median
WHAT WORK CAN IT LEAD TO?
Related occupations, wages and outlook.
Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.
BLS May 2025 wage estimates and 2025–35 employment projections.
Industrial-Organizational Psychologists$193,950 median wageU.S. estimate · 790 jobs · 19-3032+6.5% projected U.S. growth · 300 openings/yrTypical entry: Master's degreeManagers, All Other$182,950 median wageMA estimate · 10,630 jobs · 11-9199$146,190–$227,670 middle 50% of MA wages+4.9% projected U.S. growth · 100,900 openings/yrTypical entry: Bachelor's degreePsychologists, All Other$129,410 median wageMA estimate · 500 jobs · 19-3039$83,250–$151,570 middle 50% of MA wages+2.3% projected U.S. growth · 3,500 openings/yrTypical entry: Master's degreeClinical and Counseling Psychologists$115,180 median wageMA estimate · 2,860 jobs · 19-3033$84,610–$159,570 middle 50% of MA wages+11.7% projected U.S. growth · 4,100 openings/yrTypical entry: Doctoral or professional degreePsychology Teachers, Postsecondary$82,930 median wageMA estimate · 2,640 jobs · 25-1066$68,530–$104,390 middle 50% of MA wages+4.0% projected U.S. growth · 3,700 openings/yrTypical entry: Doctoral or professional degreeSocial Science Research Assistants$63,480 median wageMA estimate · 30,640 jobs · 19-4061$49,980–$71,700 middle 50% of MA wages+5.0% projected U.S. growth · 4,900 openings/yrTypical entry: Bachelor's degree
CENSUS EMPLOYMENT DESTINATIONS
Where graduates work five years later
The leading industries employing graduates in this college, broad field and credential group.
01
Health Care and Social Assistance
about 41.2%02
Educational Services
about 17.5%03
Public Administration
about 6.5%04
Accommodation and Food Services
about 5.4%05
Retail Trade
about 5.1%
Possible alternatives
Same degree, stronger on at least one reported measure.
Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.
Worcester, MA
Worcester State University
$7,198 higher earnings · $1,731 less debt · $881 lower annual net price