Public · COLLEGE PAYOFF

Fitchburg State University

Fitchburg, MA · 23 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$47,418 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

12.5 yrsModeled economic break-even
−20%Modeled 10-year ROI
$63,963Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$47,418at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$237,0480
2
4
6
8
−$47,41810
Years after graduationBreak-even: 12.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$11,346
Sticker price
Published out-of-state tuition$17,426
Sticker price
Average net price$14,262
Title IV student average
Cost of attendance$25,555
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$14,262Average net price / year
$25,555Cost of attendance
$63,963Median earnings · year 5 after completion
55.1%Completion rate
86.9%Admission rate
2,752Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

84thEarnings percentile
45thCompletion percentile
EARNINGS PATH

Reported earnings over time

$50,473Year 1
$63,994Year 4
$63,963Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$92,1872Business Administration, Management and Operations · Master's Degree$90,9693Educational Administration and Supervision · Master's Degree$89,7174Computer and Information Sciences, General · Bachelor's Degree$75,8795Curriculum and Instruction · Master's Degree$72,3626Industrial Production Technologies/Technicians · Bachelor's Degree$66,7077Biology, General · Bachelor's Degree$65,9918Special Education and Teaching · Master's Degree$64,927

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Worcester, MA

Worcester State University

Annual net price
$13,381
Observed earnings · year 5
$62,731
Modeled 10-year ROI
-24%
Open college profile →
Salem, MA

Salem State University

Annual net price
$15,996
Observed earnings · year 5
$60,219
Modeled 10-year ROI
-38%
Open college profile →
Quincy, MA

Quincy College

Annual net price
$17,126
Observed earnings · year 5
$60,318
Modeled 10-year ROI
-38%
Open college profile →
Framingham, MA

Framingham State University

Annual net price
$16,114
Observed earnings · year 5
$59,034
Modeled 10-year ROI
-43%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$92,187$27,000
Business Administration, Management and OperationsMaster's Degree$90,969Not available
Educational Administration and SupervisionMaster's Degree$89,717Not available
Computer and Information Sciences, GeneralBachelor's Degree$75,879$27,875
Curriculum and InstructionMaster's Degree$72,362Not available
Industrial Production Technologies/TechniciansBachelor's Degree$66,707$27,000
Biology, GeneralBachelor's Degree$65,991$27,000
Special Education and TeachingMaster's Degree$64,927Not available
Business Administration, Management and OperationsBachelor's Degree$64,528$26,983
Criminal Justice and CorrectionsBachelor's Degree$62,396$26,000
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$61,409Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$60,768$27,000
Mental and Social Health Services and Allied ProfessionsMaster's Degree$60,251Not available
Leisure and Recreational ActivitiesBachelor's Degree$54,813Not available
Human Services, GeneralBachelor's Degree$52,945$26,352
English Language and Literature, GeneralBachelor's Degree$51,141$27,000
Multi-/Interdisciplinary Studies, GeneralBachelor's Degree$50,089$26,000
Psychology, GeneralBachelor's Degree$50,046$26,125
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$46,696$21,813
Communication and Media StudiesBachelor's Degree$46,129$25,000
Design and Applied ArtsBachelor's Degree$42,946$27,000
Political Science and GovernmentBachelor's DegreeNot available$23,665
HistoryBachelor's DegreeNot available$21,635

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.