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COLLEGE + DEGREE OUTCOMES

Finance and Financial Management Services bachelor's degree at University of Massachusetts-Amherst

Amherst, MA · Public

What this page covers

Federal data group related majors at the same college and degree level. One record can include several named programs or concentrations.

The short version

Reported earnings are notably above similar programs.

$13,652 above the national median for the same field and degree level.

Debt as a share of earnings
24.0% of annual earnings
Highest price with a positive payoff
$84,988 / year
Modeled 10-year payoff
+93% · Positive payoff
Available price data
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$96,995 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+43%Earnings growth, year 1 → 5$68,920 → $98,716
148Earn above high-school thresholdGraduate count in the year-4 cohort
119Working in the college’s stateGraduate count in the year-4 cohort
164Year-5 earnings observationsCohort behind the year-5 median
167Borrowers representedCohort behind the debt median
$23,250Awarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2024–25 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

834Students receiving federal aid2024–25 Title IV enrollment
130Federal-aid completers2024–25 program completers
258Pell Grant recipients2024–25 program count
608Federal loan borrowers2024–25 unduplicated count
14.2%Federal-aid non-completion rate2022–23 program cohort · 116 non-completers
175Graduates not recorded as employedHistorical federal cohort, three years after completion
Preliminary federal earnings benchmark$39,449Informational preview, not a final accountability result
Observed year-4 earnings$96,995$57,546 above the preliminary benchmark

Additional borrowing reported for this category: 34 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student. Completion and employment measures use older cohorts shown above and are not combined into the payoff estimate.

01 · PRICE CONTEXT$22,383

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$23,250

Median federal debt across schools attended at this academic level.

03 · EARNINGS$96,995

Observed median earnings four full years after completion.

04 · REPAYMENT$246/mo

Estimated standard 10-year federal payment.

ADDITIONAL WORKFORCE PROGRAM REPORTS

1 related offering reported to the Department of Labor

These provider-reported records add named prices, completion and employment context where available. They describe a separate workforce-program cohort and may include non-degree training, so they are not blended into the College Scorecard earnings or DegreeVerdict ROI.

Bachelor Degree · CIP 52.0801

1130151-University Without Walls

Reported price
$10,191
Completion
Not reported
Employed in Q2
Not reported
Q2 quarterly earnings
Not available
This program provides online instruction, e-learning, or distance learning only.
Program year 2022. Quarterly earnings are not annual salary. Suppressed values appear as “Not reported.” Source: U.S. Department of Labor TrainingProviderResults.gov. Showing 1 of 1 related records.
WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$22,383Institution-wide annual figure
COST OF ATTENDANCE$34,549Institution-wide annual budget
ADMISSION RATE59.7%Institution context
COMPLETION RATE83.3%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$68,920Year 1
$96,995Year 4
$98,716Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

3.0% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$8,083
Estimated loan payment$246
167borrowers represented where reported
HOW DOES IT COMPARE?

$96,995 vs. $83,343

$13,652 above the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Financial Managers$206,760 median wageMA estimate · 26,150 jobs · 11-3031$161,870–$287,520 middle 50% of MA wages+9.7% projected U.S. growth · 65,600 openings/yrTypical entry: Bachelor's degreeBusiness Teachers, Postsecondary$103,110 median wageMA estimate · 4,190 jobs · 25-1011$80,430–$169,010 middle 50% of MA wages+5.9% projected U.S. growth · 7,600 openings/yrTypical entry: Doctoral or professional degreeFinancial Risk Specialists$130,400 median wageMA estimate · 1,440 jobs · 13-2054$90,070–$169,610 middle 50% of MA wages+7.4% projected U.S. growth · 4,800 openings/yrTypical entry: Bachelor's degreeFinancial and Investment Analysts$111,040 median wageMA estimate · 14,790 jobs · 13-2051$90,190–$161,530 middle 50% of MA wages+7.2% projected U.S. growth · 24,700 openings/yrTypical entry: Bachelor's degreeCredit Analysts$97,080 median wageMA estimate · 1,400 jobs · 13-2041$74,110–$131,030 middle 50% of MA wages-4.3% projected U.S. growth · 3,100 openings/yrTypical entry: Bachelor's degreeCredit Counselors$63,240 median wageMA estimate · 770 jobs · 13-2071$53,340–$79,350 middle 50% of MA wages+3.3% projected U.S. growth · 2,000 openings/yrTypical entry: Bachelor's degreeGeneral and Operations Managers$127,220 median wageMA estimate · 95,880 jobs · 11-1021$82,190–$199,540 middle 50% of MA wages+5.0% projected U.S. growth · 285,000 openings/yrTypical entry: Bachelor's degreePersonal Financial Advisors$125,670 median wageMA estimate · 266,800 jobs · 13-2052$83,810–$174,720 middle 50% of MA wages+1.4% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeLoan Officers$101,600 median wageMA estimate · 4,470 jobs · 13-2072$79,760–$136,940 middle 50% of MA wages+1.1% projected U.S. growth · 17,100 openings/yrTypical entry: Bachelor's degreeSecurities, Commodities, and Financial Services Sales Agents$100,310 median wageMA estimate · 14,510 jobs · 41-3031$66,020–$161,030 middle 50% of MA wages+1.4% projected U.S. growth · 35,100 openings/yrTypical entry: Bachelor's degreeBudget Analysts$92,260 median wageMA estimate · 1,280 jobs · 13-2031$80,940–$109,100 middle 50% of MA wages+1.9% projected U.S. growth · 2,900 openings/yrTypical entry: Bachelor's degreeChief Executives$213,990 median wageU.S. estimate · 6,590 jobs · 11-1011+3.2% projected U.S. growth · 19,100 openings/yrTypical entry: Bachelor's degree
CENSUS EMPLOYMENT DESTINATIONS

Where graduates work five years later

The leading industries employing graduates in this college, broad field and credential group.

01

Professional, Scientific, and Technical Services

about 26.0%
02

Finance and Insurance

about 16.4%
03

Accommodation and Food Services

about 7.2%
04

Information

about 6.5%
05

Manufacturing

about 5.5%

How to read this: This is an observed industry mix, not a list of job titles or proof that every graduate worked in the field studied. Counts and shares are approximate because Census privacy protections add statistical noise.

Coverage is limited to institutions and states participating in the Census Post-Secondary Employment Outcomes program. These figures do not affect DegreeVerdict ROI calculations.

Download the official Census source file →
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Chestnut Hill, MA

Boston College

$50,751 higher earnings · $5,250 less debt

Earnings
$147,746
Debt
$18,000
Annual net price
$41,704
View outcomes →
Waltham, MA

Bentley University

$16,800 higher earnings

Earnings
$113,795
Debt
$26,000
Annual net price
$37,930
View outcomes →
Beverly, MA

Endicott College

$1,144 higher earnings

Earnings
$98,139
Debt
$27,000
Annual net price
$40,654
View outcomes →
North Dartmouth, MA

University of Massachusetts-Dartmouth

$1,456 lower annual net price

Earnings
$64,107
Debt
$26,674
Annual net price
$20,927
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

164 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

Calculate my payoff →