10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$26,618at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
University of Massachusetts-Amherst
⌖ Amherst, MA · 66 reportable field-and-credential outcomes
MODELED SCENARIO · Positive payoff
+$26,618 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.
9.1 yrsModeled economic break-even
+10%Modeled 10-year ROI
$74,615Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$22,383Average net price / year
$34,549Cost of attendance
$74,615Median earnings · year 5 after completion
83.3%Completion rate
59.7%Admission rate
23,671Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$51,780Year 1
$78,620Year 4
$74,615Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$165,4732Computer Science · Master's Degree$154,0993Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$126,4534Computer Science · Bachelor's Degree$123,5195Computer Engineering · Bachelor's Degree$113,0836Education, General · Doctoral Degree$110,8167Accounting and Related Services · Master's Degree$109,6288Electrical, Electronics, and Communications Engineering · Bachelor's Degree$101,091Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Lowell, MA
University of Massachusetts-Lowell
- Annual net price
- $17,163
- Observed earnings · year 5
- $75,948
- Modeled 10-year ROI
- +24%
Greater Lowell Technical School
- Annual net price
- $19,205
- Observed earnings · year 5
- $70,797
- Modeled 10-year ROI
- +0%
University of Massachusetts-Dartmouth
- Annual net price
- $20,927
- Observed earnings · year 5
- $68,294
- Modeled 10-year ROI
- -12%
University of Massachusetts-Boston
- Annual net price
- $17,707
- Observed earnings · year 5
- $69,745
- Modeled 10-year ROI
- -1%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $165,473 | Not available |
| Computer Science | Master's Degree | $154,099 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Doctoral Degree | $126,453 | Not available |
| Computer Science | Bachelor's Degree | $123,519 | $23,569 |
| Computer Engineering | Bachelor's Degree | $113,083 | $27,000 |
| Education, General | Doctoral Degree | $110,816 | Not available |
| Accounting and Related Services | Master's Degree | $109,628 | Not available |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $101,091 | $27,000 |
| Microbiological Sciences and Immunology | Master's Degree | $100,729 | Not available |
| Accounting and Related Services | Bachelor's Degree | $100,516 | $23,250 |
| Human Resources Management and Services | Master's Degree | $98,155 | Not available |
| Chemical Engineering | Bachelor's Degree | $97,990 | $27,000 |
| Industrial Engineering | Bachelor's Degree | $97,791 | $27,000 |
| Mechanical Engineering | Bachelor's Degree | $96,999 | $27,000 |
| Finance and Financial Management Services | Bachelor's Degree | $96,995 | $23,250 |
| Architectural Sciences and Technology | Bachelor's Degree | $93,156 | $23,750 |
| Business Administration, Management and Operations | Bachelor's Degree | $92,623 | $22,014 |
| Management Sciences and Quantitative Methods | Master's Degree | $91,064 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $90,309 | $29,548 |
| Civil Engineering | Bachelor's Degree | $88,076 | $27,000 |
| Civil Engineering | Master's Degree | $87,779 | Not available |
| Marketing | Bachelor's Degree | $86,299 | $23,750 |
| Public Health | Master's Degree | $84,978 | Not available |
| Mathematics | Bachelor's Degree | $83,338 | $23,250 |
| Public Policy Analysis | Master's Degree | $82,435 | Not available |
| Economics | Bachelor's Degree | $80,434 | $26,000 |
| Chemistry | Bachelor's Degree | $78,373 | Not available |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | $77,853 | $25,916 |
| Food Science and Technology | Bachelor's Degree | $77,771 | Not available |
| Natural Resources Conservation and Research | Master's Degree | $74,899 | Not available |
| Physiology, Pathology and Related Sciences | Bachelor's Degree | $74,422 | $27,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $73,242 | $25,742 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $73,238 | $26,227 |
| Biology, General | Bachelor's Degree | $72,726 | $27,000 |
| Physics | Bachelor's Degree | $72,596 | $27,000 |
| Hospitality Administration/Management | Bachelor's Degree | $70,916 | $24,385 |
| Non-Professional Legal Studies | Bachelor's Degree | $69,269 | $23,000 |
| Sustainability Studies | Master's Degree | $68,841 | Not available |
| Education, General | Master's Degree | $67,432 | Not available |
| Microbiological Sciences and Immunology | Bachelor's Degree | $66,642 | $27,000 |
| Landscape Architecture | Bachelor's Degree | $64,477 | Not available |
| Public Health | Bachelor's Degree | $63,854 | $26,000 |
| Communication Disorders Sciences and Services | Bachelor's Degree | $63,620 | $23,250 |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $63,383 | $29,309 |
| Nutrition Sciences | Bachelor's Degree | $63,019 | $23,791 |
| Communication and Media Studies | Bachelor's Degree | $60,891 | $25,125 |
| Political Science and Government | Bachelor's Degree | $60,726 | $24,865 |
| Animal Sciences | Bachelor's Degree | $59,543 | $27,000 |
| Veterinary/Animal Health Technologies/Technicians | Bachelor's Degree | $59,298 | $27,000 |
| Agriculture/Veterinary Preparatory Programs | Bachelor's Degree | $57,461 | $24,388 |
| Applied Horticulture and Horticultural Business Services | Associate's Degree | $57,093 | $11,000 |
| Sociology | Bachelor's Degree | $56,960 | $25,000 |
| History | Bachelor's Degree | $56,597 | $22,750 |
| Environmental Design | Bachelor's Degree | $55,571 | $26,000 |
| Natural Resources Conservation and Research | Bachelor's Degree | $54,215 | $25,000 |
| Journalism | Bachelor's Degree | $52,011 | $25,447 |
| Plant Sciences | Bachelor's Degree | $51,912 | $27,000 |
| Rhetoric and Composition/Writing Studies | Master's Degree | $51,558 | Not available |
| Psychology, General | Bachelor's Degree | $51,274 | $26,000 |
| English Language and Literature, General | Bachelor's Degree | $48,475 | $23,950 |
| Fine and Studio Arts | Master's Degree | $46,477 | Not available |
| Fine and Studio Arts | Bachelor's Degree | $46,027 | $27,000 |
| Agricultural Production Operations | Bachelor's Degree | $42,520 | $23,250 |
| Music | Master's Degree | $38,489 | Not available |
| Anthropology | Bachelor's Degree | $31,186 | Not available |
| Music | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.