Program directoryPROGRAM-CATEGORY PAYOFF

Psychology, General bachelor's degree outcomes at Saginaw Valley State University

University Center, MI · Public · Federal field 4201

Data scope

Federal records group outcomes by college, four-digit field and credential level. A record may cover several catalog programs or concentrations.

The short version

Reported earnings are close to the same-degree benchmark.

$640 below the national median for the same field and credential.

Debt pressure
52.8% of annual earnings
Positive-payoff price ceiling
Not reached
10-year scenario
−77% · Negative payoff
Price evidence
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$50,066 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+59%Earnings growth, year 1 → 5$30,092$47,832
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
54Working in the college’s stateGraduate count in the year-4 cohort
62Year-5 earnings observationsCohort behind the year-5 median
69Borrowers representedCohort behind the debt median
$17,224Awarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2023–24 first-major completions in this field and credential
01 · PRICE CONTEXT$10,775

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$26,447

Median federal debt across schools attended at this academic level.

03 · EARNINGS$50,066

Observed median earnings four full years after completion.

04 · REPAYMENT$280/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$10,775Institution-wide annual figure
COST OF ATTENDANCE$24,936Institution-wide annual budget
ADMISSION RATE72.1%Institution context
COMPLETION RATE48.3%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$30,092Year 1
$50,066Year 4
$47,832Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

6.7% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$4,172
Estimated loan payment$280
69borrowers represented where reported
HOW DOES IT COMPARE?

$50,066 vs. $50,706

$640 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Industrial-Organizational Psychologists$193,950 median wageU.S. estimate · 790 jobs · 19-3032+6.5% projected U.S. growth · 0.3k openings/yrTypical entry: Master's degreeManagers, All Other$134,260 median wageMI estimate · 9,380 jobs · 11-9199+4.9% projected U.S. growth · 100.9k openings/yrTypical entry: Bachelor's degreePsychology Teachers, Postsecondary$99,900 median wageMI estimate · 920 jobs · 25-1066+4.0% projected U.S. growth · 3.7k openings/yrTypical entry: Doctoral or professional degreePsychologists, All Other$88,510 median wageMI estimate · 410 jobs · 19-3039+2.3% projected U.S. growth · 3.5k openings/yrTypical entry: Master's degreeClinical and Counseling Psychologists$84,730 median wageMI estimate · 2,170 jobs · 19-3033+11.7% projected U.S. growth · 4.1k openings/yrTypical entry: Doctoral or professional degreeSocial Science Research Assistants$60,210 median wageMI estimate · 750 jobs · 19-4061+5.0% projected U.S. growth · 4.9k openings/yrTypical entry: Bachelor's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

East Lansing, MI

Michigan State University

$5,974 higher earnings · $1,197 less debt

Earnings
$56,040
Debt
$25,250
Annual net price
$19,680
View outcomes →
Kalamazoo, MI

Kalamazoo College

$4,681 higher earnings · $1,797 less debt

Earnings
$54,747
Debt
$24,650
Annual net price
$19,072
View outcomes →
Grand Rapids, MI

Calvin University

$4,346 higher earnings · $2,680 less debt

Earnings
$54,412
Debt
$23,767
Annual net price
$22,992
View outcomes →
Holland, MI

Hope College

$2,914 higher earnings · $1,791 less debt

Earnings
$52,980
Debt
$24,656
Annual net price
$27,182
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

62 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

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