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Saginaw Valley State University

⌖ University Center, MI · 38 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$106,290 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

19.1 yrsModeled economic break-even
−48%Modeled 10-year ROI
$56,681Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$106,290at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$223,1000
2
4
6
8
−$106,29010
Years after graduationBreak-even: 19.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$12,930
Sticker price
Published out-of-state tuition$30,450
Sticker price
Average net price$10,775
Title IV student average
Cost of attendance$24,936
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$10,775Average net price / year
$24,936Cost of attendance
$56,681Median earnings · year 5 after completion
48.3%Completion rate
72.1%Admission rate
5,989Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

75thEarnings percentile
35thCompletion percentile
EARNINGS PATH

Reported earnings over time

$47,001Year 1
$63,454Year 4
$56,681Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$113,5452Computer and Information Sciences, General · Bachelor's Degree$90,6813Electrical, Electronics, and Communications Engineering · Bachelor's Degree$90,4824Mechanical Engineering · Bachelor's Degree$83,8735Educational Administration and Supervision · Master's Degree$82,7736Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$81,1037Computer Systems Analysis · Bachelor's Degree$72,8888Accounting and Related Services · Bachelor's Degree$72,171

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MI

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Sault Ste Marie, MI

Lake Superior State University

Annual net price
$12,822
Observed earnings · year 5
$57,223
Modeled 10-year ROI
-47%
Open college profile →Jackson, MI

Jackson College

Annual net price
$7,761
Observed earnings · year 5
$54,742
Modeled 10-year ROI
-54%
Open college profile →Allendale, MI

Grand Valley State University

Annual net price
$16,317
Observed earnings · year 5
$56,856
Modeled 10-year ROI
-52%
Open college profile →Ypsilanti, MI

Eastern Michigan University

Annual net price
$15,407
Observed earnings · year 5
$55,310
Modeled 10-year ROI
-57%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$113,545Not available
Computer and Information Sciences, GeneralBachelor's Degree$90,681$26,250
Electrical, Electronics, and Communications EngineeringBachelor's Degree$90,482Not available
Mechanical EngineeringBachelor's Degree$83,873$26,679
Educational Administration and SupervisionMaster's Degree$82,773Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$81,103$28,000
Computer Systems AnalysisBachelor's Degree$72,888Not available
Accounting and Related ServicesBachelor's Degree$72,171$25,243
Rehabilitation and Therapeutic ProfessionsMaster's Degree$70,336Not available
Rehabilitation and Therapeutic ProfessionsBachelor's Degree$70,081$18,500
Health and Medical Administrative ServicesMaster's Degree$69,953Not available
Clinical/Medical Laboratory Science/Research and Allied ProfessionsBachelor's Degree$65,826$31,750
Finance and Financial Management ServicesBachelor's Degree$65,610$21,250
Business Administration, Management and OperationsBachelor's Degree$65,594$25,557
Special Education and TeachingMaster's Degree$65,591Not available
Social WorkMaster's Degree$64,391Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$60,900Not available
Criminal Justice and CorrectionsBachelor's Degree$59,042$27,824
MarketingBachelor's Degree$58,783$26,000
Social WorkBachelor's Degree$56,961$31,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$55,558$38,865
English Language and Literature, GeneralBachelor's Degree$55,302$28,625
Biology, GeneralBachelor's Degree$54,038$24,932
Communication and Media StudiesBachelor's Degree$53,825$28,000
Health/Medical Preparatory ProgramsBachelor's Degree$53,376$31,000
Rhetoric and Composition/Writing StudiesBachelor's Degree$50,875$30,432
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$50,816$30,000
Public AdministrationMaster's Degree$50,633Not available
Special Education and TeachingBachelor's Degree$50,078$29,873
Psychology, GeneralBachelor's Degree$50,066$26,447
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$49,761$28,550
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$48,561$31,000
Business/Commerce, GeneralBachelor's Degree$47,065$28,000
HistoryBachelor's Degree$42,803$29,702
Fine and Studio ArtsBachelor's Degree$42,270Not available
Design and Applied ArtsBachelor's Degree$41,864$26,125
Political Science and GovernmentBachelor's DegreeNot available$30,596
SociologyBachelor's DegreeNot available$28,251

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.