Program directoryPROGRAM-CATEGORY PAYOFF

Finance and Financial Management Services bachelor's degree outcomes at The University of Tennessee-Martin

Martin, TN · Public · Federal field 5208

Data scope

Federal records group outcomes by college, four-digit field and credential level. A record may cover several catalog programs or concentrations.

The short version

Reported earnings trail the same-degree benchmark.

$18,503 below the national median for the same field and credential.

Debt pressure
31.6% of annual earnings
Positive-payoff price ceiling
$4,600 / year
10-year scenario
−11% · Negative payoff
Price evidence
College-wide context only
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$64,840 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not the exact price of this program category. This is a sensitivity test, not a tuition quote or earnings forecast.
OUTCOME SIGNALS

Graduate outcomes from several angles.

Follow earnings over time and inspect the cohort behind each federal measure.

+29%Earnings growth, year 1 → 5$45,325$58,503
Not availableEarn above high-school thresholdGraduate count in the year-4 cohort
43Working in the college’s stateGraduate count in the year-4 cohort
52Year-5 earnings observationsCohort behind the year-5 median
47Borrowers representedCohort behind the debt median
Not availableAwarding-school debtDebt attributed to the college granting the credential
Not availableRecent awardsIPEDS 2023–24 first-major completions in this field and credential
NEW FEDERAL PROGRAM CONTEXT

Size, aid and an earnings floor.

The Department of Education’s 2026 informational preview adds current program participation and a preliminary earnings comparison. It does not make a final eligibility determination.

167Students receiving federal aid2024–25 Title IV enrollment
26Federal-aid completers2024–25 program completers
98Pell Grant recipients2024–25 program count
82Federal loan borrowers2024–25 unduplicated count
Preliminary federal earnings benchmark$32,989Informational preview, not a final accountability result
Observed year-4 earnings$64,840$31,851 above the preliminary benchmark

Additional borrowing reported for this category: 15 Parent PLUS borrowers.

Source: U.S. Department of Education PPD:2026 informational preview. Program categories use OPEID, four-digit field and credential level; federal-aid counts do not represent every enrolled student.

01 · PRICE CONTEXT$10,701

Institution-wide annual average net price, not this program’s price.

02 · BORROWING$20,500

Median federal debt across schools attended at this academic level.

03 · EARNINGS$64,840

Observed median earnings four full years after completion.

04 · REPAYMENT$217/mo

Estimated standard 10-year federal payment.

WHAT WILL IT COST?

Published college costs provide the starting point.

Your exact offering, aid, residency and time to finish determine the price you actually pay.

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AVERAGE NET PRICE$10,701Institution-wide annual figure
COST OF ATTENDANCE$23,079Institution-wide annual budget
ADMISSION RATE88.2%Institution context
COMPLETION RATE52.5%Institution-wide completion rate
WHAT DO GRADUATES EARN?

Reported earnings after completion.

Each point may represent a different federal cohort. A missing bar means the figure was unavailable or suppressed.

$45,325Year 1
$64,840Year 4
$58,503Year 5
CAN THE EARNINGS SUPPORT THE DEBT?

4.0% of gross monthly earnings

Estimated monthly payment divided by observed gross monthly earnings. This excludes taxes, other debts and income-driven repayment.

Gross monthly earnings$5,403
Estimated loan payment$217
47borrowers represented where reported
HOW DOES IT COMPARE?

$64,840 vs. $83,343

$18,503 below the national median for the same field and credential.

Same-field national median
WHAT WORK CAN IT LEAD TO?

Related occupations, wages and outlook.

Official CIP–SOC links show careers the curriculum may prepare students for, not observed jobs held by this school’s graduates. BLS wages describe everyone working in an occupation.

BLS May 2025 wage estimates and 2025–35 employment projections.
Financial Managers$141,010 median wageTN estimate · 17,630 jobs · 11-3031+9.7% projected U.S. growth · 65.6k openings/yrTypical entry: Bachelor's degreeBusiness Teachers, Postsecondary$85,950 median wageTN estimate · 1,260 jobs · 25-1011+5.9% projected U.S. growth · 7.6k openings/yrTypical entry: Doctoral or professional degreeFinancial and Investment Analysts$92,990 median wageTN estimate · 4,910 jobs · 13-2051+7.2% projected U.S. growth · 24.7k openings/yrTypical entry: Bachelor's degreeFinancial Risk Specialists$90,950 median wageTN estimate · 540 jobs · 13-2054+7.4% projected U.S. growth · 4.8k openings/yrTypical entry: Bachelor's degreeCredit Analysts$72,550 median wageTN estimate · 1,480 jobs · 13-2041-4.3% projected U.S. growth · 3.1k openings/yrTypical entry: Bachelor's degreeCredit Counselors$38,730 median wageTN estimate · 950 jobs · 13-2071+3.3% projected U.S. growth · 2k openings/yrTypical entry: Bachelor's degreeGeneral and Operations Managers$106,970 median wageTN estimate · 63,720 jobs · 11-1021+5.0% projected U.S. growth · 285k openings/yrTypical entry: Bachelor's degreeBudget Analysts$86,570 median wageTN estimate · 1,140 jobs · 13-2031+1.9% projected U.S. growth · 2.9k openings/yrTypical entry: Bachelor's degreePersonal Financial Advisors$84,160 median wageTN estimate · 3,970 jobs · 13-2052+1.4% projected U.S. growth · 17.1k openings/yrTypical entry: Bachelor's degreeLoan Officers$62,800 median wageTN estimate · 6,510 jobs · 13-2072+1.1% projected U.S. growth · 17.1k openings/yrTypical entry: Bachelor's degreeSecurities, Commodities, and Financial Services Sales Agents$58,050 median wageTN estimate · 11,370 jobs · 41-3031+1.4% projected U.S. growth · 35.1k openings/yrTypical entry: Bachelor's degreeChief Executives$198,830 median wageTN estimate · 4,700 jobs · 11-1011+3.2% projected U.S. growth · 19.1k openings/yrTypical entry: Bachelor's degree
Possible alternatives

Same degree, stronger on at least one reported measure.

Every option below reports higher earnings, lower federal debt or a lower college-wide net price. Same-state options appear first.

Clarksville, TN

Austin Peay State University

$6,727 higher earnings · $3,000 less debt · $966 lower annual net price

Earnings
$71,567
Debt
$17,500
Annual net price
$9,735
View outcomes →
Cookeville, TN

Tennessee Technological University

$1,695 higher earnings · $4,413 less debt

Earnings
$66,535
Debt
$16,087
Annual net price
$14,246
View outcomes →
Nashville, TN

Belmont University

$59,430 higher earnings

Earnings
$124,270
Debt
Not available
Annual net price
$33,147
View outcomes →
Knoxville, TN

The University of Tennessee-Knoxville

$18,953 higher earnings

Earnings
$83,793
Debt
$23,250
Annual net price
$18,976
View outcomes →
Compare these programs →
DATA QUALITY

Check the evidence behind the estimate.

52 observations in the earnings cohort

June 10, 2026 College Scorecard release

Observed, estimated and contextual figures are labeled separately throughout this page

IS IT WORTH IT AT YOUR PRICE?

Your price and current earnings determine the result.

Add your grants, borrowing and current salary to estimate payment pressure, break-even time and ten-year payoff.

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